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Side-by-side financial comparison of CB Financial Services, Inc. (CBFV) and Velo3D, Inc. (VELO). Click either name above to swap in a different company.
CB Financial Services, Inc. is the larger business by last-quarter revenue ($13.8M vs $9.4M, roughly 1.5× Velo3D, Inc.). On growth, CB Financial Services, Inc. posted the faster year-over-year revenue change (19.9% vs -25.2%). CB Financial Services, Inc. produced more free cash flow last quarter ($17.2M vs $-8.3M). Over the past eight quarters, CB Financial Services, Inc.'s revenue compounded faster (1.2% CAGR vs -1.8%).
CB Bank is one of Myanmar's largest commercial banks. It became the first bank in Myanmar to issue ATM cards and credit cards. The bank, led by U Khin Maung Aye (Chairman) and U Kyaw Thu Ko (CEO) has over 245 branches across the country.
Velo3D, Inc. develops and sells advanced end-to-end metal additive manufacturing (3D printing) solutions, comprising industrial-grade printers, specialized processing software, and high-performance metal materials. It primarily serves global aerospace, defense, energy, semiconductor and industrial manufacturing markets, enabling customers to produce complex, high-precision metal parts that are difficult to manufacture with traditional methods.
CBFV vs VELO — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $13.8M | $9.4M |
| Net Profit | — | $-21.9M |
| Gross Margin | — | -73.6% |
| Operating Margin | 38.1% | -231.0% |
| Net Margin | — | -231.9% |
| Revenue YoY | 19.9% | -25.2% |
| Net Profit YoY | — | -2.9% |
| EPS (diluted) | $0.90 | $-0.87 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $13.8M | $9.4M | ||
| Q3 25 | $2.4M | $13.6M | ||
| Q2 25 | $13.5M | $13.6M | ||
| Q1 25 | $12.1M | $9.3M | ||
| Q4 24 | $13.2M | $12.6M | ||
| Q3 24 | $12.7M | $8.2M | ||
| Q2 24 | $12.2M | $10.3M | ||
| Q1 24 | $13.5M | $9.8M |
| Q4 25 | — | $-21.9M | ||
| Q3 25 | $-5.7M | $-11.2M | ||
| Q2 25 | $3.9M | $-13.3M | ||
| Q1 25 | $1.9M | $-25.0M | ||
| Q4 24 | — | $-21.3M | ||
| Q3 24 | $3.2M | $-21.9M | ||
| Q2 24 | $2.6M | $935.0K | ||
| Q1 24 | $4.2M | $-27.5M |
| Q4 25 | — | -73.6% | ||
| Q3 25 | — | 3.2% | ||
| Q2 25 | — | -11.7% | ||
| Q1 25 | — | 7.5% | ||
| Q4 24 | — | -3.5% | ||
| Q3 24 | — | 49.4% | ||
| Q2 24 | — | -28.0% | ||
| Q1 24 | — | -28.8% |
| Q4 25 | 38.1% | -231.0% | ||
| Q3 25 | -289.8% | -73.3% | ||
| Q2 25 | 35.0% | -85.4% | ||
| Q1 25 | 19.3% | -123.6% | ||
| Q4 24 | 23.1% | -167.0% | ||
| Q3 24 | 31.2% | -213.8% | ||
| Q2 24 | 26.4% | -187.7% | ||
| Q1 24 | 37.9% | -211.1% |
| Q4 25 | — | -231.9% | ||
| Q3 25 | -235.2% | -82.0% | ||
| Q2 25 | 29.3% | -97.7% | ||
| Q1 25 | 15.8% | -268.4% | ||
| Q4 24 | — | -168.5% | ||
| Q3 24 | 25.3% | -265.3% | ||
| Q2 24 | 21.8% | 9.0% | ||
| Q1 24 | 31.1% | -281.2% |
| Q4 25 | $0.90 | $-0.87 | ||
| Q3 25 | $-1.07 | $-0.65 | ||
| Q2 25 | $0.74 | $-0.94 | ||
| Q1 25 | $0.35 | $-1.87 | ||
| Q4 24 | $0.45 | $7.06 | ||
| Q3 24 | $0.60 | $-35.52 | ||
