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Side-by-side financial comparison of COMMUNITY FINANCIAL SYSTEM, INC. (CBU) and FLEXSTEEL INDUSTRIES INC (FLXS). Click either name above to swap in a different company.

COMMUNITY FINANCIAL SYSTEM, INC. is the larger business by last-quarter revenue ($214.5M vs $115.1M, roughly 1.9× FLEXSTEEL INDUSTRIES INC). COMMUNITY FINANCIAL SYSTEM, INC. runs the higher net margin — 26.7% vs 17.7%, a 8.9% gap on every dollar of revenue. On growth, COMMUNITY FINANCIAL SYSTEM, INC. posted the faster year-over-year revenue change (8.7% vs 1.0%). Over the past eight quarters, COMMUNITY FINANCIAL SYSTEM, INC.'s revenue compounded faster (7.9% CAGR vs 1.9%).

Community Health Systems (CHS) is a Fortune 500 company based in Franklin, Tennessee. It was the largest provider of general hospital healthcare services in the United States in terms of number of acute care facilities. In 2014, CHS had around 200 hospitals, but the number had declined to around 85 in 2021.

Flexsteel Industries Inc is a leading U.S.-headquartered furniture manufacturer that designs, produces and distributes a wide portfolio of upholstered residential, commercial, and hospitality furniture. It primarily operates across North American markets, serving end consumers, retail partners and corporate clients through its extensive distribution network.

CBU vs FLXS — Head-to-Head

Bigger by revenue
CBU
CBU
1.9× larger
CBU
$214.5M
$115.1M
FLXS
Growing faster (revenue YoY)
CBU
CBU
+7.7% gap
CBU
8.7%
1.0%
FLXS
Higher net margin
CBU
CBU
8.9% more per $
CBU
26.7%
17.7%
FLXS
Faster 2-yr revenue CAGR
CBU
CBU
Annualised
CBU
7.9%
1.9%
FLXS

Income Statement — Q1 FY2026 vs Q1 FY2027

Metric
CBU
CBU
FLXS
FLXS
Revenue
$214.5M
$115.1M
Net Profit
$57.2M
$20.4M
Gross Margin
22.6%
Operating Margin
Net Margin
26.7%
17.7%
Revenue YoY
8.7%
1.0%
Net Profit YoY
15.3%
116.0%
EPS (diluted)
$1.15
$1.14

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CBU
CBU
FLXS
FLXS
Q3 26
$115.1M
Q1 26
$214.5M
Q4 25
$217.0M
$118.2M
Q3 25
$208.1M
$110.4M
Q2 25
$200.5M
$114.6M
Q1 25
$197.3M
$114.0M
Q4 24
$197.4M
$108.5M
Q3 24
$190.3M
$104.0M
Net Profit
CBU
CBU
FLXS
FLXS
Q3 26
$20.4M
Q1 26
$57.2M
Q4 25
$54.4M
$6.6M
Q3 25
$55.1M
$7.3M
Q2 25
$51.3M
$10.7M
Q1 25
$49.6M
$-3.7M
Q4 24
$49.8M
$9.1M
Q3 24
$43.9M
$4.1M
Gross Margin
CBU
CBU
FLXS
FLXS
Q3 26
22.6%
Q1 26
Q4 25
22.7%
Q3 25
23.5%
Q2 25
23.9%
Q1 25
22.2%
Q4 24
21.0%
Q3 24
21.5%
Operating Margin
CBU
CBU
FLXS
FLXS
Q3 26
Q1 26
Q4 25
33.1%
7.6%
Q3 25
35.2%
8.1%
Q2 25
32.9%
12.2%
Q1 25
32.6%
-4.4%
Q4 24
32.7%
10.7%
Q3 24
30.0%
5.8%
Net Margin
CBU
CBU
FLXS
FLXS
Q3 26
17.7%
Q1 26
26.7%
Q4 25
25.1%
5.6%
Q3 25
26.5%
6.6%
Q2 25
25.6%
9.3%
Q1 25
25.1%
-3.3%
Q4 24
25.2%
8.3%
Q3 24
23.1%
4.0%
EPS (diluted)
CBU
CBU
FLXS
FLXS
Q3 26
$1.14
Q1 26
$1.15
Q4 25
$1.03
$1.18
Q3 25
$1.04
$1.31
Q2 25
$0.97
$1.90
Q1 25
$0.93
$-0.71
Q4 24
$0.94
$1.62
Q3 24
$0.83
$0.74

