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Side-by-side financial comparison of COMMUNITY FINANCIAL SYSTEM, INC. (CBU) and PROCORE TECHNOLOGIES, INC. (PCOR). Click either name above to swap in a different company.

PROCORE TECHNOLOGIES, INC. is the larger business by last-quarter revenue ($349.1M vs $214.5M, roughly 1.6× COMMUNITY FINANCIAL SYSTEM, INC.). COMMUNITY FINANCIAL SYSTEM, INC. runs the higher net margin — 26.7% vs -10.8%, a 37.4% gap on every dollar of revenue. On growth, PROCORE TECHNOLOGIES, INC. posted the faster year-over-year revenue change (15.6% vs 8.7%). Over the past eight quarters, PROCORE TECHNOLOGIES, INC.'s revenue compounded faster (13.8% CAGR vs 7.9%).

Community Health Systems (CHS) is a Fortune 500 company based in Franklin, Tennessee. It was the largest provider of general hospital healthcare services in the United States in terms of number of acute care facilities. In 2014, CHS had around 200 hospitals, but the number had declined to around 85 in 2021.

Procore Technologies is an American construction management software as a service company founded in 2002, with headquarters in Carpinteria, California. Procore hosts a platform to connect those involved in the construction industry on a global platform. The software allows for the creation of simplified workflows and displays a consolidated view of construction products that includes the tracking of tasks, management of project workflows, and scheduling.

CBU vs PCOR — Head-to-Head

Bigger by revenue
PCOR
PCOR
1.6× larger
PCOR
$349.1M
$214.5M
CBU
Growing faster (revenue YoY)
PCOR
PCOR
+6.9% gap
PCOR
15.6%
8.7%
CBU
Higher net margin
CBU
CBU
37.4% more per $
CBU
26.7%
-10.8%
PCOR
Faster 2-yr revenue CAGR
PCOR
PCOR
Annualised
PCOR
13.8%
7.9%
CBU

Income Statement — Q1 FY2026 vs Q4 FY2025

Metric
CBU
CBU
PCOR
PCOR
Revenue
$214.5M
$349.1M
Net Profit
$57.2M
$-37.6M
Gross Margin
80.1%
Operating Margin
-12.3%
Net Margin
26.7%
-10.8%
Revenue YoY
8.7%
15.6%
Net Profit YoY
15.3%
39.6%
EPS (diluted)
$1.15
$-0.25

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CBU
CBU
PCOR
PCOR
Q1 26
$214.5M
Q4 25
$217.0M
$349.1M
Q3 25
$208.1M
$338.9M
Q2 25
$200.5M
$323.9M
Q1 25
$197.3M
$310.6M
Q4 24
$197.4M
$302.0M
Q3 24
$190.3M
$295.9M
Q2 24
$184.3M
$284.3M
Net Profit
CBU
CBU
PCOR
PCOR
Q1 26
$57.2M
Q4 25
$54.4M
$-37.6M
Q3 25
$55.1M
$-9.1M
Q2 25
$51.3M
$-21.1M
Q1 25
$49.6M
$-33.0M
Q4 24
$49.8M
$-62.3M
Q3 24
$43.9M
$-26.4M
Q2 24
$47.9M
$-6.3M
Gross Margin
CBU
CBU
PCOR
PCOR
Q1 26
Q4 25
80.1%
Q3 25
79.7%
Q2 25
79.1%
Q1 25
79.1%
Q4 24
81.2%
Q3 24
81.4%
Q2 24
83.1%
Operating Margin
CBU
CBU
PCOR
PCOR
Q1 26
Q4 25
33.1%
-12.3%
Q3 25
35.2%
-4.4%
Q2 25
32.9%
-9.3%
Q1 25
32.6%
-11.7%
Q4 24
32.7%
-21.9%
Q3 24
30.0%
-12.3%
Q2 24
33.7%
-5.2%
Net Margin
CBU
CBU
PCOR
PCOR
Q1 26
26.7%
Q4 25
25.1%
-10.8%
Q3 25
26.5%
-2.7%
Q2 25
25.6%
-6.5%
Q1 25
25.1%
-10.6%
Q4 24
25.2%
-20.6%
Q3 24
23.1%
-8.9%
Q2 24
26.0%
-2.2%
EPS (diluted)
CBU
CBU
PCOR
PCOR
Q1 26
$1.15
Q4 25
$1.03
$-0.25
Q3 25
$1.04
$-0.06
Q2 25
$0.97
$-0.14
Q1 25
$0.93
$-0.22
Q4 24
$0.94
$-0.42
Q3 24
$0.83
$-0.18
Q2 24
$0.91
$-0.04