| Q2 24 | $0.51 | $1.65 | ||
| Q1 24 | $0.82 | $-55.51 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $31.7M | $39.0M |
| Total DebtLower is stronger | — | $31.0M |
| Stockholders' EquityBook value | $157.5M | $38.2M |
| Total Assets | $1.5B | $105.3M |
| Debt / EquityLower = less leverage | — | 0.81× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $31.7M | $39.0M | ||
| Q3 25 | $55.9M | $11.8M | ||
| Q2 25 | $64.5M | $854.0K | ||
| Q1 25 | $61.3M | $3.9M | ||
| Q4 24 | $49.6M | $1.2M | ||
| Q3 24 | $147.3M | $1.6M | ||
| Q2 24 | $142.6M | $3.2M | ||
| Q1 24 | $73.7M | $10.9M |
| Q4 25 | — | $31.0M | ||
| Q3 25 | — | $23.0M | ||
| Q2 25 | — | $22.5M | ||
| Q1 25 | — | $21.7M | ||
| Q4 24 | — | $5.7M | ||
| Q3 24 | — | $32.3M | ||
| Q2 24 | — | $33.5M | ||
| Q1 24 | — | $44.0M |
| Q4 25 | $157.5M | $38.2M | ||
| Q3 25 | $152.5M | $29.9M | ||
| Q2 25 | $148.4M | $21.4M | ||
| Q1 25 | $148.3M | $32.8M | ||
| Q4 24 | $147.4M | $39.7M | ||
| Q3 24 | $149.1M | $34.4M | ||
| Q2 24 | $142.9M | $52.1M | ||
| Q1 24 | $141.6M | $45.5M |
| Q4 25 | $1.5B | $105.3M | ||
| Q3 25 | $1.5B | $93.7M | ||
| Q2 25 | $1.5B | $78.4M | ||
| Q1 25 | $1.5B | $91.3M | ||
| Q4 24 | $1.5B | $89.2M | ||
| Q3 24 | $1.6B | $110.8M | ||
| Q2 24 | $1.6B | $116.7M | ||
| Q1 24 | $1.5B | $136.1M |
| Q4 25 | — | 0.81× | ||
| Q3 25 | — | 0.77× | ||
| Q2 25 | — | 1.05× | ||
| Q1 25 | — | 0.66× | ||
| Q4 24 | — | 0.14× | ||
| Q3 24 | — | 0.94× | ||
| Q2 24 | — | 0.64× | ||
| Q1 24 | — | 0.97× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $17.8M | $-7.7M |
| Free Cash FlowOCF − Capex | $17.2M | $-8.3M |
| FCF MarginFCF / Revenue | 124.1% | -88.3% |
| Capex IntensityCapex / Revenue | 4.7% | 6.4% |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | $29.5M | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $17.8M | $-7.7M | ||
| Q3 25 | $4.6M | $-6.0M | ||
| Q2 25 | $4.1M | $-1.2M | ||
| Q1 25 | $4.0M | $-12.3M | ||
| Q4 24 | $6.8M | $-2.2M | ||
| Q3 24 | $3.1M | $-2.0M | ||
| Q2 24 | $-1.2M | $-8.0M | ||
| Q1 24 | $3.3M | $-20.5M |
| Q4 25 | $17.2M | $-8.3M | ||
| Q3 25 | $4.5M | $-6.3M | ||
| Q2 25 | $3.9M | $-3.0M | ||
| Q1 25 | $3.9M | — | ||
| Q4 24 | $3.4M | $-2.2M | ||
| Q3 24 | $2.2M | $-2.0M | ||
| Q2 24 | $-2.4M | $-8.0M | ||
| Q1 24 | $2.3M | $-20.5M |
| Q4 25 | 124.1% | -88.3% | ||
| Q3 25 | 186.5% | -46.5% | ||
| Q2 25 | 28.8% | -22.2% | ||
| Q1 25 | 32.5% | — | ||
| Q4 24 | 26.0% | -17.7% | ||
| Q3 24 | 17.4% | -24.2% | ||
| Q2 24 | -19.6% | -77.1% | ||
| Q1 24 | 17.0% | -209.8% |
| Q4 25 | 4.7% | 6.4% | ||
| Q3 25 | 4.3% | 2.3% | ||
| Q2 25 | 1.9% | 13.3% | ||
| Q1 25 | 0.8% | 0.0% | ||
| Q4 24 | 25.1% | 0.2% | ||
| Q3 24 | 6.7% | 0.2% | ||
| Q2 24 | 10.0% | 0.0% | ||
| Q1 24 | 7.2% | 0.1% |
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | 1.05× | — | ||
| Q1 25 | 2.11× | — | ||
| Q4 24 | — | — | ||
| Q3 24 | 0.95× | — | ||
| Q2 24 | -0.44× | -8.52× | ||
| Q1 24 | 0.78× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
