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Side-by-side financial comparison of CRYO CELL INTERNATIONAL INC (CCEL) and UNITED SECURITY BANCSHARES (UBFO). Click either name above to swap in a different company.
UNITED SECURITY BANCSHARES is the larger business by last-quarter revenue ($13.5M vs $7.8M, roughly 1.7× CRYO CELL INTERNATIONAL INC). UNITED SECURITY BANCSHARES runs the higher net margin — 25.2% vs -48.7%, a 73.9% gap on every dollar of revenue. On growth, UNITED SECURITY BANCSHARES posted the faster year-over-year revenue change (13.6% vs -2.3%). UNITED SECURITY BANCSHARES produced more free cash flow last quarter ($19.8M vs $1.2M). Over the past eight quarters, UNITED SECURITY BANCSHARES's revenue compounded faster (3.0% CAGR vs -0.1%).
Cryo-Cell International, Inc. is a cord blood bank. It was founded by Dan Richard in 1989. Cryo-Cell International is the first private cord blood bank to separate and store stem cells. Cryo-Cell is headquartered outside of Tampa, in Oldsmar, Florida. In January 1997, the Company's stock began trading on the NASDAQ Small Cap market under symbol CCEL.
United Security Bancshares is a bank holding company headquartered in Fresno, California. It operates 11 branches.
CCEL vs UBFO — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | ||
|---|---|---|
| Revenue | $7.8M | $13.5M |
| Net Profit | $-3.8M | $3.4M |
| Gross Margin | 77.9% | — |
| Operating Margin | -50.6% | 31.5% |
| Net Margin | -48.7% | 25.2% |
| Revenue YoY | -2.3% | 13.6% |
| Net Profit YoY | -105.1% | 36.8% |
| EPS (diluted) | $-0.46 | $0.18 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $7.8M | $13.5M | ||
| Q3 25 | $7.8M | $14.0M | ||
| Q2 25 | $7.9M | $12.6M | ||
| Q1 25 | $8.0M | $13.7M | ||
| Q4 24 | $8.0M | $11.9M | ||
| Q3 24 | $8.1M | $13.8M | ||
| Q2 24 | $8.0M | $13.0M | ||
| Q1 24 | $7.9M | $12.8M |
| Q4 25 | $-3.8M | $3.4M | ||
| Q3 25 | $749.4K | $4.0M | ||
| Q2 25 | $355.8K | $2.2M | ||
| Q1 25 | $282.9K | $2.7M | ||
| Q4 24 | $-1.9M | $2.5M | ||
| Q3 24 | $1.1M | $3.8M | ||
| Q2 24 | $655.8K | $4.3M | ||
| Q1 24 | $556.2K | $4.2M |
| Q4 25 | 77.9% | — | ||
| Q3 25 | 77.0% | — | ||
| Q2 25 | 76.6% | — | ||
| Q1 25 | 75.1% | — | ||
| Q4 24 | 78.4% | — | ||
| Q3 24 | 73.6% | — | ||
| Q2 24 | 74.8% | — | ||
| Q1 24 | 73.7% | — |
| Q4 25 | -50.6% | 31.5% | ||
| Q3 25 | 24.3% | 40.3% | ||
| Q2 25 | 18.8% | 24.0% | ||
| Q1 25 | 13.3% | 27.5% | ||
| Q4 24 | -1.5% | 27.5% | ||
| Q3 24 | 17.2% | 37.1% | ||
| Q2 24 | 17.3% | 46.4% | ||
| Q1 24 | 10.5% | 45.9% |
| Q4 25 | -48.7% | 25.2% | ||
| Q3 25 | 9.6% | 28.7% | ||
| Q2 25 | 4.5% | 17.2% | ||
| Q1 25 | 3.5% | 19.6% | ||
| Q4 24 | -23.2% | 20.9% | ||
| Q3 24 | 13.0% | 27.7% | ||
| Q2 24 | 8.2% | 33.0% | ||
| Q1 24 | 7.1% | 32.6% |
| Q4 25 | $-0.46 | $0.18 | ||
| Q3 25 | $0.09 | $0.23 | ||
| Q2 25 | $0.04 | $0.13 | ||
| Q1 25 | $0.03 | $0.16 | ||
| Q4 24 | $-0.23 | $0.14 | ||