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CBU
CBU
FLXS
FLXS
Cash + ST InvestmentsLiquidity on hand
$572.2M
$57.3M
Total DebtLower is stronger
Stockholders' EquityBook value
$2.0B
$185.3M
Total Assets
$17.5B
$290.2M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CBU
CBU
FLXS
FLXS
Q3 26
$57.3M
Q1 26
$572.2M
Q4 25
$301.8M
$36.8M
Q3 25
$245.2M
$38.6M
Q2 25
$237.2M
$40.0M
Q1 25
$518.0M
$22.6M
Q4 24
$197.0M
$11.8M
Q3 24
$346.1M
$5.7M
Total Debt
CBU
CBU
FLXS
FLXS
Q3 26
Q1 26
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
$990.2M
Q3 24
Stockholders' Equity
CBU
CBU
FLXS
FLXS
Q3 26
$185.3M
Q1 26
$2.0B
Q4 25
$2.0B
$178.9M
Q3 25
$1.9B
$172.2M
Q2 25
$1.9B
$167.9M
Q1 25
$1.8B
$158.1M
Q4 24
$1.8B
$161.9M
Q3 24
$1.8B
$154.7M
Total Assets
CBU
CBU
FLXS
FLXS
Q3 26
$290.2M
Q1 26
$17.5B
Q4 25
$17.3B
$290.2M
Q3 25
$17.0B
$281.5M
Q2 25
$16.7B
$282.5M
Q1 25
$16.8B
$266.1M
Q4 24
$16.4B
$271.5M
Q3 24
$16.4B
$268.7M
Debt / Equity
CBU
CBU
FLXS
FLXS
Q3 26
Q1 26
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
0.56×
Q3 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CBU
CBU
FLXS
FLXS
Operating Cash FlowLast quarter
$27.2M
Free Cash FlowOCF − Capex
FCF MarginFCF / Revenue
Capex IntensityCapex / Revenue
Cash ConversionOCF / Net Profit
1.33×
TTM Free Cash FlowTrailing 4 quarters

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CBU
CBU
FLXS
FLXS
Q3 26
$27.2M
Q1 26
Q4 25
$301.9M
$1.0M
Q3 25
$101.1M
$4.1M
Q2 25
$53.7M
$15.6M
Q1 25
$62.5M
$12.3M
Q4 24
$242.3M
$6.7M
Q3 24
$56.9M
$2.4M
Free Cash Flow
CBU
CBU
FLXS
FLXS
Q3 26
Q1 26
Q4 25
$233.3M
$-735.0K
Q3 25
$83.4M
$2.8M
Q2 25
$36.4M
$15.1M
Q1 25
$52.0M
$10.9M
Q4 24
$221.6M
$5.8M
Q3 24
$51.9M
$2.0M
FCF Margin
CBU
CBU
FLXS
FLXS
Q3 26
Q1 26
Q4 25
107.5%
-0.6%
Q3 25
40.1%
2.5%
Q2 25
18.1%
13.1%
Q1 25
26.3%
9.6%
Q4 24
112.2%
5.3%
Q3 24
27.3%
1.9%
Capex Intensity
CBU
CBU
FLXS
FLXS
Q3 26
Q1 26
Q4 25
31.6%
1.5%
Q3 25
8.5%
1.2%
Q2 25
8.6%
0.5%
Q1 25
5.3%
1.2%
Q4 24
10.5%
0.8%
Q3 24
2.6%
0.4%
Cash Conversion
CBU
CBU
FLXS
FLXS
Q3 26
1.33×
Q1 26
Q4 25
5.55×
0.15×
Q3 25
1.84×
0.56×
Q2 25
1.05×
1.46×
Q1 25
1.26×
Q4 24
4.87×
0.74×
Q3 24
1.30×
0.58×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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