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Side-by-side financial comparison of COMMUNITY FINANCIAL SYSTEM, INC. (CBU) and Duolingo, Inc. (DUOL). Click either name above to swap in a different company.

Duolingo, Inc. is the larger business by last-quarter revenue ($295.5M vs $214.5M, roughly 1.4× COMMUNITY FINANCIAL SYSTEM, INC.). COMMUNITY FINANCIAL SYSTEM, INC. runs the higher net margin — 26.7% vs 11.9%, a 14.8% gap on every dollar of revenue. On growth, Duolingo, Inc. posted the faster year-over-year revenue change (27.0% vs 8.7%). Over the past eight quarters, Duolingo, Inc.'s revenue compounded faster (28.7% CAGR vs 7.9%).

Community Health Systems (CHS) is a Fortune 500 company based in Franklin, Tennessee. It was the largest provider of general hospital healthcare services in the United States in terms of number of acute care facilities. In 2014, CHS had around 200 hospitals, but the number had declined to around 85 in 2021.

Duolingo, Inc. is a leading global edtech firm operating a gamified language learning platform. It offers free and premium self-paced courses for over 40 languages, plus language certification, math learning tools, and literacy programs, serving individual learners, schools and corporate clients worldwide.

CBU vs DUOL — Head-to-Head

Bigger by revenue
DUOL
DUOL
1.4× larger
DUOL
$295.5M
$214.5M
CBU
Growing faster (revenue YoY)
DUOL
DUOL
+18.3% gap
DUOL
27.0%
8.7%
CBU
Higher net margin
CBU
CBU
14.8% more per $
CBU
26.7%
11.9%
DUOL
Faster 2-yr revenue CAGR
DUOL
DUOL
Annualised
DUOL
28.7%
7.9%
CBU

Income Statement — Q1 FY2026 vs Q1 FY2026

Metric
CBU
CBU
DUOL
DUOL
Revenue
$214.5M
$295.5M
Net Profit
$57.2M
$35.1M
Gross Margin
55.5%
Operating Margin
8.0%
Net Margin
26.7%
11.9%
Revenue YoY
8.7%
27.0%
Net Profit YoY
15.3%
24.0%
EPS (diluted)
$1.15
$0.72

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CBU
CBU
DUOL
DUOL
Q1 26
$214.5M
$295.5M
Q4 25
$217.0M
$282.9M
Q3 25
$208.1M
$271.7M
Q2 25
$200.5M
$252.3M
Q1 25
$197.3M
$230.7M
Q4 24
$197.4M
$209.6M
Q3 24
$190.3M
$192.6M
Q2 24
$184.3M
$178.3M
Net Profit
CBU
CBU
DUOL
DUOL
Q1 26
$57.2M
$35.1M
Q4 25
$54.4M
$42.0M
Q3 25
$55.1M
$292.2M
Q2 25
$51.3M
$44.8M
Q1 25
$49.6M
$35.1M
Q4 24
$49.8M
$13.9M
Q3 24
$43.9M
$23.4M
Q2 24
$47.9M
$24.4M
Gross Margin
CBU
CBU
DUOL
DUOL
Q1 26
55.5%
Q4 25
72.8%
Q3 25
72.5%
Q2 25
72.4%
Q1 25
71.1%
Q4 24
71.9%
Q3 24
72.9%
Q2 24
73.4%
Operating Margin
CBU
CBU
DUOL
DUOL
Q1 26
8.0%
Q4 25
33.1%
15.4%
Q3 25
35.2%
12.9%
Q2 25
32.9%
13.2%
Q1 25
32.6%
10.2%
Q4 24
32.7%
6.6%
Q3 24
30.0%
7.0%
Q2 24
33.7%
10.5%
Net Margin
CBU
CBU
DUOL
DUOL
Q1 26
26.7%
11.9%
Q4 25
25.1%
14.8%
Q3 25
26.5%
107.5%
Q2 25
25.6%
17.8%
Q1 25
25.1%
15.2%
Q4 24
25.2%
6.6%
Q3 24
23.1%
12.1%
Q2 24
26.0%
13.7%
EPS (diluted)
CBU
CBU
DUOL
DUOL
Q1 26
$1.15
$0.72
Q4 25
$1.03
$0.99
Q3 25
$1.04
$5.95
Q2 25
$0.97
$0.91
Q1 25
$0.93
$0.72
Q4 24
$0.94
$0.31
Q3 24
$0.83
$0.49
Q2 24
$0.91
$0.51

