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Side-by-side financial comparison of Capital Bancorp Inc (CBNK) and 4D Molecular Therapeutics, Inc. (FDMT). Click either name above to swap in a different company.

4D Molecular Therapeutics, Inc. is the larger business by last-quarter revenue ($85.1M vs $62.7M, roughly 1.4× Capital Bancorp Inc). On growth, 4D Molecular Therapeutics, Inc. posted the faster year-over-year revenue change (8508900.0% vs 11.6%). Over the past eight quarters, 4D Molecular Therapeutics, Inc.'s revenue compounded faster (5412.6% CAGR vs 23.7%).

U.S. Bancorp is an American multinational banking institution headquartered in Minneapolis, Minnesota and incorporated in Delaware. It is the 5th-largest bank in the United States as of 2025. As the largest bank in the Midwestern United States, it is considered systemically important by the Financial Stability Board. It is the parent company of its primary operating entity, U.S. Bank National Association, which does business as U.S. Bank. The company provides banking, investment, mortgage, tr...

4D Molecular Therapeutics is a clinical-stage biotechnology company specializing in the research and development of targeted adeno-associated virus (AAV) gene therapies. Its core product candidates address unmet medical needs in ophthalmology, cardiology, and pulmonary disease segments, serving global patient populations with rare and common hard-to-treat conditions.

CBNK vs FDMT — Head-to-Head

Bigger by revenue
FDMT
FDMT
1.4× larger
FDMT
$85.1M
$62.7M
CBNK
Growing faster (revenue YoY)
FDMT
FDMT
+8508888.4% gap
FDMT
8508900.0%
11.6%
CBNK
Faster 2-yr revenue CAGR
FDMT
FDMT
Annualised
FDMT
5412.6%
23.7%
CBNK

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
CBNK
CBNK
FDMT
FDMT
Revenue
$62.7M
$85.1M
Net Profit
$19.4M
Gross Margin
Operating Margin
31.4%
17.3%
Net Margin
22.8%
Revenue YoY
11.6%
8508900.0%
Net Profit YoY
139.1%
EPS (diluted)
$0.92
$0.43

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CBNK
CBNK
FDMT
FDMT
Q4 25
$62.7M
$85.1M
Q3 25
$63.1M
$90.0K
Q2 25
$60.8M
$15.0K
Q1 25
$58.6M
$14.0K
Q4 24
$56.2M
$1.0K
Q3 24
$45.0M
$3.0K
Q2 24
$43.9M
$5.0K
Q1 24
$41.0M
$28.0K
Net Profit
CBNK
CBNK
FDMT
FDMT
Q4 25
$19.4M
Q3 25
$15.1M
$-56.9M
Q2 25
$13.1M
$-54.7M
Q1 25
$13.9M
$-48.0M
Q4 24
Q3 24
$8.7M
$-43.8M
Q2 24
$8.2M
$-35.0M
Q1 24
$6.6M
$-32.4M
Operating Margin
CBNK
CBNK
FDMT
FDMT
Q4 25
31.4%
17.3%
Q3 25
-1.5%
-67983.3%
Q2 25
-1.5%
-396373.3%
Q1 25
-1.5%
-383007.1%
Q4 24
-2.2%
Q3 24
-2.2%
-1704400.0%
Q2 24
-1.8%
-849120.0%
Q1 24
-2.3%
-136200.0%
Net Margin
CBNK
CBNK
FDMT
FDMT
Q4 25
22.8%
Q3 25
23.9%
-63195.6%
Q2 25
21.6%
-364386.7%
Q1 25
23.8%
-342657.1%
Q4 24
Q3 24
19.3%
-1461433.3%
Q2 24
18.7%
-699060.0%
Q1 24
16.0%
-115717.9%
EPS (diluted)
CBNK
CBNK
FDMT
FDMT
Q4 25
$0.92
$0.43
Q3 25
$0.89
$-1.01
Q2 25
$0.78
$-0.98
Q1 25
$0.82
$-0.86
Q4 24
$0.44
Q3 24
$0.62
$-0.79
Q2 24
$0.59
$-0.63
Q1 24
$0.47
$-0.66

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CBNK
CBNK
FDMT
FDMT
Cash + ST InvestmentsLiquidity on hand
$402.7M
Total DebtLower is stronger
Stockholders' EquityBook value
$401.8M
$505.7M
Total Assets
$3.6B
$566.7M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CBNK
CBNK
FDMT
FDMT
Q4 25
$402.7M
Q3 25
$305.1M
Q2 25
$293.2M
Q1 25
$321.4M
Q4 24
$424.9M
Q3 24
$501.9M
Q2 24
$541.9M
Q1 24
$525.9M
Stockholders' Equity
CBNK
CBNK
FDMT
FDMT
Q4 25
$401.8M
$505.7M
Q3 25
$394.8M
$369.0M
Q2 25
$380.0M
$420.9M
Q1 25
$369.6M
$469.7M
Q4 24
$355.1M
$510.6M
Q3 24
$280.1M
$552.9M
Q2 24
$267.9M
$588.3M
Q1 24
$259.5M
$600.6M
Total Assets
CBNK
CBNK
FDMT
FDMT
Q4 25
$3.6B
$566.7M
Q3 25
$3.4B
$424.0M
Q2 25
$3.4B
$473.6M
Q1 25
$3.3B
$515.7M
Q4 24
$3.2B
$560.4M
Q3 24
$2.6B
$604.0M
Q2 24
$2.4B
$620.1M
Q1 24
$2.3B
$629.9M

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CBNK
CBNK
FDMT
FDMT
Operating Cash FlowLast quarter
$69.7M
$28.6M
Free Cash FlowOCF − Capex
$28.5M
FCF MarginFCF / Revenue
33.5%
Capex IntensityCapex / Revenue
0.1%
Cash ConversionOCF / Net Profit
1.47×
TTM Free Cash FlowTrailing 4 quarters
$-109.9M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CBNK
CBNK
FDMT
FDMT
Q4 25
$69.7M
$28.6M
Q3 25
$32.9M
$-46.5M
Q2 25
$-4.2M
$-43.4M
Q1 25
$22.6M
$-47.8M
Q4 24
$34.9M
$-134.6M
Q3 24
$-464.0K
$-29.4M
Q2 24
$12.9M
$-30.2M
Q1 24
$-3.4M
$-29.1M
Free Cash Flow
CBNK
CBNK
FDMT
FDMT
Q4 25
$28.5M
Q3 25
$-46.6M
Q2 25
$-43.4M
Q1 25
$-48.4M
Q4 24
$-138.4M
Q3 24
$-31.2M
Q2 24
$-30.6M
Q1 24
$-29.8M
FCF Margin
CBNK
CBNK
FDMT
FDMT
Q4 25
33.5%
Q3 25
-51765.6%
Q2 25
-289620.0%
Q1 25
-345635.7%
Q4 24
-13837100.0%
Q3 24
-1038966.7%
Q2 24
-611840.0%
Q1 24
-106421.4%
Capex Intensity
CBNK
CBNK
FDMT
FDMT
Q4 25
0.1%
Q3 25
101.1%
Q2 25
440.0%
Q1 25
4507.1%
Q4 24
378600.0%
Q3 24
59266.7%
Q2 24
6980.0%
Q1 24
2535.7%
Cash Conversion
CBNK
CBNK
FDMT
FDMT
Q4 25
1.47×
Q3 25
2.18×
Q2 25
-0.32×
Q1 25
1.62×
Q4 24
Q3 24
-0.05×
Q2 24
1.57×
Q1 24
-0.52×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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