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Side-by-side financial comparison of COMMUNITY FINANCIAL SYSTEM, INC. (CBU) and GigaCloud Technology Inc (GCT). Click either name above to swap in a different company.

GigaCloud Technology Inc is the larger business by last-quarter revenue ($332.6M vs $214.5M, roughly 1.6× COMMUNITY FINANCIAL SYSTEM, INC.). COMMUNITY FINANCIAL SYSTEM, INC. runs the higher net margin — 26.7% vs 11.2%, a 15.5% gap on every dollar of revenue. On growth, GigaCloud Technology Inc posted the faster year-over-year revenue change (9.7% vs 8.7%). Over the past eight quarters, GigaCloud Technology Inc's revenue compounded faster (36.6% CAGR vs 7.9%).

Community Health Systems (CHS) is a Fortune 500 company based in Franklin, Tennessee. It was the largest provider of general hospital healthcare services in the United States in terms of number of acute care facilities. In 2014, CHS had around 200 hospitals, but the number had declined to around 85 in 2021.

GigaCloud Technology Inc. is an American e-commerce company that helps retailers buy and sell big and bulky, non-standardized items such as furniture, appliances, and fitness equipment. They own a business-to-business online marketplace and act as a middleman by handling sales, logistics and also delivery to end customers. GigaCloud is headquartered in El Monte, California, and is listed on the Nasdaq stock exchange since August 2022.

CBU vs GCT — Head-to-Head

Bigger by revenue
GCT
GCT
1.6× larger
GCT
$332.6M
$214.5M
CBU
Growing faster (revenue YoY)
GCT
GCT
+1.0% gap
GCT
9.7%
8.7%
CBU
Higher net margin
CBU
CBU
15.5% more per $
CBU
26.7%
11.2%
GCT
Faster 2-yr revenue CAGR
GCT
GCT
Annualised
GCT
36.6%
7.9%
CBU

Income Statement — Q1 FY2026 vs Q3 FY2025

Metric
CBU
CBU
GCT
GCT
Revenue
$214.5M
$332.6M
Net Profit
$57.2M
$37.2M
Gross Margin
23.2%
Operating Margin
12.2%
Net Margin
26.7%
11.2%
Revenue YoY
8.7%
9.7%
Net Profit YoY
15.3%
-8.6%
EPS (diluted)
$1.15
$0.99

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CBU
CBU
GCT
GCT
Q1 26
$214.5M
Q4 25
$217.0M
Q3 25
$208.1M
$332.6M
Q2 25
$200.5M
$322.6M
Q1 25
$197.3M
$271.9M
Q4 24
$197.4M
$295.8M
Q3 24
$190.3M
$303.3M
Q2 24
$184.3M
$310.9M
Net Profit
CBU
CBU
GCT
GCT
Q1 26
$57.2M
Q4 25
$54.4M
Q3 25
$55.1M
$37.2M
Q2 25
$51.3M
$34.6M
Q1 25
$49.6M
$27.1M
Q4 24
$49.8M
$31.0M
Q3 24
$43.9M
$40.7M
Q2 24
$47.9M
$27.0M
Gross Margin
CBU
CBU
GCT
GCT
Q1 26
Q4 25
Q3 25
23.2%
Q2 25
23.9%
Q1 25
23.4%
Q4 24
22.0%
Q3 24
25.5%
Q2 24
24.6%
Operating Margin
CBU
CBU
GCT
GCT
Q1 26
Q4 25
33.1%
Q3 25
35.2%
12.2%
Q2 25
32.9%
11.1%
Q1 25
32.6%
10.4%
Q4 24
32.7%
9.3%
Q3 24
30.0%
13.4%
Q2 24
33.7%
8.8%
Net Margin
CBU
CBU
GCT
GCT
Q1 26
26.7%
Q4 25
25.1%
Q3 25
26.5%
11.2%
Q2 25
25.6%
10.7%
Q1 25
25.1%
10.0%
Q4 24
25.2%
10.5%
Q3 24
23.1%
13.4%
Q2 24
26.0%
8.7%
EPS (diluted)
CBU
CBU
GCT
GCT
Q1 26
$1.15
Q4 25
$1.03
Q3 25
$1.04
$0.99
Q2 25
$0.97
$0.91
Q1 25
$0.93
$0.68
Q4 24
$0.94
$0.76
Q3 24
$0.83
$0.98
Q2 24
$0.91
$0.65

