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Side-by-side financial comparison of CareCloud, Inc. (CCLD) and PLUMAS BANCORP (PLBC). Click either name above to swap in a different company.

CareCloud, Inc. is the larger business by last-quarter revenue ($34.4M vs $28.6M, roughly 1.2× PLUMAS BANCORP). On growth, PLUMAS BANCORP posted the faster year-over-year revenue change (35.1% vs 21.9%). PLUMAS BANCORP produced more free cash flow last quarter ($20.3M vs $6.6M). Over the past eight quarters, PLUMAS BANCORP's revenue compounded faster (20.8% CAGR vs 15.1%).

CareCloud, Inc. is a publicly traded American healthcare information technology company that provides services, to healthcare providers and hospitals. The Company maintains its headquarters in Somerset, New Jersey, and employs approximately 4,000 workers worldwide.

Plumas Bancorp is a U.S.-based bank holding company operating through its subsidiary Plumas Bank. It provides full-spectrum retail and commercial banking services including deposit products, consumer and commercial loans, small business financing, and wealth management for individual customers, SMEs and local community groups across northern California and Nevada.

CCLD vs PLBC — Head-to-Head

Bigger by revenue
CCLD
CCLD
1.2× larger
CCLD
$34.4M
$28.6M
PLBC
Growing faster (revenue YoY)
PLBC
PLBC
+13.2% gap
PLBC
35.1%
21.9%
CCLD
More free cash flow
PLBC
PLBC
$13.7M more FCF
PLBC
$20.3M
$6.6M
CCLD
Faster 2-yr revenue CAGR
PLBC
PLBC
Annualised
PLBC
20.8%
15.1%
CCLD

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
CCLD
CCLD
PLBC
PLBC
Revenue
$34.4M
$28.6M
Net Profit
Gross Margin
Operating Margin
9.1%
48.9%
Net Margin
Revenue YoY
21.9%
35.1%
Net Profit YoY
EPS (diluted)
$0.06
$1.56

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CCLD
CCLD
PLBC
PLBC
Q4 25
$34.4M
$28.6M
Q3 25
$31.1M
$27.4M
Q2 25
$27.4M
$20.5M
Q1 25
$27.6M
$21.8M
Q4 24
$28.2M
$21.2M
Q3 24
$28.5M
$21.1M
Q2 24
$28.1M
$20.6M
Q1 24
$26.0M
$19.6M
Net Profit
CCLD
CCLD
PLBC
PLBC
Q4 25
Q3 25
$3.1M
$5.1M
Q2 25
$2.9M
$6.3M
Q1 25
$1.9M
$7.2M
Q4 24
Q3 24
$3.1M
$7.8M
Q2 24
$1.7M
$6.8M
Q1 24
$-241.0K
$6.3M
Operating Margin
CCLD
CCLD
PLBC
PLBC
Q4 25
9.1%
48.9%
Q3 25
10.3%
25.2%
Q2 25
10.9%
42.2%
Q1 25
7.3%
46.1%
Q4 24
12.2%
50.3%
Q3 24
11.4%
50.6%
Q2 24
8.1%
45.1%
Q1 24
0.5%
42.8%
Net Margin
CCLD
CCLD
PLBC
PLBC
Q4 25
Q3 25
9.8%
18.8%
Q2 25
10.6%
30.8%
Q1 25
7.0%
33.0%
Q4 24
Q3 24
10.9%
37.1%
Q2 24
6.0%
32.9%
Q1 24
-0.9%
31.9%
EPS (diluted)
CCLD
CCLD
PLBC
PLBC
Q4 25
$0.06
$1.56
Q3 25
$0.04
$0.73
Q2 25
$0.04
$1.05
Q1 25
$-0.04
$1.20
Q4 24
$0.00
$1.30
Q3 24
$-0.04
$1.31
Q2 24
$-0.14
$1.14
Q1 24
$-0.10
$1.05

