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Side-by-side financial comparison of CB Financial Services, Inc. (CBFV) and Sanara MedTech Inc. (SMTI). Click either name above to swap in a different company.

Sanara MedTech Inc. is the larger business by last-quarter revenue ($27.5M vs $13.8M, roughly 2.0× CB Financial Services, Inc.). On growth, CB Financial Services, Inc. posted the faster year-over-year revenue change (19.9% vs 4.6%). CB Financial Services, Inc. produced more free cash flow last quarter ($17.2M vs $3.9M). Over the past eight quarters, Sanara MedTech Inc.'s revenue compounded faster (21.8% CAGR vs 1.2%).

CB Bank is one of Myanmar's largest commercial banks. It became the first bank in Myanmar to issue ATM cards and credit cards. The bank, led by U Khin Maung Aye (Chairman) and U Kyaw Thu Ko (CEO) has over 245 branches across the country.

Sanara MedTech Inc. is a US-based medical technology company that develops, manufactures, and distributes innovative surgical, wound care, and post-acute rehabilitation products. It mainly serves healthcare providers, hospitals, and long-term care facilities across North America, with a portfolio of FDA-cleared solutions designed to improve patient outcomes and lower clinical care operational costs.

CBFV vs SMTI — Head-to-Head

Bigger by revenue
SMTI
SMTI
2.0× larger
SMTI
$27.5M
$13.8M
CBFV
Growing faster (revenue YoY)
CBFV
CBFV
+15.3% gap
CBFV
19.9%
4.6%
SMTI
More free cash flow
CBFV
CBFV
$13.3M more FCF
CBFV
$17.2M
$3.9M
SMTI
Faster 2-yr revenue CAGR
SMTI
SMTI
Annualised
SMTI
21.8%
1.2%
CBFV

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
CBFV
CBFV
SMTI
SMTI
Revenue
$13.8M
$27.5M
Net Profit
$-1.6M
Gross Margin
93.2%
Operating Margin
38.1%
23.5%
Net Margin
-5.9%
Revenue YoY
19.9%
4.6%
Net Profit YoY
5.3%
EPS (diluted)
$0.90
$-0.32

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CBFV
CBFV
SMTI
SMTI
Q4 25
$13.8M
$27.5M
Q3 25
$2.4M
$26.3M
Q2 25
$13.5M
$25.8M
Q1 25
$12.1M
$23.4M
Q4 24
$13.2M
$26.3M
Q3 24
$12.7M
$21.7M
Q2 24
$12.2M
$20.2M
Q1 24
$13.5M
$18.5M
Net Profit
CBFV
CBFV
SMTI
SMTI
Q4 25
$-1.6M
Q3 25
$-5.7M
$-30.4M
Q2 25
$3.9M
$-2.0M
Q1 25
$1.9M
$-3.5M
Q4 24
$-1.7M
Q3 24
$3.2M
$-2.9M
Q2 24
$2.6M
$-3.5M
Q1 24
$4.2M
$-1.8M
Gross Margin
CBFV
CBFV
SMTI
SMTI
Q4 25
93.2%
Q3 25
92.9%
Q2 25
92.5%
Q1 25
92.2%
Q4 24
91.4%
Q3 24
90.8%
Q2 24
90.0%
Q1 24
89.8%
Operating Margin
CBFV
CBFV
SMTI
SMTI
Q4 25
38.1%
23.5%
Q3 25
-289.8%
11.2%
Q2 25
35.0%
-0.1%
Q1 25
19.3%
-8.9%
Q4 24
23.1%
18.6%
Q3 24
31.2%
3.6%
Q2 24
26.4%
-14.3%
Q1 24
37.9%
-8.3%
Net Margin
CBFV
CBFV
SMTI
SMTI
Q4 25
-5.9%
Q3 25
-235.2%
-115.5%
Q2 25
29.3%
-7.8%
Q1 25
15.8%
-15.1%
Q4 24
-6.5%
Q3 24
25.3%
-13.2%
Q2 24
21.8%
-17.4%
Q1 24
31.1%
-9.5%
EPS (diluted)
CBFV
CBFV
SMTI
SMTI
Q4 25
$0.90
$-0.32
Q3 25
$-1.07
$-3.40
Q2 25
$0.74
$-0.23
Q1 25
$0.35
$-0.41
Q4 24
$0.45
$-0.18
Q3 24
$0.60
$-0.34
Q2 24
$0.51
$-0.41
Q1 24
$0.82
$-0.21