| Q3 24 | $0.13 | $0.22 | ||
| Q2 24 | $0.08 | $0.25 | ||
| Q1 24 | $0.07 | $0.24 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | ||
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $3.3M | $264.2M |
| Total DebtLower is stronger | $8.4M | — |
| Stockholders' EquityBook value | $-18.6M | $139.7M |
| Total Assets | $61.7M | $1.2B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $3.3M | $264.2M | ||
| Q3 25 | $3.2M | $211.1M | ||
| Q2 25 | $4.4M | $199.5M | ||
| Q1 25 | $3.5M | $198.4M | ||
| Q4 24 | $3.5M | $216.9M | ||
| Q3 24 | $2.1M | $216.8M | ||
| Q2 24 | $1.5M | $166.3M | ||
| Q1 24 | $979.6K | $168.6M |
| Q4 25 | $8.4M | — | ||
| Q3 25 | $8.4M | — | ||
| Q2 25 | $8.4M | — | ||
| Q1 25 | $8.5M | — | ||
| Q4 24 | $8.5M | — | ||
| Q3 24 | $8.5M | — | ||
| Q2 24 | $8.5M | — | ||
| Q1 24 | $8.6M | — |
| Q4 25 | $-18.6M | $139.7M | ||
| Q3 25 | $-14.8M | $137.4M | ||
| Q2 25 | $-15.6M | $134.3M | ||
| Q1 25 | $-14.7M | $132.9M | ||
| Q4 24 | $-13.2M | $130.4M | ||
| Q3 24 | $-9.6M | $132.9M | ||
| Q2 24 | $-10.7M | $127.3M | ||
| Q1 24 | $-10.3M | $124.2M |
| Q4 25 | $61.7M | $1.2B | ||
| Q3 25 | $63.2M | $1.2B | ||
| Q2 25 | $64.4M | $1.2B | ||
| Q1 25 | $64.4M | $1.2B | ||
| Q4 24 | $64.7M | $1.2B | ||
| Q3 24 | $62.9M | $1.3B | ||
| Q2 24 | $62.6M | $1.2B | ||
| Q1 24 | $61.7M | $1.2B |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | ||
|---|---|---|
| Operating Cash FlowLast quarter | $1.3M | $22.1M |
| Free Cash FlowOCF − Capex | $1.2M | $19.8M |
| FCF MarginFCF / Revenue | 15.5% | 146.0% |
| Capex IntensityCapex / Revenue | 0.9% | 16.8% |
| Cash ConversionOCF / Net Profit | — | 6.46× |
| TTM Free Cash FlowTrailing 4 quarters | $5.2M | $36.9M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $1.3M | $22.1M | ||
| Q3 25 | $2.5M | $7.0M | ||
| Q2 25 | $707.0K | $8.7M | ||
| Q1 25 | $954.1K | $3.0M | ||
| Q4 24 | $2.2M | $19.6M | ||
| Q3 24 | $2.4M | $5.4M | ||
| Q2 24 | $1.8M | $2.3M | ||
| Q1 24 | $-356.9K | $7.4M |
| Q4 25 | $1.2M | $19.8M | ||
| Q3 25 | $2.5M | $6.1M | ||
| Q2 25 | $644.6K | $8.1M | ||
| Q1 25 | $892.0K | $2.9M | ||
| Q4 24 | $2.1M | $18.6M | ||
| Q3 24 | $2.3M | $5.3M | ||
| Q2 24 | $21.5K | $2.0M | ||
| Q1 24 | $-814.6K | $7.0M |
| Q4 25 | 15.5% | 146.0% | ||
| Q3 25 | 31.9% | 43.7% | ||
| Q2 25 | 8.1% | 64.3% | ||
| Q1 25 | 11.2% | 21.2% | ||
| Q4 24 | 26.8% | 156.0% | ||
| Q3 24 | 27.9% | 38.1% | ||
| Q2 24 | 0.3% | 15.5% | ||
| Q1 24 | -10.4% | 54.8% |
| Q4 25 | 0.9% | 16.8% | ||
| Q3 25 | 0.5% | 6.0% | ||
| Q2 25 | 0.8% | 4.6% | ||
| Q1 25 | 0.8% | 0.9% | ||
| Q4 24 | 0.1% | 8.7% | ||
| Q3 24 | 2.3% | 0.7% | ||
| Q2 24 | 21.8% | 2.2% | ||
| Q1 24 | 5.8% | 3.6% |
| Q4 25 | — | 6.46× | ||
| Q3 25 | 3.38× | 1.73× | ||
| Q2 25 | 1.99× | 4.01× | ||
| Q1 25 | 3.37× | 1.13× | ||
| Q4 24 | — | 7.87× | ||
| Q3 24 | 2.32× | 1.40× | ||
| Q2 24 | 2.70× | 0.54× | ||
| Q1 24 | -0.64× | 1.79× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.