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Side-by-side financial comparison of Capital Bancorp Inc (CBNK) and ATRenew Inc. (RERE). Click either name above to swap in a different company.

Capital Bancorp Inc is the larger business by last-quarter revenue ($62.7M vs $43.2M, roughly 1.5× ATRenew Inc.).

U.S. Bancorp is an American multinational banking institution headquartered in Minneapolis, Minnesota and incorporated in Delaware. It is the 5th-largest bank in the United States as of 2025. As the largest bank in the Midwestern United States, it is considered systemically important by the Financial Stability Board. It is the parent company of its primary operating entity, U.S. Bank National Association, which does business as U.S. Bank. The company provides banking, investment, mortgage, tr...

ATRenew Inc. operates a leading pre-owned consumer electronics transaction and servicing ecosystem primarily in China. Its core services include end-to-end device recycling, professional quality inspection, certified refurbishment, and resale of smartphones, laptops, tablets and other digital products, serving both individual consumers and enterprise clients across domestic and select Southeast Asian markets.

CBNK vs RERE — Head-to-Head

Bigger by revenue
CBNK
CBNK
1.5× larger
CBNK
$62.7M
$43.2M
RERE

Income Statement — Q4 FY2025 vs Q1 FY2023

Metric
CBNK
CBNK
RERE
RERE
Revenue
$62.7M
$43.2M
Net Profit
$7.3M
Gross Margin
Operating Margin
31.4%
Net Margin
16.9%
Revenue YoY
11.6%
Net Profit YoY
EPS (diluted)
$0.92

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CBNK
CBNK
RERE
RERE
Q4 25
$62.7M
Q3 25
$63.1M
Q2 25
$60.8M
Q1 25
$58.6M
Q4 24
$56.2M
Q3 24
$45.0M
Q2 24
$43.9M
Q1 24
$41.0M
Net Profit
CBNK
CBNK
RERE
RERE
Q4 25
Q3 25
$15.1M
Q2 25
$13.1M
Q1 25
$13.9M
Q4 24
Q3 24
$8.7M
Q2 24
$8.2M
Q1 24
$6.6M
Operating Margin
CBNK
CBNK
RERE
RERE
Q4 25
31.4%
Q3 25
-1.5%
Q2 25
-1.5%
Q1 25
-1.5%
Q4 24
-2.2%
Q3 24
-2.2%
Q2 24
-1.8%
Q1 24
-2.3%
Net Margin
CBNK
CBNK
RERE
RERE
Q4 25
Q3 25
23.9%
Q2 25
21.6%
Q1 25
23.8%
Q4 24
Q3 24
19.3%
Q2 24
18.7%
Q1 24
16.0%
EPS (diluted)
CBNK
CBNK
RERE
RERE
Q4 25
$0.92
Q3 25
$0.89
Q2 25
$0.78
Q1 25
$0.82
Q4 24
$0.44
Q3 24
$0.62
Q2 24
$0.59
Q1 24
$0.47

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CBNK
CBNK
RERE
RERE
Cash + ST InvestmentsLiquidity on hand
$228.0M
Total DebtLower is stronger
Stockholders' EquityBook value
$401.8M
$557.1M
Total Assets
$3.6B
$722.9M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Stockholders' Equity
CBNK
CBNK
RERE
RERE
Q4 25
$401.8M
Q3 25
$394.8M
Q2 25
$380.0M
Q1 25
$369.6M
Q4 24
$355.1M
Q3 24
$280.1M
Q2 24
$267.9M
Q1 24
$259.5M
Total Assets
CBNK
CBNK
RERE
RERE
Q4 25
$3.6B
Q3 25
$3.4B
Q2 25
$3.4B
Q1 25
$3.3B
Q4 24
$3.2B
Q3 24
$2.6B
Q2 24
$2.4B
Q1 24
$2.3B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CBNK
CBNK
RERE
RERE
Operating Cash FlowLast quarter
$69.7M
Free Cash FlowOCF − Capex
FCF MarginFCF / Revenue
Capex IntensityCapex / Revenue
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CBNK
CBNK
RERE
RERE
Q4 25
$69.7M
Q3 25
$32.9M
Q2 25
$-4.2M
Q1 25
$22.6M
Q4 24
$34.9M
Q3 24
$-464.0K
Q2 24
$12.9M
Q1 24
$-3.4M
Cash Conversion
CBNK
CBNK
RERE
RERE
Q4 25
Q3 25
2.18×
Q2 25
-0.32×
Q1 25
1.62×
Q4 24
Q3 24
-0.05×
Q2 24
1.57×
Q1 24
-0.52×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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