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CCLD
CCLD
PLBC
PLBC
Cash + ST InvestmentsLiquidity on hand
$80.6M
Total DebtLower is stronger
$1.2M
Stockholders' EquityBook value
$59.5M
$261.1M
Total Assets
$87.6M
$2.2B
Debt / EquityLower = less leverage
0.02×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CCLD
CCLD
PLBC
PLBC
Q4 25
$80.6M
Q3 25
$87.3M
Q2 25
$79.3M
Q1 25
$87.3M
Q4 24
$82.0M
Q3 24
$118.0M
Q2 24
$109.9M
Q1 24
$128.2M
Total Debt
CCLD
CCLD
PLBC
PLBC
Q4 25
$1.2M
Q3 25
Q2 25
Q1 25
Q4 24
$336.0K
Q3 24
Q2 24
Q1 24
Stockholders' Equity
CCLD
CCLD
PLBC
PLBC
Q4 25
$59.5M
$261.1M
Q3 25
$57.8M
$245.9M
Q2 25
$56.1M
$193.1M
Q1 25
$54.2M
$187.6M
Q4 24
$49.8M
$177.9M
Q3 24
$46.5M
$181.9M
Q2 24
$43.2M
$165.2M
Q1 24
$41.4M
$161.5M
Total Assets
CCLD
CCLD
PLBC
PLBC
Q4 25
$87.6M
$2.2B
Q3 25
$90.6M
$2.2B
Q2 25
$75.2M
$1.6B
Q1 25
$73.6M
$1.6B
Q4 24
$71.6M
$1.6B
Q3 24
$70.7M
$1.7B
Q2 24
$74.0M
$1.6B
Q1 24
$76.9M
$1.6B
Debt / Equity
CCLD
CCLD
PLBC
PLBC
Q4 25
0.02×
Q3 25
Q2 25
Q1 25
Q4 24
0.01×
Q3 24
Q2 24
Q1 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CCLD
CCLD
PLBC
PLBC
Operating Cash FlowLast quarter
$8.7M
$21.6M
Free Cash FlowOCF − Capex
$6.6M
$20.3M
FCF MarginFCF / Revenue
19.0%
70.9%
Capex IntensityCapex / Revenue
6.2%
4.6%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$23.8M
$34.4M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CCLD
CCLD
PLBC
PLBC
Q4 25
$8.7M
$21.6M
Q3 25
$7.4M
$5.6M
Q2 25
$7.4M
$2.1M
Q1 25
$5.1M
$7.5M
Q4 24
$5.2M
$30.5M
Q3 24
$7.1M
$8.0M
Q2 24
$4.3M
$5.1M
Q1 24
$4.1M
$9.2M
Free Cash Flow
CCLD
CCLD
PLBC
PLBC
Q4 25
$6.6M
$20.3M
Q3 25
$6.5M
$4.8M
Q2 25
$6.2M
$2.0M
Q1 25
$4.5M
$7.3M
Q4 24
$4.3M
$29.8M
Q3 24
$6.7M
$7.8M
Q2 24
$4.2M
$4.8M
Q1 24
$3.8M
$9.0M
FCF Margin
CCLD
CCLD
PLBC
PLBC
Q4 25
19.0%
70.9%
Q3 25
20.9%
17.5%
Q2 25
22.8%
9.9%
Q1 25
16.2%
33.7%
Q4 24
15.2%
141.0%
Q3 24
23.6%
37.1%
Q2 24
14.8%
23.5%
Q1 24
14.5%
45.8%
Capex Intensity
CCLD
CCLD
PLBC
PLBC
Q4 25
6.2%
4.6%
Q3 25
2.8%
2.9%
Q2 25
4.2%
0.2%
Q1 25
2.3%
0.8%
Q4 24
3.3%
3.2%
Q3 24
1.2%
0.7%
Q2 24
0.5%
1.1%
Q1 24
1.1%
1.0%
Cash Conversion
CCLD
CCLD
PLBC
PLBC
Q4 25
Q3 25
2.41×
1.09×
Q2 25
2.55×
0.33×
Q1 25
2.62×
1.04×
Q4 24
Q3 24
2.26×
1.02×
Q2 24
2.56×
0.75×
Q1 24
1.46×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

CCLD
CCLD

Healthcare IT$31.0M90%
Medical Practice Management$3.4M10%

PLBC
PLBC

Segment breakdown not available.

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