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Side-by-side financial comparison of Capital Bancorp Inc (CBNK) and Quipt Home Medical Corp. (QIPT). Click either name above to swap in a different company.

Capital Bancorp Inc is the larger business by last-quarter revenue ($62.7M vs $49.0M, roughly 1.3× Quipt Home Medical Corp.). On growth, Quipt Home Medical Corp. posted the faster year-over-year revenue change (32.3% vs 11.6%).

U.S. Bancorp is an American multinational banking institution headquartered in Minneapolis, Minnesota and incorporated in Delaware. It is the 5th-largest bank in the United States as of 2025. As the largest bank in the Midwestern United States, it is considered systemically important by the Financial Stability Board. It is the parent company of its primary operating entity, U.S. Bank National Association, which does business as U.S. Bank. The company provides banking, investment, mortgage, tr...

Quipt Home Medical Corp is a U.S.-based home medical equipment provider specializing in respiratory care, sleep therapy supplies, and chronic disease management products. It serves patients with long-term health conditions, partners with healthcare providers and insurance payers across operating regions to deliver accessible in-home medical solutions.

CBNK vs QIPT — Head-to-Head

Bigger by revenue
CBNK
CBNK
1.3× larger
CBNK
$62.7M
$49.0M
QIPT
Growing faster (revenue YoY)
QIPT
QIPT
+20.7% gap
QIPT
32.3%
11.6%
CBNK

Income Statement — Q4 FY2025 vs Q1 FY2026

Metric
CBNK
CBNK
QIPT
QIPT
Revenue
$62.7M
$49.0M
Net Profit
$-1.1M
Gross Margin
53.5%
Operating Margin
31.4%
2.1%
Net Margin
-2.1%
Revenue YoY
11.6%
32.3%
Net Profit YoY
2.9%
EPS (diluted)
$0.92
$-0.02

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CBNK
CBNK
QIPT
QIPT
Q4 25
$62.7M
$49.0M
Q3 25
$63.1M
$39.8M
Q2 25
$60.8M
$35.1M
Q1 25
$58.6M
$33.3M
Q4 24
$56.2M
$37.1M
Q3 24
$45.0M
Q2 24
$43.9M
Q1 24
$41.0M
Net Profit
CBNK
CBNK
QIPT
QIPT
Q4 25
$-1.1M
Q3 25
$15.1M
$-3.5M
Q2 25
$13.1M
$-3.0M
Q1 25
$13.9M
$-3.0M
Q4 24
$-1.1M
Q3 24
$8.7M
Q2 24
$8.2M
Q1 24
$6.6M
Gross Margin
CBNK
CBNK
QIPT
QIPT
Q4 25
53.5%
Q3 25
48.7%
Q2 25
57.6%
Q1 25
54.6%
Q4 24
52.1%
Q3 24
Q2 24
Q1 24
Operating Margin
CBNK
CBNK
QIPT
QIPT
Q4 25
31.4%
2.1%
Q3 25
-1.5%
-3.6%
Q2 25
-1.5%
-5.2%
Q1 25
-1.5%
-3.0%
Q4 24
-2.2%
1.2%
Q3 24
-2.2%
Q2 24
-1.8%
Q1 24
-2.3%
Net Margin
CBNK
CBNK
QIPT
QIPT
Q4 25
-2.1%
Q3 25
23.9%
-8.9%
Q2 25
21.6%
-8.6%
Q1 25
23.8%
-9.1%
Q4 24
-2.9%
Q3 24
19.3%
Q2 24
18.7%
Q1 24
16.0%
EPS (diluted)
CBNK
CBNK
QIPT
QIPT
Q4 25
$0.92
$-0.02
Q3 25
$0.89
$-0.07
Q2 25
$0.78
$-0.07
Q1 25
$0.82
$-0.07
Q4 24
$0.44
$-0.03
Q3 24
$0.62
Q2 24
$0.59
Q1 24
$0.47

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CBNK
CBNK
QIPT
QIPT
Cash + ST InvestmentsLiquidity on hand
$10.5M
Total DebtLower is stronger
$84.0M
Stockholders' EquityBook value
$401.8M
$113.0M
Total Assets
$3.6B
$280.7M
Debt / EquityLower = less leverage
0.74×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CBNK
CBNK
QIPT
QIPT
Q4 25
$10.5M
Q3 25
$12.9M
Q2 25
$11.3M
Q1 25
$17.1M
Q4 24
$15.5M
Q3 24
Q2 24
Q1 24
Total Debt
CBNK
CBNK
QIPT
QIPT
Q4 25
$84.0M
Q3 25
$87.6M
Q2 25
$66.0M
Q1 25
$71.5M
Q4 24
$70.6M
Q3 24
Q2 24
Q1 24
Stockholders' Equity
CBNK
CBNK
QIPT
QIPT
Q4 25
$401.8M
$113.0M
Q3 25
$394.8M
$112.1M
Q2 25
$380.0M
$102.5M
Q1 25
$369.6M
$103.6M
Q4 24
$355.1M
$106.3M
Q3 24
$280.1M
Q2 24
$267.9M
Q1 24
$259.5M
Total Assets
CBNK
CBNK
QIPT
QIPT
Q4 25
$3.6B
$280.7M
Q3 25
$3.4B
$283.3M
Q2 25
$3.4B
$236.1M
Q1 25
$3.3B
$244.6M
Q4 24
$3.2B
$242.8M
Q3 24
$2.6B
Q2 24
$2.4B
Q1 24
$2.3B
Debt / Equity
CBNK
CBNK
QIPT
QIPT
Q4 25
0.74×
Q3 25
0.78×
Q2 25
0.64×
Q1 25
0.69×
Q4 24
0.66×
Q3 24
Q2 24
Q1 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CBNK
CBNK
QIPT
QIPT
Operating Cash FlowLast quarter
$69.7M
$8.9M
Free Cash FlowOCF − Capex
$6.9M
FCF MarginFCF / Revenue
14.0%
Capex IntensityCapex / Revenue
4.2%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$26.6M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CBNK
CBNK
QIPT
QIPT
Q4 25
$69.7M
$8.9M
Q3 25
$32.9M
$9.8M
Q2 25
$-4.2M
$9.7M
Q1 25
$22.6M
$8.9M
Q4 24
$34.9M
$9.3M
Q3 24
$-464.0K
Q2 24
$12.9M
Q1 24
$-3.4M
Free Cash Flow
CBNK
CBNK
QIPT
QIPT
Q4 25
$6.9M
Q3 25
$8.0M
Q2 25
$4.4M
Q1 25
$7.3M
Q4 24
$5.6M
Q3 24
Q2 24
Q1 24
FCF Margin
CBNK
CBNK
QIPT
QIPT
Q4 25
14.0%
Q3 25
20.0%
Q2 25
12.6%
Q1 25
22.0%
Q4 24
15.2%
Q3 24
Q2 24
Q1 24
Capex Intensity
CBNK
CBNK
QIPT
QIPT
Q4 25
4.2%
Q3 25
4.6%
Q2 25
14.9%
Q1 25
4.8%
Q4 24
9.9%
Q3 24
Q2 24
Q1 24
Cash Conversion
CBNK
CBNK
QIPT
QIPT
Q4 25
Q3 25
2.18×
Q2 25
-0.32×
Q1 25
1.62×
Q4 24
Q3 24
-0.05×
Q2 24
1.57×
Q1 24
-0.52×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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