vs

Side-by-side financial comparison of COMMUNITY FINANCIAL SYSTEM, INC. (CBU) and Teads Holding Co. (TEAD). Click either name above to swap in a different company.

Teads Holding Co. is the larger business by last-quarter revenue ($352.2M vs $214.5M, roughly 1.6× COMMUNITY FINANCIAL SYSTEM, INC.). COMMUNITY FINANCIAL SYSTEM, INC. runs the higher net margin — 26.7% vs -121.6%, a 148.2% gap on every dollar of revenue. On growth, Teads Holding Co. posted the faster year-over-year revenue change (50.2% vs 8.7%). Over the past eight quarters, Teads Holding Co.'s revenue compounded faster (27.4% CAGR vs 7.9%).

Community Health Systems (CHS) is a Fortune 500 company based in Franklin, Tennessee. It was the largest provider of general hospital healthcare services in the United States in terms of number of acute care facilities. In 2014, CHS had around 200 hospitals, but the number had declined to around 85 in 2021.

Teads Holding Co. operates a leading global end-to-end digital video advertising platform. It partners with premium online publishers and brand advertisers to deliver tailored, engaging video ad experiences across desktop, mobile and connected TV devices, serving clients across North America, Europe, Asia-Pacific and Latin America, with focus on programmatic ad tech solutions for the digital marketing space.

CBU vs TEAD — Head-to-Head

Bigger by revenue
TEAD
TEAD
1.6× larger
TEAD
$352.2M
$214.5M
CBU
Growing faster (revenue YoY)
TEAD
TEAD
+41.5% gap
TEAD
50.2%
8.7%
CBU
Higher net margin
CBU
CBU
148.2% more per $
CBU
26.7%
-121.6%
TEAD
Faster 2-yr revenue CAGR
TEAD
TEAD
Annualised
TEAD
27.4%
7.9%
CBU

Income Statement — Q1 FY2026 vs Q4 FY2025

Metric
CBU
CBU
TEAD
TEAD
Revenue
$214.5M
$352.2M
Net Profit
$57.2M
$-428.2M
Gross Margin
34.2%
Operating Margin
-98.2%
Net Margin
26.7%
-121.6%
Revenue YoY
8.7%
50.2%
Net Profit YoY
15.3%
-256321.6%
EPS (diluted)
$1.15
$-4.63

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CBU
CBU
TEAD
TEAD
Q1 26
$214.5M
Q4 25
$217.0M
$352.2M
Q3 25
$208.1M
$318.8M
Q2 25
$200.5M
$343.1M
Q1 25
$197.3M
$286.4M
Q4 24
$197.4M
$234.6M
Q3 24
$190.3M
$224.2M
Q2 24
$184.3M
$214.1M
Net Profit
CBU
CBU
TEAD
TEAD
Q1 26
$57.2M
Q4 25
$54.4M
$-428.2M
Q3 25
$55.1M
$-19.7M
Q2 25
$51.3M
$-14.3M
Q1 25
$49.6M
$-54.8M
Q4 24
$49.8M
$-167.0K
Q3 24
$43.9M
$6.7M
Q2 24
$47.9M
$-2.2M
Gross Margin
CBU
CBU
TEAD
TEAD
Q1 26
Q4 25
34.2%
Q3 25
33.2%
Q2 25
35.1%
Q1 25
28.9%
Q4 24
23.9%
Q3 24
21.8%
Q2 24
21.3%
Operating Margin
CBU
CBU
TEAD
TEAD
Q1 26
Q4 25
33.1%
-98.2%
Q3 25
35.2%
-2.0%
Q2 25
32.9%
-0.7%
Q1 25
32.6%
-15.5%
Q4 24
32.7%
1.1%
Q3 24
30.0%
-1.3%
Q2 24
33.7%
-2.6%
Net Margin
CBU
CBU
TEAD
TEAD
Q1 26
26.7%
Q4 25
25.1%
-121.6%
Q3 25
26.5%
-6.2%
Q2 25
25.6%
-4.2%
Q1 25
25.1%
-19.2%
Q4 24
25.2%
-0.1%
Q3 24
23.1%
3.0%
Q2 24
26.0%
-1.0%
EPS (diluted)
CBU
CBU
TEAD
TEAD
Q1 26
$1.15
Q4 25
$1.03
$-4.63
Q3 25
$1.04
$-0.21
Q2 25
$0.97
$-0.15
Q1 25
$0.93
$-0.70
Q4 24
$0.94
$0.02
Q3 24
$0.83
$0.01
Q2 24
$0.91
$-0.04

