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Side-by-side financial comparison of COMMUNITY FINANCIAL SYSTEM, INC. (CBU) and Genie Energy Ltd. (GNE). Click either name above to swap in a different company.

COMMUNITY FINANCIAL SYSTEM, INC. is the larger business by last-quarter revenue ($214.5M vs $138.3M, roughly 1.6× Genie Energy Ltd.). COMMUNITY FINANCIAL SYSTEM, INC. runs the higher net margin — 26.7% vs 4.9%, a 21.8% gap on every dollar of revenue. On growth, Genie Energy Ltd. posted the faster year-over-year revenue change (23.6% vs 8.7%). Over the past eight quarters, Genie Energy Ltd.'s revenue compounded faster (14.8% CAGR vs 7.9%).

Community Health Systems (CHS) is a Fortune 500 company based in Franklin, Tennessee. It was the largest provider of general hospital healthcare services in the United States in terms of number of acute care facilities. In 2014, CHS had around 200 hospitals, but the number had declined to around 85 in 2021.

Genie Energy Ltd. is an American energy company headquartered in Newark, New Jersey. It is a holding company comprising Genie Retail Energy, Genie Retail Energy International, Genie Energy Services, and Genie Energy Oil and Gas. Michael Stein is the Chief Executive Officer, Genie Energy Ltd.

CBU vs GNE — Head-to-Head

Bigger by revenue
CBU
CBU
1.6× larger
CBU
$214.5M
$138.3M
GNE
Growing faster (revenue YoY)
GNE
GNE
+14.9% gap
GNE
23.6%
8.7%
CBU
Higher net margin
CBU
CBU
21.8% more per $
CBU
26.7%
4.9%
GNE
Faster 2-yr revenue CAGR
GNE
GNE
Annualised
GNE
14.8%
7.9%
CBU

Income Statement — Q1 FY2026 vs Q3 FY2025

Metric
CBU
CBU
GNE
GNE
Revenue
$214.5M
$138.3M
Net Profit
$57.2M
$6.7M
Gross Margin
21.7%
Operating Margin
5.0%
Net Margin
26.7%
4.9%
Revenue YoY
8.7%
23.6%
Net Profit YoY
15.3%
-33.9%
EPS (diluted)
$1.15
$0.26

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CBU
CBU
GNE
GNE
Q1 26
$214.5M
Q4 25
$217.0M
Q3 25
$208.1M
$138.3M
Q2 25
$200.5M
$105.3M
Q1 25
$197.3M
$136.8M
Q4 24
$197.4M
$102.9M
Q3 24
$190.3M
$111.9M
Q2 24
$184.3M
$90.7M
Net Profit
CBU
CBU
GNE
GNE
Q1 26
$57.2M
Q4 25
$54.4M
Q3 25
$55.1M
$6.7M
Q2 25
$51.3M
$2.8M
Q1 25
$49.6M
$10.3M
Q4 24
$49.8M
$-15.3M
Q3 24
$43.9M
$10.2M
Q2 24
$47.9M
$9.6M
Gross Margin
CBU
CBU
GNE
GNE
Q1 26
Q4 25
Q3 25
21.7%
Q2 25
22.3%
Q1 25
27.3%
Q4 24
32.5%
Q3 24
33.9%
Q2 24
36.8%
Operating Margin
CBU
CBU
GNE
GNE
Q1 26
Q4 25
33.1%
Q3 25
35.2%
5.0%
Q2 25
32.9%
1.9%
Q1 25
32.6%
9.4%
Q4 24
32.7%
-20.2%
Q3 24
30.0%
10.4%
Q2 24
33.7%
11.6%
Net Margin
CBU
CBU
GNE
GNE
Q1 26
26.7%
Q4 25
25.1%
Q3 25
26.5%
4.9%
Q2 25
25.6%
2.7%
Q1 25
25.1%
7.5%
Q4 24
25.2%
-14.9%
Q3 24
23.1%
9.1%
Q2 24
26.0%
10.6%
EPS (diluted)
CBU
CBU
GNE
GNE
Q1 26
$1.15
Q4 25
$1.03
Q3 25
$1.04
$0.26
Q2 25
$0.97
$0.11
Q1 25
$0.93
$0.40
Q4 24
$0.94
$-0.58
Q3 24
$0.83
$0.38
Q2 24
$0.91
$0.36

