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Side-by-side financial comparison of COMMUNITY FINANCIAL SYSTEM, INC. (CBU) and BingEx Ltd (FLX). Click either name above to swap in a different company.

COMMUNITY FINANCIAL SYSTEM, INC. is the larger business by last-quarter revenue ($217.0M vs $143.2M, roughly 1.5× BingEx Ltd). COMMUNITY FINANCIAL SYSTEM, INC. runs the higher net margin — 25.1% vs 2.2%, a 22.8% gap on every dollar of revenue.

Community Health Systems (CHS) is a Fortune 500 company based in Franklin, Tennessee. It was the largest provider of general hospital healthcare services in the United States in terms of number of acute care facilities. In 2014, CHS had around 200 hospitals, but the number had declined to around 85 in 2021.

CBU vs FLX — Head-to-Head

Bigger by revenue
CBU
CBU
1.5× larger
CBU
$217.0M
$143.2M
FLX
Higher net margin
CBU
CBU
22.8% more per $
CBU
25.1%
2.2%
FLX

Income Statement — Q4 FY2025 vs Q1 FY2026

Metric
CBU
CBU
FLX
FLX
Revenue
$217.0M
$143.2M
Net Profit
$54.4M
$3.2M
Gross Margin
10.8%
Operating Margin
33.1%
Net Margin
25.1%
2.2%
Revenue YoY
9.9%
Net Profit YoY
9.3%
EPS (diluted)
$1.03

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CBU
CBU
FLX
FLX
Q1 26
$143.2M
Q4 25
$217.0M
Q3 25
$208.1M
$141.2M
Q2 25
$200.5M
$143.0M
Q1 25
$197.3M
$141.0M
Q4 24
$197.4M
Q3 24
$190.3M
$164.6M
Q2 24
$184.3M
Net Profit
CBU
CBU
FLX
FLX
Q1 26
$3.2M
Q4 25
$54.4M
Q3 25
$55.1M
$6.1M
Q2 25
$51.3M
$7.5M
Q1 25
$49.6M
$27.6M
Q4 24
$49.8M
Q3 24
$43.9M
$3.4M
Q2 24
$47.9M
Gross Margin
CBU
CBU
FLX
FLX
Q1 26
10.8%
Q4 25
Q3 25
11.1%
Q2 25
12.0%
Q1 25
10.0%
Q4 24
Q3 24
11.3%
Q2 24
Operating Margin
CBU
CBU
FLX
FLX
Q1 26
Q4 25
33.1%
Q3 25
35.2%
1.4%
Q2 25
32.9%
1.9%
Q1 25
32.6%
Q4 24
32.7%
Q3 24
30.0%
4.0%
Q2 24
33.7%
Net Margin
CBU
CBU
FLX
FLX
Q1 26
2.2%
Q4 25
25.1%
Q3 25
26.5%
4.4%
Q2 25
25.6%
5.2%
Q1 25
25.1%
19.6%
Q4 24
25.2%
Q3 24
23.1%
2.1%
Q2 24
26.0%
EPS (diluted)
CBU
CBU
FLX
FLX
Q1 26
Q4 25
$1.03
Q3 25
$1.04
Q2 25
$0.97
Q1 25
$0.93
Q4 24
$0.94
Q3 24
$0.83
Q2 24
$0.91

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CBU
CBU
FLX
FLX
Cash + ST InvestmentsLiquidity on hand
$301.8M
$561.1M
Total DebtLower is stronger
Stockholders' EquityBook value
$2.0B
Total Assets
$17.3B
$1.3B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CBU
CBU
FLX
FLX
Q1 26
$561.1M
Q4 25
$301.8M
Q3 25
$245.2M
$628.6M
Q2 25
$237.2M
$499.4M
Q1 25
$518.0M
$592.4M
Q4 24
$197.0M
Q3 24
$346.1M
$517.4M
Q2 24
$201.5M
Total Debt
CBU
CBU
FLX
FLX
Q1 26
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
$990.2M
Q3 24
Q2 24
Stockholders' Equity
CBU
CBU
FLX
FLX
Q1 26
Q4 25
$2.0B
Q3 25
$1.9B
Q2 25
$1.9B
Q1 25
$1.8B
Q4 24
$1.8B
Q3 24
$1.8B
Q2 24
$1.7B
Total Assets
CBU
CBU
FLX
FLX
Q1 26
$1.3B
Q4 25
$17.3B
Q3 25
$17.0B
$1.3B
Q2 25
$16.7B
$1.2B
Q1 25
$16.8B
$1.2B
Q4 24
$16.4B
Q3 24
$16.4B
$926.8M
Q2 24
$15.9B
Debt / Equity
CBU
CBU
FLX
FLX
Q1 26
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
0.56×
Q3 24
Q2 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CBU
CBU
FLX
FLX
Operating Cash FlowLast quarter
$301.9M
Free Cash FlowOCF − Capex
$233.3M
FCF MarginFCF / Revenue
107.5%
Capex IntensityCapex / Revenue
31.6%
Cash ConversionOCF / Net Profit
5.55×
TTM Free Cash FlowTrailing 4 quarters
$405.1M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CBU
CBU
FLX
FLX
Q1 26
Q4 25
$301.9M
Q3 25
$101.1M
Q2 25
$53.7M
Q1 25
$62.5M
Q4 24
$242.3M
Q3 24
$56.9M
Q2 24
$39.8M
Free Cash Flow
CBU
CBU
FLX
FLX
Q1 26
Q4 25
$233.3M
Q3 25
$83.4M
Q2 25
$36.4M
Q1 25
$52.0M
Q4 24
$221.6M
Q3 24
$51.9M
Q2 24
$33.8M
FCF Margin
CBU
CBU
FLX
FLX
Q1 26
Q4 25
107.5%
Q3 25
40.1%
Q2 25
18.1%
Q1 25
26.3%
Q4 24
112.2%
Q3 24
27.3%
Q2 24
18.3%
Capex Intensity
CBU
CBU
FLX
FLX
Q1 26
Q4 25
31.6%
Q3 25
8.5%
Q2 25
8.6%
Q1 25
5.3%
Q4 24
10.5%
Q3 24
2.6%
Q2 24
3.3%
Cash Conversion
CBU
CBU
FLX
FLX
Q1 26
Q4 25
5.55×
Q3 25
1.84×
Q2 25
1.05×
Q1 25
1.26×
Q4 24
4.87×
Q3 24
1.30×
Q2 24
0.83×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

CBU
CBU

Banking And Corporate Services$156.6M72%
Employee Benefit Services$36.9M17%
Insurance Services$12.7M6%
Wealth Management Services$9.6M4%

FLX
FLX

Segment breakdown not available.

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