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CBU
CBU
TEAD
TEAD
Cash + ST InvestmentsLiquidity on hand
$572.2M
$138.7M
Total DebtLower is stronger
$605.1M
Stockholders' EquityBook value
$2.0B
$95.4M
Total Assets
$17.5B
$1.3B
Debt / EquityLower = less leverage
6.34×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CBU
CBU
TEAD
TEAD
Q1 26
$572.2M
Q4 25
$301.8M
$138.7M
Q3 25
$245.2M
$138.3M
Q2 25
$237.2M
$166.1M
Q1 25
$518.0M
$155.9M
Q4 24
$197.0M
$166.1M
Q3 24
$346.1M
$130.5M
Q2 24
$201.5M
$162.7M
Total Debt
CBU
CBU
TEAD
TEAD
Q1 26
Q4 25
$605.1M
Q3 25
$604.0M
Q2 25
$603.0M
Q1 25
$610.8M
Q4 24
$990.2M
$0
Q3 24
$0
Q2 24
$118.0M
Stockholders' Equity
CBU
CBU
TEAD
TEAD
Q1 26
$2.0B
Q4 25
$2.0B
$95.4M
Q3 25
$1.9B
$519.3M
Q2 25
$1.9B
$532.0M
Q1 25
$1.8B
$474.7M
Q4 24
$1.8B
$231.3M
Q3 24
$1.8B
$227.2M
Q2 24
$1.7B
$216.0M
Total Assets
CBU
CBU
TEAD
TEAD
Q1 26
$17.5B
Q4 25
$17.3B
$1.3B
Q3 25
$17.0B
$1.7B
Q2 25
$16.7B
$1.8B
Q1 25
$16.8B
$1.7B
Q4 24
$16.4B
$549.2M
Q3 24
$16.4B
$530.1M
Q2 24
$15.9B
$626.2M
Debt / Equity
CBU
CBU
TEAD
TEAD
Q1 26
Q4 25
6.34×
Q3 25
1.16×
Q2 25
1.13×
Q1 25
1.29×
Q4 24
0.56×
0.00×
Q3 24
0.00×
Q2 24
0.55×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CBU
CBU
TEAD
TEAD
Operating Cash FlowLast quarter
$7.3M
Free Cash FlowOCF − Capex
$6.5M
FCF MarginFCF / Revenue
1.8%
Capex IntensityCapex / Revenue
0.2%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$2.0M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CBU
CBU
TEAD
TEAD
Q1 26
Q4 25
$301.9M
$7.3M
Q3 25
$101.1M
$-23.7M
Q2 25
$53.7M
$25.0M
Q1 25
$62.5M
$-966.0K
Q4 24
$242.3M
$42.7M
Q3 24
$56.9M
$13.7M
Q2 24
$39.8M
$3.6M
Free Cash Flow
CBU
CBU
TEAD
TEAD
Q1 26
Q4 25
$233.3M
$6.5M
Q3 25
$83.4M
$-24.5M
Q2 25
$36.4M
$23.9M
Q1 25
$52.0M
$-3.9M
Q4 24
$221.6M
$40.0M
Q3 24
$51.9M
$11.1M
Q2 24
$33.8M
$2.8M
FCF Margin
CBU
CBU
TEAD
TEAD
Q1 26
Q4 25
107.5%
1.8%
Q3 25
40.1%
-7.7%
Q2 25
18.1%
7.0%
Q1 25
26.3%
-1.4%
Q4 24
112.2%
17.0%
Q3 24
27.3%
5.0%
Q2 24
18.3%
1.3%
Capex Intensity
CBU
CBU
TEAD
TEAD
Q1 26
Q4 25
31.6%
0.2%
Q3 25
8.5%
0.2%
Q2 25
8.6%
0.3%
Q1 25
5.3%
1.0%
Q4 24
10.5%
1.2%
Q3 24
2.6%
1.1%
Q2 24
3.3%
0.4%
Cash Conversion
CBU
CBU
TEAD
TEAD
Q1 26
Q4 25
5.55×
Q3 25
1.84×
Q2 25
1.05×
Q1 25
1.26×
Q4 24
4.87×
Q3 24
1.30×
2.04×
Q2 24
0.83×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Related Comparisons