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Side-by-side financial comparison of CB Financial Services, Inc. (CBFV) and Xilio Therapeutics, Inc. (XLO). Click either name above to swap in a different company.

CB Financial Services, Inc. is the larger business by last-quarter revenue ($13.8M vs $13.7M, roughly 1.0× Xilio Therapeutics, Inc.). CB Financial Services, Inc. produced more free cash flow last quarter ($17.2M vs $-2.1M).

CB Bank is one of Myanmar's largest commercial banks. It became the first bank in Myanmar to issue ATM cards and credit cards. The bank, led by U Khin Maung Aye (Chairman) and U Kyaw Thu Ko (CEO) has over 245 branches across the country.

Xilio Therapeutics is a clinical-stage biotechnology company dedicated to developing novel tumor-selective immunotherapies for cancer treatment. Its product pipeline features candidates engineered to trigger anti-tumor immune responses specifically inside tumor microenvironments, reducing systemic toxicities, and it primarily targets oncology patient populations in North America and other global markets.

CBFV vs XLO — Head-to-Head

Bigger by revenue
CBFV
CBFV
1.0× larger
CBFV
$13.8M
$13.7M
XLO
More free cash flow
CBFV
CBFV
$19.3M more FCF
CBFV
$17.2M
$-2.1M
XLO

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
CBFV
CBFV
XLO
XLO
Revenue
$13.8M
$13.7M
Net Profit
$10.4M
Gross Margin
Operating Margin
38.1%
-86.5%
Net Margin
75.7%
Revenue YoY
19.9%
Net Profit YoY
179.1%
EPS (diluted)
$0.90
$-3.74

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CBFV
CBFV
XLO
XLO
Q4 25
$13.8M
$13.7M
Q3 25
$2.4M
$19.1M
Q2 25
$13.5M
$8.1M
Q1 25
$12.1M
$2.9M
Q4 24
$13.2M
Q3 24
$12.7M
Q2 24
$12.2M
Q1 24
$13.5M
Net Profit
CBFV
CBFV
XLO
XLO
Q4 25
$10.4M
Q3 25
$-5.7M
$-16.3M
Q2 25
$3.9M
$-15.8M
Q1 25
$1.9M
$-13.3M
Q4 24
Q3 24
$3.2M
Q2 24
$2.6M
Q1 24
$4.2M
Operating Margin
CBFV
CBFV
XLO
XLO
Q4 25
38.1%
-86.5%
Q3 25
-289.8%
-10.1%
Q2 25
35.0%
-177.7%
Q1 25
19.3%
-472.7%
Q4 24
23.1%
Q3 24
31.2%
Q2 24
26.4%
Q1 24
37.9%
Net Margin
CBFV
CBFV
XLO
XLO
Q4 25
75.7%
Q3 25
-235.2%
-85.4%
Q2 25
29.3%
-196.0%
Q1 25
15.8%
-452.7%
Q4 24
Q3 24
25.3%
Q2 24
21.8%
Q1 24
31.1%
EPS (diluted)
CBFV
CBFV
XLO
XLO
Q4 25
$0.90
$-3.74
Q3 25
$-1.07
$-0.11
Q2 25
$0.74
$-0.16
Q1 25
$0.35
$-0.18
Q4 24
$0.45
Q3 24
$0.60
Q2 24
$0.51
Q1 24
$0.82

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CBFV
CBFV
XLO
XLO
Cash + ST InvestmentsLiquidity on hand
$31.7M
$137.5M
Total DebtLower is stronger
Stockholders' EquityBook value
$157.5M
$35.3M
Total Assets
$1.5B
$154.7M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CBFV
CBFV
XLO
XLO
Q4 25
$31.7M
$137.5M
Q3 25
$55.9M
$103.8M
Q2 25
$64.5M
$121.6M
Q1 25
$61.3M
$89.1M
Q4 24
$49.6M
Q3 24
$147.3M
Q2 24
$142.6M
Q1 24
$73.7M
Stockholders' Equity
CBFV
CBFV
XLO
XLO
Q4 25
$157.5M
$35.3M
Q3 25
$152.5M
$-8.1M
Q2 25
$148.4M
$7.1M
Q1 25
$148.3M
$10.7M
Q4 24
$147.4M
Q3 24
$149.1M
Q2 24
$142.9M
Q1 24
$141.6M
Total Assets
CBFV
CBFV
XLO
XLO
Q4 25
$1.5B
$154.7M
Q3 25
$1.5B
$133.7M
Q2 25
$1.5B
$133.8M
Q1 25
$1.5B
$103.7M
Q4 24
$1.5B
Q3 24
$1.6B
Q2 24
$1.6B
Q1 24
$1.5B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CBFV
CBFV
XLO
XLO
Operating Cash FlowLast quarter
$17.8M
$-2.0M
Free Cash FlowOCF − Capex
$17.2M
$-2.1M
FCF MarginFCF / Revenue
124.1%
-15.3%
Capex IntensityCapex / Revenue
4.7%
0.7%
Cash ConversionOCF / Net Profit
-0.19×
TTM Free Cash FlowTrailing 4 quarters
$29.5M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CBFV
CBFV
XLO
XLO
Q4 25
$17.8M
$-2.0M
Q3 25
$4.6M
$-17.5M
Q2 25
$4.1M
$-14.5M
Q1 25
$4.0M
$29.0M
Q4 24
$6.8M
Q3 24
$3.1M
Q2 24
$-1.2M
Q1 24
$3.3M
Free Cash Flow
CBFV
CBFV
XLO
XLO
Q4 25
$17.2M
$-2.1M
Q3 25
$4.5M
Q2 25
$3.9M
$-14.9M
Q1 25
$3.9M
$29.0M
Q4 24
$3.4M
Q3 24
$2.2M
Q2 24
$-2.4M
Q1 24
$2.3M
FCF Margin
CBFV
CBFV
XLO
XLO
Q4 25
124.1%
-15.3%
Q3 25
186.5%
Q2 25
28.8%
-184.0%
Q1 25
32.5%
988.3%
Q4 24
26.0%
Q3 24
17.4%
Q2 24
-19.6%
Q1 24
17.0%
Capex Intensity
CBFV
CBFV
XLO
XLO
Q4 25
4.7%
0.7%
Q3 25
4.3%
0.0%
Q2 25
1.9%
5.0%
Q1 25
0.8%
0.8%
Q4 24
25.1%
Q3 24
6.7%
Q2 24
10.0%
Q1 24
7.2%
Cash Conversion
CBFV
CBFV
XLO
XLO
Q4 25
-0.19×
Q3 25
Q2 25
1.05×
Q1 25
2.11×
Q4 24
Q3 24
0.95×
Q2 24
-0.44×
Q1 24
0.78×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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