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Side-by-side financial comparison of Commercial Bancgroup, Inc. (CBK) and Investar Holding Corp (ISTR). Click either name above to swap in a different company.
Investar Holding Corp is the larger business by last-quarter revenue ($23.5M vs $23.1M, roughly 1.0× Commercial Bancgroup, Inc.).
Commercial Bancgroup, Inc.CBKEarnings & Financial Report
Commercial Bancgroup, Inc. operates as a U.S. regional bank holding company that provides a full suite of retail and commercial banking products and services to individual consumers, small and medium-sized businesses, and local institutional clients. Its core offerings include deposit accounts, lending solutions, wealth management, and tailored financial advisory services for regional markets.
Investar Holding Corp is a U.S.-headquartered bank holding company that primarily operates across the Gulf Coast region. It delivers a full range of commercial and retail banking services, including deposit products, consumer and business loans, mortgage services, and wealth management solutions for individual clients, small and medium-sized enterprises, and commercial entities.
CBK vs ISTR — Head-to-Head
Income Statement — Q1 FY2026 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $23.1M | $23.5M |
| Net Profit | $9.5M | — |
| Gross Margin | — | — |
| Operating Margin | — | 30.9% |
| Net Margin | 41.3% | — |
| Revenue YoY | — | 0.9% |
| Net Profit YoY | 9.7% | — |
| EPS (diluted) | $0.69 | $0.50 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $23.1M | — | ||
| Q4 25 | $23.5M | $23.5M | ||
| Q3 25 | $22.8M | $24.1M | ||
| Q2 25 | — | $22.3M | ||
| Q1 25 | — | $24.0M | ||
| Q4 24 | — | $23.3M | ||
| Q3 24 | — | $22.3M | ||
| Q2 24 | — | $20.4M |
| Q1 26 | $9.5M | — | ||
| Q4 25 | $9.9M | — | ||
| Q3 25 | $9.5M | $6.2M | ||
| Q2 25 | — | $4.5M | ||
| Q1 25 | — | $6.3M | ||
| Q4 24 | — | — | ||
| Q3 24 | — | $5.4M | ||
| Q2 24 | — | $4.1M |
| Q1 26 | — | — | ||
| Q4 25 | — | 30.9% | ||
| Q3 25 | 53.8% | 31.0% | ||
| Q2 25 | — | 24.4% | ||
| Q1 25 | — | 32.2% | ||
| Q4 24 | — | 31.1% | ||
| Q3 24 | — | 27.6% | ||
| Q2 24 | — | 24.0% |
| Q1 26 | 41.3% | — | ||
| Q4 25 | 42.2% | — | ||
| Q3 25 | 41.4% | 25.6% | ||
| Q2 25 | — | 20.2% | ||
| Q1 25 | — | 26.3% | ||
| Q4 24 | — | — | ||
| Q3 24 | — | 24.1% | ||
| Q2 24 | — | 19.9% |
| Q1 26 | $0.69 | — | ||
| Q4 25 | $0.72 | $0.50 | ||
| Q3 25 | $0.77 | $0.54 | ||
| Q2 25 | — | $0.46 | ||
| Q1 25 | — | $0.63 | ||
| Q4 24 | — | $0.61 | ||
| Q3 24 | — | $0.54 | ||
| Q2 24 | — | $0.41 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | — |
| Total DebtLower is stronger | $118.2M | $9.8M |
| Stockholders' EquityBook value | — | $301.1M |
| Total Assets | $2.3B | $2.8B |
| Debt / EquityLower = less leverage | — | 0.03× |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | $154.8M | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
| Q1 26 | $118.2M | — | ||
| Q4 25 | $166.8M | $9.8M | ||
| Q3 25 | $100.1M | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | $9.8M | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
| Q1 26 | — | — | ||
| Q4 25 | — | $301.1M | ||
| Q3 25 | $245.2M | $295.3M | ||
| Q2 25 | — | $255.9M | ||
| Q1 25 | — | $251.7M | ||
| Q4 24 | — | $241.3M | ||
| Q3 24 | — | $245.5M | ||
| Q2 24 | — | $230.2M |
| Q1 26 | $2.3B | — | ||
| Q4 25 | $2.3B | $2.8B | ||
| Q3 25 | $2.2B | $2.8B | ||
| Q2 25 | — | $2.7B | ||
| Q1 25 | — | $2.7B | ||
| Q4 24 | — | $2.7B | ||
| Q3 24 | — | $2.8B | ||
| Q2 24 | — | $2.8B |
| Q1 26 | — | — | ||
| Q4 25 | — | 0.03× | ||
| Q3 25 | 0.41× | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | 0.04× | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | — | $18.2M |
| Free Cash FlowOCF − Capex | — | — |
| FCF MarginFCF / Revenue | — | — |
| Capex IntensityCapex / Revenue | — | — |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | — | $18.2M | ||
| Q3 25 | $28.0M | $6.9M | ||
| Q2 25 | — | $3.2M | ||
| Q1 25 | — | $4.5M | ||
| Q4 24 | — | $15.9M | ||
| Q3 24 | — | $5.6M | ||
| Q2 24 | — | $2.8M |
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | $26.5M | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | 115.8% | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | 6.7% | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | 2.96× | 1.12× | ||
| Q2 25 | — | 0.71× | ||
| Q1 25 | — | 0.71× | ||
| Q4 24 | — | — | ||
| Q3 24 | — | 1.03× | ||
| Q2 24 | — | 0.70× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
CBK
| Net Interest Income | $20.5M | 89% |
| Noninterest Income | $2.6M | 11% |
ISTR
Segment breakdown not available.