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CBU
CBU
GCT
GCT
Cash + ST InvestmentsLiquidity on hand
$572.2M
$365.9M
Total DebtLower is stronger
Stockholders' EquityBook value
$2.0B
$457.3M
Total Assets
$17.5B
$1.1B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CBU
CBU
GCT
GCT
Q1 26
$572.2M
Q4 25
$301.8M
Q3 25
$245.2M
$365.9M
Q2 25
$237.2M
$303.0M
Q1 25
$518.0M
$286.8M
Q4 24
$197.0M
$302.4M
Q3 24
$346.1M
$259.8M
Q2 24
$201.5M
$207.8M
Total Debt
CBU
CBU
GCT
GCT
Q1 26
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
$990.2M
Q3 24
Q2 24
Stockholders' Equity
CBU
CBU
GCT
GCT
Q1 26
$2.0B
Q4 25
$2.0B
Q3 25
$1.9B
$457.3M
Q2 25
$1.9B
$431.4M
Q1 25
$1.8B
$412.9M
Q4 24
$1.8B
$405.2M
Q3 24
$1.8B
$400.4M
Q2 24
$1.7B
$358.4M
Total Assets
CBU
CBU
GCT
GCT
Q1 26
$17.5B
Q4 25
$17.3B
Q3 25
$17.0B
$1.1B
Q2 25
$16.7B
$1.1B
Q1 25
$16.8B
$1.1B
Q4 24
$16.4B
$1.1B
Q3 24
$16.4B
$1.1B
Q2 24
$15.9B
$1.1B
Debt / Equity
CBU
CBU
GCT
GCT
Q1 26
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
0.56×
Q3 24
Q2 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CBU
CBU
GCT
GCT
Operating Cash FlowLast quarter
$78.3M
Free Cash FlowOCF − Capex
$77.1M
FCF MarginFCF / Revenue
23.2%
Capex IntensityCapex / Revenue
0.4%
Cash ConversionOCF / Net Profit
2.10×
TTM Free Cash FlowTrailing 4 quarters
$188.1M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CBU
CBU
GCT
GCT
Q1 26
Q4 25
$301.9M
Q3 25
$101.1M
$78.3M
Q2 25
$53.7M
$38.6M
Q1 25
$62.5M
$9.4M
Q4 24
$242.3M
$68.4M
Q3 24
$56.9M
$55.2M
Q2 24
$39.8M
$19.1M
Free Cash Flow
CBU
CBU
GCT
GCT
Q1 26
Q4 25
$233.3M
Q3 25
$83.4M
$77.1M
Q2 25
$36.4M
$37.0M
Q1 25
$52.0M
$7.0M
Q4 24
$221.6M
$66.9M
Q3 24
$51.9M
$51.4M
Q2 24
$33.8M
$12.9M
FCF Margin
CBU
CBU
GCT
GCT
Q1 26
Q4 25
107.5%
Q3 25
40.1%
23.2%
Q2 25
18.1%
11.5%
Q1 25
26.3%
2.6%
Q4 24
112.2%
22.6%
Q3 24
27.3%
16.9%
Q2 24
18.3%
4.2%
Capex Intensity
CBU
CBU
GCT
GCT
Q1 26
Q4 25
31.6%
Q3 25
8.5%
0.4%
Q2 25
8.6%
0.5%
Q1 25
5.3%
0.9%
Q4 24
10.5%
0.5%
Q3 24
2.6%
1.3%
Q2 24
3.3%
2.0%
Cash Conversion
CBU
CBU
GCT
GCT
Q1 26
Q4 25
5.55×
Q3 25
1.84×
2.10×
Q2 25
1.05×
1.12×
Q1 25
1.26×
0.35×
Q4 24
4.87×
2.21×
Q3 24
1.30×
1.36×
Q2 24
0.83×
0.71×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

CBU
CBU

Segment breakdown not available.

GCT
GCT

Services$108.4M33%
Transferred Over Time$89.8M27%
Product Sales To B$50.1M15%
Last Mile Delivery Service$49.2M15%
Warehousing Service$14.2M4%
Ocean Transportation Service$9.0M3%
Platform Commission$4.9M1%
Drayage Service$3.2M1%

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