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Side-by-side financial comparison of CB Financial Services, Inc. (CBFV) and NATURAL HEALTH TRENDS CORP (NHTC). Click either name above to swap in a different company.

CB Financial Services, Inc. is the larger business by last-quarter revenue ($13.8M vs $9.7M, roughly 1.4× NATURAL HEALTH TRENDS CORP). On growth, CB Financial Services, Inc. posted the faster year-over-year revenue change (19.9% vs -10.1%). CB Financial Services, Inc. produced more free cash flow last quarter ($17.2M vs $-964.0K). Over the past eight quarters, CB Financial Services, Inc.'s revenue compounded faster (1.2% CAGR vs -5.6%).

CB Bank is one of Myanmar's largest commercial banks. It became the first bank in Myanmar to issue ATM cards and credit cards. The bank, led by U Khin Maung Aye (Chairman) and U Kyaw Thu Ko (CEO) has over 245 branches across the country.

Sword Health is a digital health company that develops physical therapy programs for musculoskeletal (MSK) conditions, pelvic health, and injury prevention. The company was founded in 2015 in Portugal by Virgílio Bento and Márcio Colunas. Its services include digital physical therapy with artificial intelligence (AI) integrated into the care model. As of 2024, Sword Health operates internationally, with offices in the United States, Ireland, and Portugal. The company has been valued at $3 bil...

CBFV vs NHTC — Head-to-Head

Bigger by revenue
CBFV
CBFV
1.4× larger
CBFV
$13.8M
$9.7M
NHTC
Growing faster (revenue YoY)
CBFV
CBFV
+30.0% gap
CBFV
19.9%
-10.1%
NHTC
More free cash flow
CBFV
CBFV
$18.1M more FCF
CBFV
$17.2M
$-964.0K
NHTC
Faster 2-yr revenue CAGR
CBFV
CBFV
Annualised
CBFV
1.2%
-5.6%
NHTC

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
CBFV
CBFV
NHTC
NHTC
Revenue
$13.8M
$9.7M
Net Profit
$-588.0K
Gross Margin
72.9%
Operating Margin
38.1%
-6.5%
Net Margin
-6.0%
Revenue YoY
19.9%
-10.1%
Net Profit YoY
-434.1%
EPS (diluted)
$0.90
$-0.05

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CBFV
CBFV
NHTC
NHTC
Q4 25
$13.8M
$9.7M
Q3 25
$2.4M
$9.5M
Q2 25
$13.5M
$9.8M
Q1 25
$12.1M
$10.7M
Q4 24
$13.2M
$10.8M
Q3 24
$12.7M
$10.7M
Q2 24
$12.2M
$10.5M
Q1 24
$13.5M
$11.0M
Net Profit
CBFV
CBFV
NHTC
NHTC
Q4 25
$-588.0K
Q3 25
$-5.7M
$-431.0K
Q2 25
$3.9M
$15.0K
Q1 25
$1.9M
$122.0K
Q4 24
$176.0K
Q3 24
$3.2M
$35.0K
Q2 24
$2.6M
$173.0K
Q1 24
$4.2M
$188.0K
Gross Margin
CBFV
CBFV
NHTC
NHTC
Q4 25
72.9%
Q3 25
73.7%
Q2 25
73.9%
Q1 25
73.6%
Q4 24
74.2%
Q3 24
74.1%
Q2 24
74.2%
Q1 24
73.4%
Operating Margin
CBFV
CBFV
NHTC
NHTC
Q4 25
38.1%
-6.5%
Q3 25
-289.8%
-5.2%
Q2 25
35.0%
-3.4%
Q1 25
19.3%
-3.2%
Q4 24
23.1%
-3.9%
Q3 24
31.2%
-2.6%
Q2 24
26.4%
-2.3%
Q1 24
37.9%
-3.3%
Net Margin
CBFV
CBFV
NHTC
NHTC
Q4 25
-6.0%
Q3 25
-235.2%
-4.5%
Q2 25
29.3%
0.2%
Q1 25
15.8%
1.1%
Q4 24
1.6%
Q3 24
25.3%
0.3%
Q2 24
21.8%
1.7%
Q1 24
31.1%
1.7%
EPS (diluted)
CBFV
CBFV
NHTC
NHTC
Q4 25
$0.90
$-0.05
Q3 25
$-1.07
$-0.04
Q2 25
$0.74
$0.00
Q1 25
$0.35
$0.01
Q4 24
$0.45
$0.01
Q3 24
$0.60
$0.00
Q2 24
$0.51
$0.02
Q1 24
$0.82
$0.02

