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Side-by-side financial comparison of CRYO CELL INTERNATIONAL INC (CCEL) and FIRST US BANCSHARES, INC. (FUSB). Click either name above to swap in a different company.

FIRST US BANCSHARES, INC. is the larger business by last-quarter revenue ($10.4M vs $7.8M, roughly 1.3× CRYO CELL INTERNATIONAL INC). FIRST US BANCSHARES, INC. runs the higher net margin — 20.4% vs -48.7%, a 69.1% gap on every dollar of revenue. On growth, FIRST US BANCSHARES, INC. posted the faster year-over-year revenue change (7.1% vs -2.3%). FIRST US BANCSHARES, INC. produced more free cash flow last quarter ($9.1M vs $1.2M). Over the past eight quarters, FIRST US BANCSHARES, INC.'s revenue compounded faster (2.6% CAGR vs -0.1%).

Cryo-Cell International, Inc. is a cord blood bank. It was founded by Dan Richard in 1989. Cryo-Cell International is the first private cord blood bank to separate and store stem cells. Cryo-Cell is headquartered outside of Tampa, in Oldsmar, Florida. In January 1997, the Company's stock began trading on the NASDAQ Small Cap market under symbol CCEL.

First Citizens Bancshares, Inc. is a bank holding company based in Raleigh, North Carolina and one of the largest banks in the United States. Its primary subsidiary is First Citizens Bank, which operates over 500 branches in 23 states. A second subsidiary is Silicon Valley Bank, which operates 39 offices in 15 states.

CCEL vs FUSB — Head-to-Head

Bigger by revenue
FUSB
FUSB
1.3× larger
FUSB
$10.4M
$7.8M
CCEL
Growing faster (revenue YoY)
FUSB
FUSB
+9.3% gap
FUSB
7.1%
-2.3%
CCEL
Higher net margin
FUSB
FUSB
69.1% more per $
FUSB
20.4%
-48.7%
CCEL
More free cash flow
FUSB
FUSB
$7.9M more FCF
FUSB
$9.1M
$1.2M
CCEL
Faster 2-yr revenue CAGR
FUSB
FUSB
Annualised
FUSB
2.6%
-0.1%
CCEL

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
CCEL
CCEL
FUSB
FUSB
Revenue
$7.8M
$10.4M
Net Profit
$-3.8M
$2.1M
Gross Margin
77.9%
Operating Margin
-50.6%
28.1%
Net Margin
-48.7%
20.4%
Revenue YoY
-2.3%
7.1%
Net Profit YoY
-105.1%
24.2%
EPS (diluted)
$-0.46
$0.36

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CCEL
CCEL
FUSB
FUSB
Q4 25
$7.8M
$10.4M
Q3 25
$7.8M
$10.5M
Q2 25
$7.9M
$10.3M
Q1 25
$8.0M
$9.8M
Q4 24
$8.0M
$9.7M
Q3 24
$8.1M
$10.1M
Q2 24
$8.0M
$10.0M
Q1 24
$7.9M
$9.9M
Net Profit
CCEL
CCEL
FUSB
FUSB
Q4 25
$-3.8M
$2.1M
Q3 25
$749.4K
$1.9M
Q2 25
$355.8K
$155.0K
Q1 25
$282.9K
$1.8M
Q4 24
$-1.9M
$1.7M
Q3 24
$1.1M
$2.2M
Q2 24
$655.8K
$2.1M
Q1 24
$556.2K
$2.1M
Gross Margin
CCEL
CCEL
FUSB
FUSB
Q4 25
77.9%
Q3 25
77.0%
Q2 25
76.6%
Q1 25
75.1%
Q4 24
78.4%
Q3 24
73.6%
Q2 24
74.8%
Q1 24
73.7%
Operating Margin
CCEL
CCEL
FUSB
FUSB
Q4 25
-50.6%
28.1%
Q3 25
24.3%
23.9%
Q2 25
18.8%
1.6%
Q1 25
13.3%
23.8%
Q4 24
-1.5%
23.8%
Q3 24
17.2%
29.2%
Q2 24
17.3%
27.4%
Q1 24
10.5%
27.8%
Net Margin
CCEL
CCEL
FUSB
FUSB
Q4 25
-48.7%
20.4%
Q3 25
9.6%
18.4%
Q2 25
4.5%
1.5%
Q1 25
3.5%
18.1%
Q4 24
-23.2%
17.6%
Q3 24
13.0%
22.0%
Q2 24
8.2%
21.2%
Q1 24
7.1%
21.3%
EPS (diluted)
CCEL
CCEL
FUSB
FUSB
Q4 25
$-0.46
$0.36
Q3 25
$0.09
$0.32
Q2 25
$0.04
$0.03
Q1 25
$0.03
$0.29
Q4 24
$-0.23
$0.29
Q3 24
$0.13
$0.36
Q2 24
$0.08
$0.34
Q1 24
$0.07
$0.34

