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Side-by-side financial comparison of CB Financial Services, Inc. (CBFV) and NORTHERN TECHNOLOGIES INTERNATIONAL CORP (NTIC). Click either name above to swap in a different company.
NORTHERN TECHNOLOGIES INTERNATIONAL CORP is the larger business by last-quarter revenue ($23.3M vs $13.8M, roughly 1.7× CB Financial Services, Inc.). On growth, CB Financial Services, Inc. posted the faster year-over-year revenue change (19.9% vs 9.2%). CB Financial Services, Inc. produced more free cash flow last quarter ($17.2M vs $-479.7K). Over the past eight quarters, NORTHERN TECHNOLOGIES INTERNATIONAL CORP's revenue compounded faster (5.8% CAGR vs 1.2%).
CB Bank is one of Myanmar's largest commercial banks. It became the first bank in Myanmar to issue ATM cards and credit cards. The bank, led by U Khin Maung Aye (Chairman) and U Kyaw Thu Ko (CEO) has over 245 branches across the country.
Maxar Technologies Inc., was an American space technology company, specializing in geospatial intelligence, Earth observation, and on-orbit satellite servicing, satellite products, and related services. DigitalGlobe and MDA Holdings Company merged to become Maxar Technologies on October 5, 2017.
CBFV vs NTIC — Head-to-Head
Income Statement — Q4 FY2025 vs Q1 FY2026
| Metric | | |
|---|---|---|
| Revenue | $13.8M | $23.3M |
| Net Profit | — | $237.8K |
| Gross Margin | — | 36.0% |
| Operating Margin | 38.1% | 4.0% |
| Net Margin | — | 1.0% |
| Revenue YoY | 19.9% | 9.2% |
| Net Profit YoY | — | -57.6% |
| EPS (diluted) | $0.90 | $0.03 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $13.8M | $23.3M | ||
| Q3 25 | $2.4M | $22.3M | ||
| Q2 25 | $13.5M | $21.5M | ||
| Q1 25 | $12.1M | $19.1M | ||
| Q4 24 | $13.2M | $21.3M | ||
| Q3 24 | $12.7M | $23.3M | ||
| Q2 24 | $12.2M | $20.7M | ||
| Q1 24 | $13.5M | $20.8M |
| Q4 25 | — | $237.8K | ||
| Q3 25 | $-5.7M | $-1.1M | ||
| Q2 25 | $3.9M | $121.8K | ||
| Q1 25 | $1.9M | $434.3K | ||
| Q4 24 | — | $561.1K | ||
| Q3 24 | $3.2M | $1.8M | ||
| Q2 24 | $2.6M | $976.6K | ||
| Q1 24 | $4.2M | $1.7M |
| Q4 25 | — | 36.0% | ||
| Q3 25 | — | 37.9% | ||
| Q2 25 | — | 38.4% | ||
| Q1 25 | — | 35.6% | ||
| Q4 24 | — | 38.3% | ||
| Q3 24 | — | 43.8% | ||
| Q2 24 | — | 38.2% | ||
| Q1 24 | — | 40.0% |
| Q4 25 | 38.1% | 4.0% | ||
| Q3 25 | -289.8% | 4.2% | ||
| Q2 25 | 35.0% | 4.0% | ||
| Q1 25 | 19.3% | -1.7% | ||
| Q4 24 | 23.1% | 5.2% | ||
| Q3 24 | 31.2% | 11.8% | ||
| Q2 24 | 26.4% | 7.4% | ||
| Q1 24 | 37.9% | 10.6% |
| Q4 25 | — | 1.0% | ||
| Q3 25 | -235.2% | -4.9% | ||
| Q2 25 | 29.3% | 0.6% | ||
| Q1 25 | 15.8% | 2.3% | ||
| Q4 24 | — | 2.6% | ||
| Q3 24 | 25.3% | 7.9% | ||
| Q2 24 | 21.8% | 4.7% | ||
| Q1 24 | 31.1% | 8.2% |
| Q4 25 | $0.90 | $0.03 | ||
| Q3 25 | $-1.07 | $-0.11 | ||
| Q2 25 | $0.74 | $0.01 | ||
