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Side-by-side financial comparison of CB Financial Services, Inc. (CBFV) and UTAH MEDICAL PRODUCTS INC (UTMD). Click either name above to swap in a different company.

CB Financial Services, Inc. is the larger business by last-quarter revenue ($13.8M vs $9.0M, roughly 1.5× UTAH MEDICAL PRODUCTS INC). On growth, CB Financial Services, Inc. posted the faster year-over-year revenue change (19.9% vs -1.2%). CB Financial Services, Inc. produced more free cash flow last quarter ($17.2M vs $3.4M). Over the past eight quarters, CB Financial Services, Inc.'s revenue compounded faster (1.2% CAGR vs -10.7%).

CB Bank is one of Myanmar's largest commercial banks. It became the first bank in Myanmar to issue ATM cards and credit cards. The bank, led by U Khin Maung Aye (Chairman) and U Kyaw Thu Ko (CEO) has over 245 branches across the country.

Varian Medical Systems is an American radiation oncology treatments and software maker based in Palo Alto, California. Their medical devices include linear accelerators (LINACs) and software for treating cancer and other medical conditions with radiotherapy, radiosurgery, proton therapy, and brachytherapy. The company supplies software for managing cancer clinics, radiotherapy centers, and medical oncology practices. Varian Medical Systems employs more than 7,100 people at manufacturing sites...

CBFV vs UTMD — Head-to-Head

Bigger by revenue
CBFV
CBFV
1.5× larger
CBFV
$13.8M
$9.0M
UTMD
Growing faster (revenue YoY)
CBFV
CBFV
+21.1% gap
CBFV
19.9%
-1.2%
UTMD
More free cash flow
CBFV
CBFV
$13.8M more FCF
CBFV
$17.2M
$3.4M
UTMD
Faster 2-yr revenue CAGR
CBFV
CBFV
Annualised
CBFV
1.2%
-10.7%
UTMD

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
CBFV
CBFV
UTMD
UTMD
Revenue
$13.8M
$9.0M
Net Profit
$2.6M
Gross Margin
58.2%
Operating Margin
38.1%
27.0%
Net Margin
28.4%
Revenue YoY
19.9%
-1.2%
Net Profit YoY
-11.6%
EPS (diluted)
$0.90
$0.80

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CBFV
CBFV
UTMD
UTMD
Q4 25
$13.8M
$9.0M
Q3 25
$2.4M
$9.8M
Q2 25
$13.5M
$10.0M
Q1 25
$12.1M
$9.7M
Q4 24
$13.2M
$9.2M
Q3 24
$12.7M
$10.0M
Q2 24
$12.2M
$10.4M
Q1 24
$13.5M
$11.3M
Net Profit
CBFV
CBFV
UTMD
UTMD
Q4 25
$2.6M
Q3 25
$-5.7M
$2.6M
Q2 25
$3.9M
$3.0M
Q1 25
$1.9M
$3.0M
Q4 24
$2.9M
Q3 24
$3.2M
$3.6M
Q2 24
$2.6M
$3.5M
Q1 24
$4.2M
$4.0M
Gross Margin
CBFV
CBFV
UTMD
UTMD
Q4 25
58.2%
Q3 25
57.1%
Q2 25
56.2%
Q1 25
57.0%
Q4 24
58.1%
Q3 24
58.0%
Q2 24
60.1%
Q1 24
59.7%
Operating Margin
CBFV
CBFV
UTMD
UTMD
Q4 25
38.1%
27.0%
Q3 25
-289.8%
26.6%
Q2 25
35.0%
32.1%
Q1 25
19.3%
32.5%
Q4 24
23.1%
32.0%
Q3 24
31.2%
33.4%
Q2 24
26.4%
33.1%
Q1 24
37.9%
34.2%
Net Margin
CBFV
CBFV
UTMD
UTMD
Q4 25
28.4%
Q3 25
-235.2%
26.8%
Q2 25
29.3%
30.6%
Q1 25
15.8%
31.3%
Q4 24
31.7%
Q3 24
25.3%
35.6%
Q2 24
21.8%
33.2%
Q1 24
31.1%
34.9%
EPS (diluted)
CBFV
CBFV
UTMD
UTMD
Q4 25
$0.90
$0.80
Q3 25
$-1.07
$0.82
Q2 25
$0.74
$0.94
Q1 25
$0.35
$0.92
Q4 24
$0.45
$0.86
Q3 24
$0.60
$1.03
Q2 24
$0.51
$0.98
Q1 24
$0.82
$1.09

