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Side-by-side financial comparison of CRYO CELL INTERNATIONAL INC (CCEL) and NATIONAL BANKSHARES INC (NKSH). Click either name above to swap in a different company.

NATIONAL BANKSHARES INC is the larger business by last-quarter revenue ($15.3M vs $7.8M, roughly 1.9× CRYO CELL INTERNATIONAL INC). NATIONAL BANKSHARES INC runs the higher net margin — 38.5% vs -48.7%, a 87.2% gap on every dollar of revenue. On growth, NATIONAL BANKSHARES INC posted the faster year-over-year revenue change (24.7% vs -2.3%). NATIONAL BANKSHARES INC produced more free cash flow last quarter ($15.2M vs $1.2M). Over the past eight quarters, NATIONAL BANKSHARES INC's revenue compounded faster (20.9% CAGR vs -0.1%).

Cryo-Cell International, Inc. is a cord blood bank. It was founded by Dan Richard in 1989. Cryo-Cell International is the first private cord blood bank to separate and store stem cells. Cryo-Cell is headquartered outside of Tampa, in Oldsmar, Florida. In January 1997, the Company's stock began trading on the NASDAQ Small Cap market under symbol CCEL.

Nicolet Bankshares, Inc. is a U.S. regional bank holding company based in Green Bay, Wisconsin. They are the parent company of Nicolet National Bank, the second largest Wisconsin-based bank.

CCEL vs NKSH — Head-to-Head

Bigger by revenue
NKSH
NKSH
1.9× larger
NKSH
$15.3M
$7.8M
CCEL
Growing faster (revenue YoY)
NKSH
NKSH
+26.9% gap
NKSH
24.7%
-2.3%
CCEL
Higher net margin
NKSH
NKSH
87.2% more per $
NKSH
38.5%
-48.7%
CCEL
More free cash flow
NKSH
NKSH
$13.9M more FCF
NKSH
$15.2M
$1.2M
CCEL
Faster 2-yr revenue CAGR
NKSH
NKSH
Annualised
NKSH
20.9%
-0.1%
CCEL

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
CCEL
CCEL
NKSH
NKSH
Revenue
$7.8M
$15.3M
Net Profit
$-3.8M
$5.9M
Gross Margin
77.9%
Operating Margin
-50.6%
47.4%
Net Margin
-48.7%
38.5%
Revenue YoY
-2.3%
24.7%
Net Profit YoY
-105.1%
91.0%
EPS (diluted)
$-0.46
$0.93

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CCEL
CCEL
NKSH
NKSH
Q4 25
$7.8M
$15.3M
Q3 25
$7.8M
$14.2M
Q2 25
$7.9M
$13.3M
Q1 25
$8.0M
$12.8M
Q4 24
$8.0M
$12.2M
Q3 24
$8.1M
$11.7M
Q2 24
$8.0M
$10.9M
Q1 24
$7.9M
$10.4M
Net Profit
CCEL
CCEL
NKSH
NKSH
Q4 25
$-3.8M
$5.9M
Q3 25
$749.4K
$4.4M
Q2 25
$355.8K
$2.3M
Q1 25
$282.9K
$3.2M
Q4 24
$-1.9M
$3.1M
Q3 24
$1.1M
$2.7M
Q2 24
$655.8K
$-307.0K
Q1 24
$556.2K
$2.2M
Gross Margin
CCEL
CCEL
NKSH
NKSH
Q4 25
77.9%
Q3 25
77.0%
Q2 25
76.6%
Q1 25
75.1%
Q4 24
78.4%
Q3 24
73.6%
Q2 24
74.8%
Q1 24
73.7%
Operating Margin
CCEL
CCEL
NKSH
NKSH
Q4 25
-50.6%
47.4%
Q3 25
24.3%
37.9%
Q2 25
18.8%
20.0%
Q1 25
13.3%
30.5%
Q4 24
-1.5%
30.1%
Q3 24
17.2%
27.5%
Q2 24
17.3%
-4.4%
Q1 24
10.5%
25.8%
Net Margin
CCEL
CCEL
NKSH
NKSH
Q4 25
-48.7%
38.5%
Q3 25
9.6%
31.1%
Q2 25
4.5%
17.2%
Q1 25
3.5%
25.3%
Q4 24
-23.2%
25.1%
Q3 24
13.0%
22.8%
Q2 24
8.2%
-2.8%
Q1 24
7.1%
20.8%
EPS (diluted)
CCEL
CCEL
NKSH
NKSH
Q4 25
$-0.46
$0.93
Q3 25
$0.09
$0.69
Q2 25
$0.04
$0.36
Q1 25
$0.03
$0.51
Q4 24
$-0.23
$0.50
Q3 24
$0.13
$0.42
Q2 24
$0.08
$-0.05
Q1 24
$0.07
$0.37

