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Side-by-side financial comparison of COMMUNITY FINANCIAL SYSTEM, INC. (CBU) and Phoenix Education Partners, Inc. (PXED). Click either name above to swap in a different company.

Phoenix Education Partners, Inc. is the larger business by last-quarter revenue ($222.5M vs $214.5M, roughly 1.0× COMMUNITY FINANCIAL SYSTEM, INC.). COMMUNITY FINANCIAL SYSTEM, INC. runs the higher net margin — 26.7% vs 4.8%, a 21.8% gap on every dollar of revenue.

Community Health Systems (CHS) is a Fortune 500 company based in Franklin, Tennessee. It was the largest provider of general hospital healthcare services in the United States in terms of number of acute care facilities. In 2014, CHS had around 200 hospitals, but the number had declined to around 85 in 2021.

The University of Phoenix (UoPX) is a private for-profit university headquartered in Phoenix, Arizona. Founded in 1976, the university confers certificates and degrees at the certificate, associate, bachelor's, master's, and doctoral degree levels. It is institutionally accredited by the Higher Learning Commission and has an open enrollment admissions policy for many undergraduate programs. The school is owned by Phoenix Education Partners.

CBU vs PXED — Head-to-Head

Bigger by revenue
PXED
PXED
1.0× larger
PXED
$222.5M
$214.5M
CBU
Higher net margin
CBU
CBU
21.8% more per $
CBU
26.7%
4.8%
PXED

Income Statement — Q1 FY2026 vs Q2 FY2026

Metric
CBU
CBU
PXED
PXED
Revenue
$214.5M
$222.5M
Net Profit
$57.2M
$10.8M
Gross Margin
Operating Margin
6.3%
Net Margin
26.7%
4.8%
Revenue YoY
8.7%
Net Profit YoY
15.3%
EPS (diluted)
$1.15
$0.28

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CBU
CBU
PXED
PXED
Q1 26
$214.5M
$222.5M
Q4 25
$217.0M
$262.0M
Q3 25
$208.1M
Q2 25
$200.5M
Q1 25
$197.3M
Q4 24
$197.4M
Q3 24
$190.3M
Q2 24
$184.3M
Net Profit
CBU
CBU
PXED
PXED
Q1 26
$57.2M
$10.8M
Q4 25
$54.4M
$15.5M
Q3 25
$55.1M
Q2 25
$51.3M
Q1 25
$49.6M
Q4 24
$49.8M
Q3 24
$43.9M
Q2 24
$47.9M
Operating Margin
CBU
CBU
PXED
PXED
Q1 26
6.3%
Q4 25
33.1%
9.8%
Q3 25
35.2%
Q2 25
32.9%
Q1 25
32.6%
Q4 24
32.7%
Q3 24
30.0%
Q2 24
33.7%
Net Margin
CBU
CBU
PXED
PXED
Q1 26
26.7%
4.8%
Q4 25
25.1%
5.9%
Q3 25
26.5%
Q2 25
25.6%
Q1 25
25.1%
Q4 24
25.2%
Q3 24
23.1%
Q2 24
26.0%
EPS (diluted)
CBU
CBU
PXED
PXED
Q1 26
$1.15
$0.28
Q4 25
$1.03
$0.40
Q3 25
$1.04
Q2 25
$0.97
Q1 25
$0.93
Q4 24
$0.94
Q3 24
$0.83
Q2 24
$0.91

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CBU
CBU
PXED
PXED
Cash + ST InvestmentsLiquidity on hand
$572.2M
$201.4M
Total DebtLower is stronger
$58.8M
Stockholders' EquityBook value
$2.0B
$291.1M
Total Assets
$17.5B
$546.4M
Debt / EquityLower = less leverage
0.20×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CBU
CBU
PXED
PXED
Q1 26
$572.2M
$201.4M
Q4 25
$301.8M
$163.5M
Q3 25
$245.2M
Q2 25
$237.2M
Q1 25
$518.0M
Q4 24
$197.0M
Q3 24
$346.1M
Q2 24
$201.5M
Total Debt
CBU
CBU
PXED
PXED
Q1 26
$58.8M
Q4 25
$61.6M
Q3 25
Q2 25
Q1 25
Q4 24
$990.2M
Q3 24
Q2 24
Stockholders' Equity
CBU
CBU
PXED
PXED
Q1 26
$2.0B
$291.1M
Q4 25
$2.0B
$280.4M
Q3 25
$1.9B
Q2 25
$1.9B
Q1 25
$1.8B
Q4 24
$1.8B
Q3 24
$1.8B
Q2 24
$1.7B
Total Assets
CBU
CBU
PXED
PXED
Q1 26
$17.5B
$546.4M
Q4 25
$17.3B
$549.6M
Q3 25
$17.0B
Q2 25
$16.7B
Q1 25
$16.8B
Q4 24
$16.4B
Q3 24
$16.4B
Q2 24
$15.9B
Debt / Equity
CBU
CBU
PXED
PXED
Q1 26
0.20×
Q4 25
0.22×
Q3 25
Q2 25
Q1 25
Q4 24
0.56×
Q3 24
Q2 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CBU
CBU
PXED
PXED
Operating Cash FlowLast quarter
$48.9M
Free Cash FlowOCF − Capex
$43.5M
FCF MarginFCF / Revenue
19.6%
Capex IntensityCapex / Revenue
2.4%
Cash ConversionOCF / Net Profit
4.53×
TTM Free Cash FlowTrailing 4 quarters

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CBU
CBU
PXED
PXED
Q1 26
$48.9M
Q4 25
$301.9M
$31.1M
Q3 25
$101.1M
Q2 25
$53.7M
Q1 25
$62.5M
Q4 24
$242.3M
Q3 24
$56.9M
Q2 24
$39.8M
Free Cash Flow
CBU
CBU
PXED
PXED
Q1 26
$43.5M
Q4 25
$233.3M
$26.4M
Q3 25
$83.4M
Q2 25
$36.4M
Q1 25
$52.0M
Q4 24
$221.6M
Q3 24
$51.9M
Q2 24
$33.8M
FCF Margin
CBU
CBU
PXED
PXED
Q1 26
19.6%
Q4 25
107.5%
10.1%
Q3 25
40.1%
Q2 25
18.1%
Q1 25
26.3%
Q4 24
112.2%
Q3 24
27.3%
Q2 24
18.3%
Capex Intensity
CBU
CBU
PXED
PXED
Q1 26
2.4%
Q4 25
31.6%
1.8%
Q3 25
8.5%
Q2 25
8.6%
Q1 25
5.3%
Q4 24
10.5%
Q3 24
2.6%
Q2 24
3.3%
Cash Conversion
CBU
CBU
PXED
PXED
Q1 26
4.53×
Q4 25
5.55×
2.01×
Q3 25
1.84×
Q2 25
1.05×
Q1 25
1.26×
Q4 24
4.87×
Q3 24
1.30×
Q2 24
0.83×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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