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CBFV
CBFV
UTMD
UTMD
Cash + ST InvestmentsLiquidity on hand
$31.7M
$85.8M
Total DebtLower is stronger
$225.0K
Stockholders' EquityBook value
$157.5M
$119.3M
Total Assets
$1.5B
$122.5M
Debt / EquityLower = less leverage
0.00×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CBFV
CBFV
UTMD
UTMD
Q4 25
$31.7M
$85.8M
Q3 25
$55.9M
$84.3M
Q2 25
$64.5M
$82.2M
Q1 25
$61.3M
$83.3M
Q4 24
$49.6M
$83.0M
Q3 24
$147.3M
$88.5M
Q2 24
$142.6M
$89.2M
Q1 24
$73.7M
$93.8M
Total Debt
CBFV
CBFV
UTMD
UTMD
Q4 25
$225.0K
Q3 25
Q2 25
Q1 25
$269.0K
Q4 24
$282.0K
Q3 24
Q2 24
Q1 24
Stockholders' Equity
CBFV
CBFV
UTMD
UTMD
Q4 25
$157.5M
$119.3M
Q3 25
$152.5M
$118.3M
Q2 25
$148.4M
$117.5M
Q1 25
$148.3M
$117.0M
Q4 24
$147.4M
$117.4M
Q3 24
$149.1M
$124.2M
Q2 24
$142.9M
$124.1M
Q1 24
$141.6M
$127.7M
Total Assets
CBFV
CBFV
UTMD
UTMD
Q4 25
$1.5B
$122.5M
Q3 25
$1.5B
$122.0M
Q2 25
$1.5B
$120.8M
Q1 25
$1.5B
$122.5M
Q4 24
$1.5B
$122.5M
Q3 24
$1.6B
$129.7M
Q2 24
$1.6B
$130.0M
Q1 24
$1.5B
$135.4M
Debt / Equity
CBFV
CBFV
UTMD
UTMD
Q4 25
0.00×
Q3 25
Q2 25
Q1 25
0.00×
Q4 24
0.00×
Q3 24
Q2 24
Q1 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CBFV
CBFV
UTMD
UTMD
Operating Cash FlowLast quarter
$17.8M
$3.5M
Free Cash FlowOCF − Capex
$17.2M
$3.4M
FCF MarginFCF / Revenue
124.1%
37.2%
Capex IntensityCapex / Revenue
4.7%
1.2%
Cash ConversionOCF / Net Profit
1.36×
TTM Free Cash FlowTrailing 4 quarters
$29.5M
$14.3M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CBFV
CBFV
UTMD
UTMD
Q4 25
$17.8M
$3.5M
Q3 25
$4.6M
$3.9M
Q2 25
$4.1M
$2.9M
Q1 25
$4.0M
$4.5M
Q4 24
$6.8M
$2.9M
Q3 24
$3.1M
$3.9M
Q2 24
$-1.2M
$2.8M
Q1 24
$3.3M
$5.3M
Free Cash Flow
CBFV
CBFV
UTMD
UTMD
Q4 25
$17.2M
$3.4M
Q3 25
$4.5M
$3.9M
Q2 25
$3.9M
$2.8M
Q1 25
$3.9M
$4.3M
Q4 24
$3.4M
$2.9M
Q3 24
$2.2M
$3.8M
Q2 24
$-2.4M
$2.7M
Q1 24
$2.3M
$5.3M
FCF Margin
CBFV
CBFV
UTMD
UTMD
Q4 25
124.1%
37.2%
Q3 25
186.5%
39.2%
Q2 25
28.8%
28.4%
Q1 25
32.5%
44.1%
Q4 24
26.0%
32.0%
Q3 24
17.4%
37.7%
Q2 24
-19.6%
25.5%
Q1 24
17.0%
46.3%
Capex Intensity
CBFV
CBFV
UTMD
UTMD
Q4 25
4.7%
1.2%
Q3 25
4.3%
0.3%
Q2 25
1.9%
0.5%
Q1 25
0.8%
1.9%
Q4 24
25.1%
0.1%
Q3 24
6.7%
0.9%
Q2 24
10.0%
1.1%
Q1 24
7.2%
0.2%
Cash Conversion
CBFV
CBFV
UTMD
UTMD
Q4 25
1.36×
Q3 25
1.47×
Q2 25
1.05×
0.94×
Q1 25
2.11×
1.47×
Q4 24
1.01×
Q3 24
0.95×
1.08×
Q2 24
-0.44×
0.80×
Q1 24
0.78×
1.33×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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