| Q1 25 | $0.35 | $0.04 | ||
| Q4 24 | $0.45 | $0.06 | ||
| Q3 24 | $0.60 | $0.19 | ||
| Q2 24 | $0.51 | $0.10 | ||
| Q1 24 | $0.82 | $0.17 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $31.7M | $6.4M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $157.5M | $72.4M |
| Total Assets | $1.5B | $104.0M |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $31.7M | $6.4M | ||
| Q3 25 | $55.9M | $7.3M | ||
| Q2 25 | $64.5M | $6.8M | ||
| Q1 25 | $61.3M | $5.1M | ||
| Q4 24 | $49.6M | $5.6M | ||
| Q3 24 | $147.3M | $5.0M | ||
| Q2 24 | $142.6M | $5.8M | ||
| Q1 24 | $73.7M | $4.8M |
| Q4 25 | $157.5M | $72.4M | ||
| Q3 25 | $152.5M | $72.1M | ||
| Q2 25 | $148.4M | $72.4M | ||
| Q1 25 | $148.3M | $69.7M | ||
| Q4 24 | $147.4M | $70.2M | ||
| Q3 24 | $149.1M | $71.2M | ||
| Q2 24 | $142.9M | $68.9M | ||
| Q1 24 | $141.6M | $68.4M |
| Q4 25 | $1.5B | $104.0M | ||
| Q3 25 | $1.5B | $102.7M | ||
| Q2 25 | $1.5B | $99.3M | ||
| Q1 25 | $1.5B | $93.7M | ||
| Q4 24 | $1.5B | $94.0M | ||
| Q3 24 | $1.6B | $94.7M | ||
| Q2 24 | $1.6B | $89.3M | ||
| Q1 24 | $1.5B | $87.3M |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $17.8M | $341.9K |
| Free Cash FlowOCF − Capex | $17.2M | $-479.7K |
| FCF MarginFCF / Revenue | 124.1% | -2.1% |
| Capex IntensityCapex / Revenue | 4.7% | 3.5% |
| Cash ConversionOCF / Net Profit | — | 1.44× |
| TTM Free Cash FlowTrailing 4 quarters | $29.5M | $-1.8M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $17.8M | $341.9K | ||
| Q3 25 | $4.6M | $-1.4M | ||
| Q2 25 | $4.1M | $609.7K | ||
| Q1 25 | $4.0M | $803.7K | ||
| Q4 24 | $6.8M | $2.4M | ||
| Q3 24 | $3.1M | — | ||
| Q2 24 | $-1.2M | $1.9M | ||
| Q1 24 | $3.3M | — |
| Q4 25 | $17.2M | $-479.7K | ||
| Q3 25 | $4.5M | $-1.4M | ||
| Q2 25 | $3.9M | $-171.2K | ||
| Q1 25 | $3.9M | $293.1K | ||
| Q4 24 | $3.4M | $1.2M | ||
| Q3 24 | $2.2M | — | ||
| Q2 24 | $-2.4M | $869.4K | ||
| Q1 24 | $2.3M | — |
| Q4 25 | 124.1% | -2.1% | ||
| Q3 25 | 186.5% | -6.3% | ||
| Q2 25 | 28.8% | -0.8% | ||
| Q1 25 | 32.5% | 1.5% | ||
| Q4 24 | 26.0% | 5.5% | ||
| Q3 24 | 17.4% | — | ||
| Q2 24 | -19.6% | 4.2% | ||
| Q1 24 | 17.0% | — |
| Q4 25 | 4.7% | 3.5% | ||
| Q3 25 | 4.3% | 0.2% | ||
| Q2 25 | 1.9% | 3.6% | ||
| Q1 25 | 0.8% | 2.7% | ||
| Q4 24 | 25.1% | 5.7% | ||
| Q3 24 | 6.7% | — | ||
| Q2 24 | 10.0% | 5.2% | ||
| Q1 24 | 7.2% | — |
| Q4 25 | — | 1.44× | ||
| Q3 25 | — | — | ||
| Q2 25 | 1.05× | 5.01× | ||
| Q1 25 | 2.11× | 1.85× | ||
| Q4 24 | — | 4.27× | ||
| Q3 24 | 0.95× | — | ||
| Q2 24 | -0.44× | 1.99× | ||
| Q1 24 | 0.78× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
CBFV
Segment breakdown not available.
NTIC
| Inside The USA To Unaffiliated Customers | $7.5M | 32% |
| Natur Tec | $6.0M | 26% |
| Acobal | $3.6M | 15% |
| Other | $2.7M | 12% |
| BR | $2.1M | 9% |
| Zerust OY | $1.4M | 6% |