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CCEL
CCEL
FUSB
FUSB
Cash + ST InvestmentsLiquidity on hand
$3.3M
$73.5M
Total DebtLower is stronger
$8.4M
$10.9M
Stockholders' EquityBook value
$-18.6M
$105.6M
Total Assets
$61.7M
$1.2B
Debt / EquityLower = less leverage
0.10×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CCEL
CCEL
FUSB
FUSB
Q4 25
$3.3M
$73.5M
Q3 25
$3.2M
$54.7M
Q2 25
$4.4M
$54.0M
Q1 25
$3.5M
$56.0M
Q4 24
$3.5M
$47.2M
Q3 24
$2.1M
$82.3M
Q2 24
$1.5M
$58.2M
Q1 24
$979.6K
$60.2M
Total Debt
CCEL
CCEL
FUSB
FUSB
Q4 25
$8.4M
$10.9M
Q3 25
$8.4M
$10.9M
Q2 25
$8.4M
$10.9M
Q1 25
$8.5M
$10.9M
Q4 24
$8.5M
$10.9M
Q3 24
$8.5M
$10.9M
Q2 24
$8.5M
$10.8M
Q1 24
$8.6M
$10.8M
Stockholders' Equity
CCEL
CCEL
FUSB
FUSB
Q4 25
$-18.6M
$105.6M
Q3 25
$-14.8M
$104.2M
Q2 25
$-15.6M
$101.9M
Q1 25
$-14.7M
$101.2M
Q4 24
$-13.2M
$98.6M
Q3 24
$-9.6M
$98.5M
Q2 24
$-10.7M
$93.8M
Q1 24
$-10.3M
$92.3M
Total Assets
CCEL
CCEL
FUSB
FUSB
Q4 25
$61.7M
$1.2B
Q3 25
$63.2M
$1.1B
Q2 25
$64.4M
$1.1B
Q1 25
$64.4M
$1.1B
Q4 24
$64.7M
$1.1B
Q3 24
$62.9M
$1.1B
Q2 24
$62.6M
$1.1B
Q1 24
$61.7M
$1.1B
Debt / Equity
CCEL
CCEL
FUSB
FUSB
Q4 25
0.10×
Q3 25
0.10×
Q2 25
0.11×
Q1 25
0.11×
Q4 24
0.11×
Q3 24
0.11×
Q2 24
0.12×
Q1 24
0.12×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CCEL
CCEL
FUSB
FUSB
Operating Cash FlowLast quarter
$1.3M
$12.3M
Free Cash FlowOCF − Capex
$1.2M
$9.1M
FCF MarginFCF / Revenue
15.5%
87.2%
Capex IntensityCapex / Revenue
0.9%
31.1%
Cash ConversionOCF / Net Profit
5.79×
TTM Free Cash FlowTrailing 4 quarters
$5.2M
$16.0M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CCEL
CCEL
FUSB
FUSB
Q4 25
$1.3M
$12.3M
Q3 25
$2.5M
$4.2M
Q2 25
$707.0K
$3.9M
Q1 25
$954.1K
$1.8M
Q4 24
$2.2M
$7.8M
Q3 24
$2.4M
$1.9M
Q2 24
$1.8M
$2.5M
Q1 24
$-356.9K
$825.0K
Free Cash Flow
CCEL
CCEL
FUSB
FUSB
Q4 25
$1.2M
$9.1M
Q3 25
$2.5M
$3.6M
Q2 25
$644.6K
$1.6M
Q1 25
$892.0K
$1.7M
Q4 24
$2.1M
$5.7M
Q3 24
$2.3M
$1.3M
Q2 24
$21.5K
$2.3M
Q1 24
$-814.6K
$-142.0K
FCF Margin
CCEL
CCEL
FUSB
FUSB
Q4 25
15.5%
87.2%
Q3 25
31.9%
34.2%
Q2 25
8.1%
16.0%
Q1 25
11.2%
17.2%
Q4 24
26.8%
58.2%
Q3 24
27.9%
12.7%
Q2 24
0.3%
23.5%
Q1 24
-10.4%
-1.4%
Capex Intensity
CCEL
CCEL
FUSB
FUSB
Q4 25
0.9%
31.1%
Q3 25
0.5%
5.9%
Q2 25
0.8%
21.8%
Q1 25
0.8%
0.7%
Q4 24
0.1%
21.6%
Q3 24
2.3%
6.6%
Q2 24
21.8%
2.0%
Q1 24
5.8%
9.8%
Cash Conversion
CCEL
CCEL
FUSB
FUSB
Q4 25
5.79×
Q3 25
3.38×
2.18×
Q2 25
1.99×
25.16×
Q1 25
3.37×
0.99×
Q4 24
4.53×
Q3 24
2.32×
0.87×
Q2 24
2.70×
1.20×
Q1 24
-0.64×
0.39×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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