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Side-by-side financial comparison of COMMUNITY FINANCIAL SYSTEM, INC. (CBU) and UL Solutions Inc. (ULS). Click either name above to swap in a different company.

UL Solutions Inc. is the larger business by last-quarter revenue ($340.0M vs $214.5M, roughly 1.6× COMMUNITY FINANCIAL SYSTEM, INC.). On growth, COMMUNITY FINANCIAL SYSTEM, INC. posted the faster year-over-year revenue change (8.7% vs -12.4%). Over the past eight quarters, COMMUNITY FINANCIAL SYSTEM, INC.'s revenue compounded faster (7.9% CAGR vs -31.8%).

Community Health Systems (CHS) is a Fortune 500 company based in Franklin, Tennessee. It was the largest provider of general hospital healthcare services in the United States in terms of number of acute care facilities. In 2014, CHS had around 200 hospitals, but the number had declined to around 85 in 2021.

The UL enterprise is a global private safety company headquartered in Northbrook, Illinois, composed of three organizations, UL Research Institutes, UL Standards & Engagement and UL Solutions.

CBU vs ULS — Head-to-Head

Bigger by revenue
ULS
ULS
1.6× larger
ULS
$340.0M
$214.5M
CBU
Growing faster (revenue YoY)
CBU
CBU
+21.1% gap
CBU
8.7%
-12.4%
ULS
Faster 2-yr revenue CAGR
CBU
CBU
Annualised
CBU
7.9%
-31.8%
ULS

Income Statement — Q1 FY2026 vs Q1 FY2026

Metric
CBU
CBU
ULS
ULS
Revenue
$214.5M
$340.0M
Net Profit
$57.2M
Gross Margin
Operating Margin
24.4%
Net Margin
26.7%
Revenue YoY
8.7%
-12.4%
Net Profit YoY
15.3%
EPS (diluted)
$1.15

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CBU
CBU
ULS
ULS
Q1 26
$214.5M
$340.0M
Q4 25
$217.0M
$789.0M
Q3 25
$208.1M
$783.0M
Q2 25
$200.5M
$776.0M
Q1 25
$197.3M
$705.0M
Q4 24
$197.4M
$739.0M
Q3 24
$190.3M
$731.0M
Q2 24
$184.3M
$730.0M
Net Profit
CBU
CBU
ULS
ULS
Q1 26
$57.2M
Q4 25
$54.4M
$67.0M
Q3 25
$55.1M
$100.0M
Q2 25
$51.3M
$91.0M
Q1 25
$49.6M
$67.0M
Q4 24
$49.8M
$81.0M
Q3 24
$43.9M
$88.0M
Q2 24
$47.9M
$101.0M
Gross Margin
CBU
CBU
ULS
ULS
Q1 26
Q4 25
49.7%
Q3 25
50.3%
Q2 25
49.4%
Q1 25
48.4%
Q4 24
47.4%
Q3 24
49.0%
Q2 24
50.1%
Operating Margin
CBU
CBU
ULS
ULS
Q1 26
24.4%
Q4 25
33.1%
15.0%
Q3 25
35.2%
19.9%
Q2 25
32.9%
17.9%
Q1 25
32.6%
15.5%
Q4 24
32.7%
15.6%
Q3 24
30.0%
17.8%
Q2 24
33.7%
17.3%
Net Margin
CBU
CBU
ULS
ULS
Q1 26
26.7%
Q4 25
25.1%
8.5%
Q3 25
26.5%
12.8%
Q2 25
25.6%
11.7%
Q1 25
25.1%
9.5%
Q4 24
25.2%
11.0%
Q3 24
23.1%
12.0%
Q2 24
26.0%
13.8%
EPS (diluted)
CBU
CBU
ULS
ULS
Q1 26
$1.15
Q4 25
$1.03
$0.33
Q3 25
$1.04
$0.49
Q2 25
$0.97
$0.45
Q1 25
$0.93
$0.33
Q4 24
$0.94
$0.40
Q3 24
$0.83
$0.44
Q2 24
$0.91
$0.50

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CBU
CBU
ULS
ULS
Cash + ST InvestmentsLiquidity on hand
$572.2M
Total DebtLower is stronger
Stockholders' EquityBook value
$2.0B
Total Assets
$17.5B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CBU
CBU
ULS
ULS
Q1 26
$572.2M
Q4 25
$301.8M
$295.0M
Q3 25
$245.2M
$255.0M
Q2 25
$237.2M
$272.0M
Q1 25
$518.0M
$267.0M
Q4 24
$197.0M
$298.0M
Q3 24
$346.1M
$327.0M
Q2 24
$201.5M
$295.0M
Total Debt
CBU
CBU
ULS
ULS
Q1 26
Q4 25
$491.0M
Q3 25
$544.0M
Q2 25
$608.0M
Q1 25
$653.0M
Q4 24
$990.2M
$742.0M
Q3 24
$797.0M
Q2 24
$810.0M
Stockholders' Equity
CBU
CBU
ULS
ULS
Q1 26
$2.0B
Q4 25
$2.0B
$1.3B
Q3 25
$1.9B
$1.2B
Q2 25
$1.9B
$1.1B
Q1 25
$1.8B
$970.0M
Q4 24
$1.8B
$904.0M
Q3 24
$1.8B
$872.0M
Q2 24
$1.7B
$769.0M
Total Assets
CBU
CBU
ULS
ULS
Q1 26
$17.5B
Q4 25
$17.3B
$2.9B
Q3 25
$17.0B
$2.9B
Q2 25
$16.7B
$2.9B
Q1 25
$16.8B
$2.9B
Q4 24
$16.4B
$2.8B
Q3 24
$16.4B
$2.9B
Q2 24
$15.9B
$2.7B
Debt / Equity
CBU
CBU
ULS
ULS
Q1 26
Q4 25
0.39×
Q3 25
0.46×
Q2 25
0.56×
Q1 25
0.67×
Q4 24
0.56×
0.82×
Q3 24
0.91×
Q2 24
1.05×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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