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Side-by-side financial comparison of COMMUNITY FINANCIAL SYSTEM, INC. (CBU) and EXACT SCIENCES CORP (EXAS), based on the latest 10-Q / 10-K filings. Click either name above to swap in a different company.

EXACT SCIENCES CORP is the larger business by last-quarter revenue ($878.4M vs $215.5M, roughly 4.1× COMMUNITY FINANCIAL SYSTEM, INC.). COMMUNITY FINANCIAL SYSTEM, INC. runs the higher net margin — 25.3% vs -9.8%, a 35.0% gap on every dollar of revenue. On growth, EXACT SCIENCES CORP posted the faster year-over-year revenue change (23.1% vs 9.8%). EXACT SCIENCES CORP produced more free cash flow last quarter ($120.4M vs $61.6M). Over the past eight quarters, EXACT SCIENCES CORP's revenue compounded faster (17.4% CAGR vs 10.2%).

Community Health Systems (CHS) is a Fortune 500 company based in Franklin, Tennessee. It was the largest provider of general hospital healthcare services in the United States in terms of number of acute care facilities. In 2014, CHS had around 200 hospitals, but the number had declined to around 85 in 2021.

Exact Sciences Corporation is an American molecular diagnostics company based in Madison, Wisconsin, specializing in the detection of early-stage cancers. The company provides products for the detection and prevention of colorectal cancer, including Cologuard, the first stool DNA test for colorectal cancer, along with additional screening and precision oncological tests for other types of cancer.

CBU vs EXAS — Head-to-Head

Bigger by revenue
EXAS
EXAS
4.1× larger
EXAS
$878.4M
$215.5M
CBU
Growing faster (revenue YoY)
EXAS
EXAS
+13.4% gap
EXAS
23.1%
9.8%
CBU
Higher net margin
CBU
CBU
35.0% more per $
CBU
25.3%
-9.8%
EXAS
More free cash flow
EXAS
EXAS
$58.9M more FCF
EXAS
$120.4M
$61.6M
CBU
Faster 2-yr revenue CAGR
EXAS
EXAS
Annualised
EXAS
17.4%
10.2%
CBU

Income Statement — Q4 2025 vs Q4 2025

Metric
CBU
CBU
EXAS
EXAS
Revenue
$215.5M
$878.4M
Net Profit
$54.4M
$-86.0M
Gross Margin
70.1%
Operating Margin
33.4%
-9.4%
Net Margin
25.3%
-9.8%
Revenue YoY
9.8%
23.1%
Net Profit YoY
9.3%
90.1%
EPS (diluted)
$1.03
$-0.45

Green = leading value per metric. Periods may differ when fiscal calendars don't align — see 8-quarter trend below.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history — bar widths are scaled to the larger of the two companies so you can eyeball the size gap and growth trajectory without doing math. Quarters aligned by calendar period (report date) so offset fiscal years line up.

Revenue
CBU
CBU
EXAS
EXAS
Q4 25
$215.5M
$878.4M
Q3 25
$207.1M
$850.7M
Q2 25
$199.3M
$811.1M
Q1 25
$196.2M
$706.8M
Q4 24
$196.3M
$713.4M
Q3 24
$188.9M
$708.7M
Q2 24
$183.8M
$699.3M
Q1 24
$177.3M
$637.5M
Net Profit
CBU
CBU
EXAS
EXAS
Q4 25
$54.4M
$-86.0M
Q3 25
$55.1M
$-19.6M
Q2 25
$51.3M
$-1.2M
Q1 25
$49.6M
$-101.2M
Q4 24
$49.8M
$-864.6M
Q3 24
$43.9M
$-38.2M
Q2 24
$47.9M
$-15.8M
Q1 24
$40.9M
$-110.2M
Gross Margin
CBU
CBU
EXAS
EXAS
Q4 25
70.1%
Q3 25
68.6%
Q2 25
69.3%
Q1 25
70.8%
Q4 24
69.0%
Q3 24
69.4%
Q2 24
69.8%
Q1 24
70.0%
Operating Margin
CBU
CBU
EXAS
EXAS
Q4 25
33.4%
-9.4%
Q3 25
35.3%
-3.0%
Q2 25
33.1%
-0.3%
Q1 25
32.7%
-13.6%
Q4 24
32.9%
-122.8%
Q3 24
30.2%
-5.6%
Q2 24
33.8%
-3.8%
Q1 24
29.9%
-16.7%
Net Margin
CBU
CBU
EXAS
EXAS
Q4 25
25.3%
-9.8%
Q3 25
26.6%
-2.3%
Q2 25
25.8%
-0.1%
Q1 25
25.3%
-14.3%
Q4 24
25.4%
-121.2%
Q3 24
23.2%
-5.4%
Q2 24
26.1%
-2.3%
Q1 24
23.1%
-17.3%
EPS (diluted)
CBU
CBU
EXAS
EXAS
Q4 25
$1.03
$-0.45
Q3 25
$1.04
$-0.10
Q2 25
$0.97
$-0.01
Q1 25
$0.93
$-0.54
Q4 24
$0.94
$-4.69
Q3 24
$0.83
$-0.21
Q2 24
$0.91
$-0.09
Q1 24
$0.76
$-0.60

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest filing — the kind of financial-strength check premium terminals charge for.