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CBU
CBU
GNE
GNE
Cash + ST InvestmentsLiquidity on hand
$572.2M
$109.8M
Total DebtLower is stronger
Stockholders' EquityBook value
$2.0B
$198.8M
Total Assets
$17.5B
$394.1M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CBU
CBU
GNE
GNE
Q1 26
$572.2M
Q4 25
$301.8M
Q3 25
$245.2M
$109.8M
Q2 25
$237.2M
$106.0M
Q1 25
$518.0M
$118.3M
Q4 24
$197.0M
$110.1M
Q3 24
$346.1M
$141.8M
Q2 24
$201.5M
$126.8M
Total Debt
CBU
CBU
GNE
GNE
Q1 26
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
$990.2M
Q3 24
Q2 24
Stockholders' Equity
CBU
CBU
GNE
GNE
Q1 26
$2.0B
Q4 25
$2.0B
Q3 25
$1.9B
$198.8M
Q2 25
$1.9B
$197.0M
Q1 25
$1.8B
$198.0M
Q4 24
$1.8B
$190.5M
Q3 24
$1.8B
$211.1M
Q2 24
$1.7B
$202.1M
Total Assets
CBU
CBU
GNE
GNE
Q1 26
$17.5B
Q4 25
$17.3B
Q3 25
$17.0B
$394.1M
Q2 25
$16.7B
$383.1M
Q1 25
$16.8B
$384.4M
Q4 24
$16.4B
$371.3M
Q3 24
$16.4B
$341.7M
Q2 24
$15.9B
$322.8M
Debt / Equity
CBU
CBU
GNE
GNE
Q1 26
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
0.56×
Q3 24
Q2 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CBU
CBU
GNE
GNE
Operating Cash FlowLast quarter
$13.9M
Free Cash FlowOCF − Capex
FCF MarginFCF / Revenue
Capex IntensityCapex / Revenue
Cash ConversionOCF / Net Profit
2.07×
TTM Free Cash FlowTrailing 4 quarters

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CBU
CBU
GNE
GNE
Q1 26
Q4 25
$301.9M
Q3 25
$101.1M
$13.9M
Q2 25
$53.7M
$1.1M
Q1 25
$62.5M
$15.3M
Q4 24
$242.3M
$13.0M
Q3 24
$56.9M
$24.4M
Q2 24
$39.8M
$20.4M
Free Cash Flow
CBU
CBU
GNE
GNE
Q1 26
Q4 25
$233.3M
Q3 25
$83.4M
Q2 25
$36.4M
Q1 25
$52.0M
$13.6M
Q4 24
$221.6M
Q3 24
$51.9M
$21.9M
Q2 24
$33.8M
$20.1M
FCF Margin
CBU
CBU
GNE
GNE
Q1 26
Q4 25
107.5%
Q3 25
40.1%
Q2 25
18.1%
Q1 25
26.3%
9.9%
Q4 24
112.2%
Q3 24
27.3%
19.6%
Q2 24
18.3%
22.1%
Capex Intensity
CBU
CBU
GNE
GNE
Q1 26
Q4 25
31.6%
Q3 25
8.5%
Q2 25
8.6%
Q1 25
5.3%
1.3%
Q4 24
10.5%
Q3 24
2.6%
2.2%
Q2 24
3.3%
0.4%
Cash Conversion
CBU
CBU
GNE
GNE
Q1 26
Q4 25
5.55×
Q3 25
1.84×
2.07×
Q2 25
1.05×
0.40×
Q1 25
1.26×
1.49×
Q4 24
4.87×
Q3 24
1.30×
2.39×
Q2 24
0.83×
2.12×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

CBU
CBU

Segment breakdown not available.

GNE
GNE

Sales Channel Directly To Consumer$108.8M79%
Sales Channel Through Intermediary$23.5M17%
Genie Renewables GREW$6.0M4%

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