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CCEL
CCEL
NKSH
NKSH
Cash + ST InvestmentsLiquidity on hand
$3.3M
$59.3M
Total DebtLower is stronger
$8.4M
Stockholders' EquityBook value
$-18.6M
$184.9M
Total Assets
$61.7M
$1.8B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CCEL
CCEL
NKSH
NKSH
Q4 25
$3.3M
$59.3M
Q3 25
$3.2M
$42.3M
Q2 25
$4.4M
$92.8M
Q1 25
$3.5M
$122.5M
Q4 24
$3.5M
$108.1M
Q3 24
$2.1M
$49.8M
Q2 24
$1.5M
$98.9M
Q1 24
$979.6K
$121.2M
Total Debt
CCEL
CCEL
NKSH
NKSH
Q4 25
$8.4M
Q3 25
$8.4M
Q2 25
$8.4M
Q1 25
$8.5M
Q4 24
$8.5M
Q3 24
$8.5M
Q2 24
$8.5M
Q1 24
$8.6M
Stockholders' Equity
CCEL
CCEL
NKSH
NKSH
Q4 25
$-18.6M
$184.9M
Q3 25
$-14.8M
$179.2M
Q2 25
$-15.6M
$168.7M
Q1 25
$-14.7M
$167.3M
Q4 24
$-13.2M
$156.4M
Q3 24
$-9.6M
$167.8M
Q2 24
$-10.7M
$149.0M
Q1 24
$-10.3M
$139.4M
Total Assets
CCEL
CCEL
NKSH
NKSH
Q4 25
$61.7M
$1.8B
Q3 25
$63.2M
$1.8B
Q2 25
$64.4M
$1.8B
Q1 25
$64.4M
$1.8B
Q4 24
$64.7M
$1.8B
Q3 24
$62.9M
$1.8B
Q2 24
$62.6M
$1.8B
Q1 24
$61.7M
$1.7B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CCEL
CCEL
NKSH
NKSH
Operating Cash FlowLast quarter
$1.3M
$17.9M
Free Cash FlowOCF − Capex
$1.2M
$15.2M
FCF MarginFCF / Revenue
15.5%
99.2%
Capex IntensityCapex / Revenue
0.9%
17.9%
Cash ConversionOCF / Net Profit
3.04×
TTM Free Cash FlowTrailing 4 quarters
$5.2M
$23.6M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CCEL
CCEL
NKSH
NKSH
Q4 25
$1.3M
$17.9M
Q3 25
$2.5M
$6.1M
Q2 25
$707.0K
$2.1M
Q1 25
$954.1K
$2.6M
Q4 24
$2.2M
$9.4M
Q3 24
$2.4M
$3.1M
Q2 24
$1.8M
$-3.0M
Q1 24
$-356.9K
$3.8M
Free Cash Flow
CCEL
CCEL
NKSH
NKSH
Q4 25
$1.2M
$15.2M
Q3 25
$2.5M
$5.3M
Q2 25
$644.6K
$1.5M
Q1 25
$892.0K
$1.6M
Q4 24
$2.1M
$6.2M
Q3 24
$2.3M
$2.2M
Q2 24
$21.5K
$-4.0M
Q1 24
$-814.6K
$3.5M
FCF Margin
CCEL
CCEL
NKSH
NKSH
Q4 25
15.5%
99.2%
Q3 25
31.9%
37.4%
Q2 25
8.1%
11.5%
Q1 25
11.2%
12.5%
Q4 24
26.8%
50.5%
Q3 24
27.9%
18.5%
Q2 24
0.3%
-36.3%
Q1 24
-10.4%
33.8%
Capex Intensity
CCEL
CCEL
NKSH
NKSH
Q4 25
0.9%
17.9%
Q3 25
0.5%
5.6%
Q2 25
0.8%
4.1%
Q1 25
0.8%
7.5%
Q4 24
0.1%
26.6%
Q3 24
2.3%
8.3%
Q2 24
21.8%
9.3%
Q1 24
5.8%
3.0%
Cash Conversion
CCEL
CCEL
NKSH
NKSH
Q4 25
3.04×
Q3 25
3.38×
1.38×
Q2 25
1.99×
0.90×
Q1 25
3.37×
0.79×
Q4 24
3.07×
Q3 24
2.32×
1.17×
Q2 24
2.70×
Q1 24
-0.64×
1.77×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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