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CBU
CBU
DUOL
DUOL
Cash + ST InvestmentsLiquidity on hand
$572.2M
$1.1B
Total DebtLower is stronger
Stockholders' EquityBook value
$2.0B
$1.3B
Total Assets
$17.5B
$2.0B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CBU
CBU
DUOL
DUOL
Q1 26
$572.2M
$1.1B
Q4 25
$301.8M
$1.0B
Q3 25
$245.2M
$1.0B
Q2 25
$237.2M
$976.2M
Q1 25
$518.0M
$884.0M
Q4 24
$197.0M
$785.8M
Q3 24
$346.1M
$854.4M
Q2 24
$201.5M
$888.2M
Total Debt
CBU
CBU
DUOL
DUOL
Q1 26
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
$990.2M
Q3 24
Q2 24
Stockholders' Equity
CBU
CBU
DUOL
DUOL
Q1 26
$2.0B
$1.3B
Q4 25
$2.0B
$1.3B
Q3 25
$1.9B
$1.3B
Q2 25
$1.9B
$977.0M
Q1 25
$1.8B
$893.8M
Q4 24
$1.8B
$824.5M
Q3 24
$1.8B
$822.5M
Q2 24
$1.7B
$766.9M
Total Assets
CBU
CBU
DUOL
DUOL
Q1 26
$17.5B
$2.0B
Q4 25
$17.3B
$2.0B
Q3 25
$17.0B
$1.9B
Q2 25
$16.7B
$1.5B
Q1 25
$16.8B
$1.4B
Q4 24
$16.4B
$1.3B
Q3 24
$16.4B
$1.2B
Q2 24
$15.9B
$1.1B
Debt / Equity
CBU
CBU
DUOL
DUOL
Q1 26
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
0.56×
Q3 24
Q2 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CBU
CBU
DUOL
DUOL
Operating Cash FlowLast quarter
$105.6M
Free Cash FlowOCF − Capex
$103.0M
FCF MarginFCF / Revenue
34.9%
Capex IntensityCapex / Revenue
Cash ConversionOCF / Net Profit
3.01×
TTM Free Cash FlowTrailing 4 quarters
$368.4M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CBU
CBU
DUOL
DUOL
Q1 26
$105.6M
Q4 25
$301.9M
$107.3M
Q3 25
$101.1M
$84.2M
Q2 25
$53.7M
$90.7M
Q1 25
$62.5M
$105.6M
Q4 24
$242.3M
$83.3M
Q3 24
$56.9M
$56.3M
Q2 24
$39.8M
$62.4M
Free Cash Flow
CBU
CBU
DUOL
DUOL
Q1 26
$103.0M
Q4 25
$233.3M
$96.6M
Q3 25
$83.4M
$79.4M
Q2 25
$36.4M
$89.5M
Q1 25
$52.0M
$104.3M
Q4 24
$221.6M
$81.4M
Q3 24
$51.9M
$53.1M
Q2 24
$33.8M
$56.8M
FCF Margin
CBU
CBU
DUOL
DUOL
Q1 26
34.9%
Q4 25
107.5%
34.1%
Q3 25
40.1%
29.2%
Q2 25
18.1%
35.5%
Q1 25
26.3%
45.2%
Q4 24
112.2%
38.8%
Q3 24
27.3%
27.6%
Q2 24
18.3%
31.9%
Capex Intensity
CBU
CBU
DUOL
DUOL
Q1 26
Q4 25
31.6%
3.8%
Q3 25
8.5%
1.8%
Q2 25
8.6%
0.5%
Q1 25
5.3%
0.6%
Q4 24
10.5%
0.9%
Q3 24
2.6%
1.7%
Q2 24
3.3%
3.1%
Cash Conversion
CBU
CBU
DUOL
DUOL
Q1 26
3.01×
Q4 25
5.55×
2.56×
Q3 25
1.84×
0.29×
Q2 25
1.05×
2.02×
Q1 25
1.26×
3.01×
Q4 24
4.87×
5.99×
Q3 24
1.30×
2.41×
Q2 24
0.83×
2.56×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

CBU
CBU

Segment breakdown not available.

DUOL
DUOL

Bookings$283.5M96%
Other$12.0M4%

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