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CBFV
CBFV
NHTC
NHTC
Cash + ST InvestmentsLiquidity on hand
$31.7M
$28.9M
Total DebtLower is stronger
Stockholders' EquityBook value
$157.5M
$23.4M
Total Assets
$1.5B
$38.4M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CBFV
CBFV
NHTC
NHTC
Q4 25
$31.7M
$28.9M
Q3 25
$55.9M
$32.0M
Q2 25
$64.5M
$34.2M
Q1 25
$61.3M
$41.9M
Q4 24
$49.6M
$43.9M
Q3 24
$147.3M
$46.3M
Q2 24
$142.6M
$48.7M
Q1 24
$73.7M
$54.4M
Stockholders' Equity
CBFV
CBFV
NHTC
NHTC
Q4 25
$157.5M
$23.4M
Q3 25
$152.5M
$26.1M
Q2 25
$148.4M
$28.9M
Q1 25
$148.3M
$30.9M
Q4 24
$147.4M
$32.9M
Q3 24
$149.1M
$35.3M
Q2 24
$142.9M
$37.3M
Q1 24
$141.6M
$39.4M
Total Assets
CBFV
CBFV
NHTC
NHTC
Q4 25
$1.5B
$38.4M
Q3 25
$1.5B
$42.3M
Q2 25
$1.5B
$45.2M
Q1 25
$1.5B
$53.2M
Q4 24
$1.5B
$55.4M
Q3 24
$1.6B
$58.3M
Q2 24
$1.6B
$61.5M
Q1 24
$1.5B
$67.6M

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CBFV
CBFV
NHTC
NHTC
Operating Cash FlowLast quarter
$17.8M
$-959.0K
Free Cash FlowOCF − Capex
$17.2M
$-964.0K
FCF MarginFCF / Revenue
124.1%
-9.9%
Capex IntensityCapex / Revenue
4.7%
0.1%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$29.5M
$-6.1M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CBFV
CBFV
NHTC
NHTC
Q4 25
$17.8M
$-959.0K
Q3 25
$4.6M
$113.0K
Q2 25
$4.1M
$-5.6M
Q1 25
$4.0M
$484.0K
Q4 24
$6.8M
$88.0K
Q3 24
$3.1M
$-436.0K
Q2 24
$-1.2M
$-3.6M
Q1 24
$3.3M
$549.0K
Free Cash Flow
CBFV
CBFV
NHTC
NHTC
Q4 25
$17.2M
$-964.0K
Q3 25
$4.5M
$70.0K
Q2 25
$3.9M
$-5.6M
Q1 25
$3.9M
$468.0K
Q4 24
$3.4M
$68.0K
Q3 24
$2.2M
$-443.0K
Q2 24
$-2.4M
$-3.6M
Q1 24
$2.3M
$538.0K
FCF Margin
CBFV
CBFV
NHTC
NHTC
Q4 25
124.1%
-9.9%
Q3 25
186.5%
0.7%
Q2 25
28.8%
-57.5%
Q1 25
32.5%
4.4%
Q4 24
26.0%
0.6%
Q3 24
17.4%
-4.1%
Q2 24
-19.6%
-34.2%
Q1 24
17.0%
4.9%
Capex Intensity
CBFV
CBFV
NHTC
NHTC
Q4 25
4.7%
0.1%
Q3 25
4.3%
0.5%
Q2 25
1.9%
0.0%
Q1 25
0.8%
0.1%
Q4 24
25.1%
0.2%
Q3 24
6.7%
0.1%
Q2 24
10.0%
0.2%
Q1 24
7.2%
0.1%
Cash Conversion
CBFV
CBFV
NHTC
NHTC
Q4 25
Q3 25
Q2 25
1.05×
-375.67×
Q1 25
2.11×
3.97×
Q4 24
0.50×
Q3 24
0.95×
-12.46×
Q2 24
-0.44×
-20.62×
Q1 24
0.78×
2.92×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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