Metric
CBU
CBU
EXAS
EXAS
Cash + ST InvestmentsLiquidity on hand
$301.8M
$964.7M
Total DebtLower is stronger
Stockholders' EquityBook value
$2.0B
$2.4B
Total Assets
$17.3B
$5.9B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period so offset fiscal years match up.

Cash + ST Investments
CBU
CBU
EXAS
EXAS
Q4 25
$301.8M
$964.7M
Q3 25
$245.2M
$1.0B
Q2 25
$237.2M
$858.4M
Q1 25
$518.0M
$786.2M
Q4 24
$197.0M
$1.0B
Q3 24
$346.1M
$1.0B
Q2 24
$201.5M
$946.8M
Q1 24
$338.4M
$652.1M
Stockholders' Equity
CBU
CBU
EXAS
EXAS
Q4 25
$2.0B
$2.4B
Q3 25
$1.9B
$2.5B
Q2 25
$1.9B
$2.5B
Q1 25
$1.8B
$2.4B
Q4 24
$1.8B
$2.4B
Q3 24
$1.8B
$3.2B
Q2 24
$1.7B
$3.2B
Q1 24
$1.7B
$3.1B
Total Assets
CBU
CBU
EXAS
EXAS
Q4 25
$17.3B
$5.9B
Q3 25
$17.0B
$5.9B
Q2 25
$16.7B
$5.8B
Q1 25
$16.8B
$5.7B
Q4 24
$16.4B
$5.9B
Q3 24
$16.4B
$6.7B
Q2 24
$15.9B
$6.7B
Q1 24
$15.9B
$6.4B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Net income can be massaged; cash flow is harder to fake.

Metric
CBU
CBU
EXAS
EXAS
Operating Cash FlowLast quarter
$84.6M
$151.7M
Free Cash FlowOCF − Capex
$61.6M
$120.4M
FCF MarginFCF / Revenue
28.6%
13.7%
Capex IntensityCapex / Revenue; lower = less reinvestment burden
10.7%
3.6%
Cash ConversionOCF / Net Profit; >1× = earnings back up with cash
1.55×
TTM Free Cash FlowTrailing 4 quarters
$233.3M
$356.8M

8-quarter trend — quarters aligned by calendar period so offset fiscal years match up.

Operating Cash Flow
CBU
CBU
EXAS
EXAS
Q4 25
$84.6M
$151.7M
Q3 25
$101.1M
$219.9M
Q2 25
$53.7M
$89.0M
Q1 25
$62.5M
$30.8M
Q4 24
$65.7M
$47.1M
Q3 24
$56.9M
$138.7M
Q2 24
$39.8M
$107.1M
Q1 24
$79.9M
$-82.3M
Free Cash Flow
CBU
CBU
EXAS
EXAS
Q4 25
$61.6M
$120.4M
Q3 25
$83.4M
$190.0M
Q2 25
$36.4M
$46.7M
Q1 25
$52.0M
$-365.0K
Q4 24
$58.5M
$10.7M
Q3 24
$51.9M
$112.6M
Q2 24
$33.8M
$71.2M
Q1 24
$77.3M
$-120.0M
FCF Margin
CBU
CBU
EXAS
EXAS
Q4 25
28.6%
13.7%
Q3 25
40.3%
22.3%
Q2 25
18.3%
5.8%
Q1 25
26.5%
-0.1%
Q4 24
29.8%
1.5%
Q3 24
27.5%
15.9%
Q2 24
18.4%
10.2%
Q1 24
43.6%
-18.8%
Capex Intensity
CBU
CBU
EXAS
EXAS
Q4 25
10.7%
3.6%
Q3 25
8.5%
3.5%
Q2 25
8.7%
5.2%
Q1 25
5.4%
4.4%
Q4 24
3.7%
5.1%
Q3 24
2.6%
3.7%
Q2 24
3.3%
5.1%
Q1 24
1.4%
5.9%
Cash Conversion
CBU
CBU
EXAS
EXAS
Q4 25
1.55×
Q3 25
1.84×
Q2 25
1.05×
Q1 25
1.26×
Q4 24
1.32×
Q3 24
1.30×
Q2 24
0.83×
Q1 24
1.95×

Financial Flow Comparison

Sankey diagram of revenue → gross profit → operating profit → net profit for each company. Charts shown full-width and stacked so both segment hierarchies are readable side-by-side on desktop and mobile.

Revenue Breakdown by Segment

CBU
CBU

Banking And Corporate Services$156.6M73%
Employee Benefit Services$36.9M17%
Insurance Services$12.7M6%
Wealth Management Services$9.6M4%

EXAS
EXAS

Screening$695.1M79%
Precision Oncology$183.2M21%

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