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CBFV
CBFV
SMTI
SMTI
Cash + ST InvestmentsLiquidity on hand
$31.7M
$16.6M
Total DebtLower is stronger
$46.0M
Stockholders' EquityBook value
$157.5M
$5.9M
Total Assets
$1.5B
$72.9M
Debt / EquityLower = less leverage
7.74×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CBFV
CBFV
SMTI
SMTI
Q4 25
$31.7M
$16.6M
Q3 25
$55.9M
$14.9M
Q2 25
$64.5M
$17.0M
Q1 25
$61.3M
$20.7M
Q4 24
$49.6M
$15.9M
Q3 24
$147.3M
$16.3M
Q2 24
$142.6M
$6.2M
Q1 24
$73.7M
$2.8M
Total Debt
CBFV
CBFV
SMTI
SMTI
Q4 25
$46.0M
Q3 25
$45.1M
Q2 25
$44.2M
Q1 25
$43.4M
Q4 24
$30.7M
Q3 24
$30.1M
Q2 24
$14.4M
Q1 24
$9.7M
Stockholders' Equity
CBFV
CBFV
SMTI
SMTI
Q4 25
$157.5M
$5.9M
Q3 25
$152.5M
$6.1M
Q2 25
$148.4M
$35.4M
Q1 25
$148.3M
$36.7M
Q4 24
$147.4M
$39.4M
Q3 24
$149.1M
$39.8M
Q2 24
$142.9M
$41.7M
Q1 24
$141.6M
$43.3M
Total Assets
CBFV
CBFV
SMTI
SMTI
Q4 25
$1.5B
$72.9M
Q3 25
$1.5B
$71.1M
Q2 25
$1.5B
$98.8M
Q1 25
$1.5B
$96.4M
Q4 24
$1.5B
$88.1M
Q3 24
$1.6B
$88.5M
Q2 24
$1.6B
$73.4M
Q1 24
$1.5B
$70.9M
Debt / Equity
CBFV
CBFV
SMTI
SMTI
Q4 25
7.74×
Q3 25
7.33×
Q2 25
1.25×
Q1 25
1.18×
Q4 24
0.78×
Q3 24
0.76×
Q2 24
0.34×
Q1 24
0.22×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CBFV
CBFV
SMTI
SMTI
Operating Cash FlowLast quarter
$17.8M
$3.9M
Free Cash FlowOCF − Capex
$17.2M
$3.9M
FCF MarginFCF / Revenue
124.1%
14.0%
Capex IntensityCapex / Revenue
4.7%
0.3%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$29.5M
$2.2M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CBFV
CBFV
SMTI
SMTI
Q4 25
$17.8M
$3.9M
Q3 25
$4.6M
$2.2M
Q2 25
$4.1M
$2.7M
Q1 25
$4.0M
$-2.0M
Q4 24
$6.8M
$932.0K
Q3 24
$3.1M
$2.1M
Q2 24
$-1.2M
$-1.4M
Q1 24
$3.3M
$-1.6M
Free Cash Flow
CBFV
CBFV
SMTI
SMTI
Q4 25
$17.2M
$3.9M
Q3 25
$4.5M
$1.1M
Q2 25
$3.9M
$902.7K
Q1 25
$3.9M
$-3.7M
Q4 24
$3.4M
$859.9K
Q3 24
$2.2M
$2.0M
Q2 24
$-2.4M
$-1.5M
Q1 24
$2.3M
$-1.7M
FCF Margin
CBFV
CBFV
SMTI
SMTI
Q4 25
124.1%
14.0%
Q3 25
186.5%
4.2%
Q2 25
28.8%
3.5%
Q1 25
32.5%
-15.9%
Q4 24
26.0%
3.3%
Q3 24
17.4%
9.4%
Q2 24
-19.6%
-7.3%
Q1 24
17.0%
-9.0%
Capex Intensity
CBFV
CBFV
SMTI
SMTI
Q4 25
4.7%
0.3%
Q3 25
4.3%
4.0%
Q2 25
1.9%
6.8%
Q1 25
0.8%
7.4%
Q4 24
25.1%
0.3%
Q3 24
6.7%
0.0%
Q2 24
10.0%
0.3%
Q1 24
7.2%
0.4%
Cash Conversion
CBFV
CBFV
SMTI
SMTI
Q4 25
Q3 25
Q2 25
1.05×
Q1 25
2.11×
Q4 24
Q3 24
0.95×
Q2 24
-0.44×
Q1 24
0.78×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

CBFV
CBFV

Segment breakdown not available.

SMTI
SMTI

Soft Tissue Repair Products$24.7M90%
Bone Fusion Products$2.8M10%

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