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CBU
CBU
PCOR
PCOR
Cash + ST InvestmentsLiquidity on hand
$572.2M
$768.5M
Total DebtLower is stronger
Stockholders' EquityBook value
$2.0B
$1.3B
Total Assets
$17.5B
$2.2B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CBU
CBU
PCOR
PCOR
Q1 26
$572.2M
Q4 25
$301.8M
$768.5M
Q3 25
$245.2M
$684.0M
Q2 25
$237.2M
$620.9M
Q1 25
$518.0M
$566.7M
Q4 24
$197.0M
$775.4M
Q3 24
$346.1M
$756.9M
Q2 24
$201.5M
$735.4M
Total Debt
CBU
CBU
PCOR
PCOR
Q1 26
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
$990.2M
Q3 24
Q2 24
Stockholders' Equity
CBU
CBU
PCOR
PCOR
Q1 26
$2.0B
Q4 25
$2.0B
$1.3B
Q3 25
$1.9B
$1.2B
Q2 25
$1.9B
$1.2B
Q1 25
$1.8B
$1.2B
Q4 24
$1.8B
$1.3B
Q3 24
$1.8B
$1.3B
Q2 24
$1.7B
$1.3B
Total Assets
CBU
CBU
PCOR
PCOR
Q1 26
$17.5B
Q4 25
$17.3B
$2.2B
Q3 25
$17.0B
$2.1B
Q2 25
$16.7B
$2.0B
Q1 25
$16.8B
$1.9B
Q4 24
$16.4B
$2.1B
Q3 24
$16.4B
$2.0B
Q2 24
$15.9B
$2.0B
Debt / Equity
CBU
CBU
PCOR
PCOR
Q1 26
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
0.56×
Q3 24
Q2 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CBU
CBU
PCOR
PCOR
Operating Cash FlowLast quarter
$114.9M
Free Cash FlowOCF − Capex
$109.2M
FCF MarginFCF / Revenue
31.3%
Capex IntensityCapex / Revenue
1.6%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$282.2M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CBU
CBU
PCOR
PCOR
Q1 26
Q4 25
$301.9M
$114.9M
Q3 25
$101.1M
$88.5M
Q2 25
$53.7M
$30.8M
Q1 25
$62.5M
$66.0M
Q4 24
$242.3M
$29.1M
Q3 24
$56.9M
$39.3M
Q2 24
$39.8M
$58.7M
Free Cash Flow
CBU
CBU
PCOR
PCOR
Q1 26
Q4 25
$233.3M
$109.2M
Q3 25
$83.4M
$83.1M
Q2 25
$36.4M
$27.9M
Q1 25
$52.0M
$62.0M
Q4 24
$221.6M
$17.4M
Q3 24
$51.9M
$35.7M
Q2 24
$33.8M
$56.8M
FCF Margin
CBU
CBU
PCOR
PCOR
Q1 26
Q4 25
107.5%
31.3%
Q3 25
40.1%
24.5%
Q2 25
18.1%
8.6%
Q1 25
26.3%
20.0%
Q4 24
112.2%
5.8%
Q3 24
27.3%
12.1%
Q2 24
18.3%
20.0%
Capex Intensity
CBU
CBU
PCOR
PCOR
Q1 26
Q4 25
31.6%
1.6%
Q3 25
8.5%
1.6%
Q2 25
8.6%
0.9%
Q1 25
5.3%
1.3%
Q4 24
10.5%
3.9%
Q3 24
2.6%
1.2%
Q2 24
3.3%
0.7%
Cash Conversion
CBU
CBU
PCOR
PCOR
Q1 26
Q4 25
5.55×
Q3 25
1.84×
Q2 25
1.05×
Q1 25
1.26×
Q4 24
4.87×
Q3 24
1.30×
Q2 24
0.83×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

CBU
CBU

Segment breakdown not available.

PCOR
PCOR

US$298.3M85%
Non Us$50.9M15%

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