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Side-by-side financial comparison of CROSS COUNTRY HEALTHCARE INC (CCRN) and NBT BANCORP INC (NBTB). Click either name above to swap in a different company.

CROSS COUNTRY HEALTHCARE INC is the larger business by last-quarter revenue ($236.8M vs $184.5M, roughly 1.3× NBT BANCORP INC). NBT BANCORP INC runs the higher net margin — 27.7% vs -35.0%, a 62.7% gap on every dollar of revenue. Over the past eight quarters, NBT BANCORP INC's revenue compounded faster (14.6% CAGR vs -21.0%).

GE Healthcare Technologies, Inc. is an American health technology company based in Chicago, Illinois. The company, which stylizes its own name as GE HealthCare, operates four divisions: Medical imaging, which includes molecular imaging, computed tomography, magnetic resonance, women’s health screening and X-ray systems; Ultrasound; Patient Care Solutions, which is focused on remote patient monitoring, anesthesia and respiratory care, diagnostic cardiology, and infant care; and Pharmaceutical ...

NBT Bank, N.A. is an American financial institution that operates through a network of 176 banking locations in New York, Pennsylvania, Vermont, Massachusetts, New Hampshire, Maine and Connecticut. NBT Bank and its parent company, NBT Bancorp Inc., are headquartered in Norwich, New York, United States. NBT Bancorp is traded on the Nasdaq Global Select Market under the symbol NBTB.

CCRN vs NBTB — Head-to-Head

Bigger by revenue
CCRN
CCRN
1.3× larger
CCRN
$236.8M
$184.5M
NBTB
Higher net margin
NBTB
NBTB
62.7% more per $
NBTB
27.7%
-35.0%
CCRN
Faster 2-yr revenue CAGR
NBTB
NBTB
Annualised
NBTB
14.6%
-21.0%
CCRN

Income Statement — Q4 FY2025 vs Q1 FY2026

Metric
CCRN
CCRN
NBTB
NBTB
Revenue
$236.8M
$184.5M
Net Profit
$-82.9M
$51.1M
Gross Margin
Operating Margin
-30.2%
Net Margin
-35.0%
27.7%
Revenue YoY
-23.6%
Net Profit YoY
-2109.7%
127.2%
EPS (diluted)
$-2.56
$0.98

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CCRN
CCRN
NBTB
NBTB
Q1 26
$184.5M
Q4 25
$236.8M
$185.1M
Q3 25
$250.1M
$186.1M
Q2 25
$274.1M
$171.2M
Q1 25
$293.4M
$154.7M
Q4 24
$309.9M
$148.5M
Q3 24
$315.1M
$147.4M
Q2 24
$339.8M
$140.4M
Net Profit
CCRN
CCRN
NBTB
NBTB
Q1 26
$51.1M
Q4 25
$-82.9M
Q3 25
$-4.8M
$54.5M
Q2 25
$-6.7M
$22.5M
Q1 25
$-490.0K
$36.7M
Q4 24
$-3.8M
Q3 24
$2.6M
$38.1M
Q2 24
$-16.1M
$32.7M
Gross Margin
CCRN
CCRN
NBTB
NBTB
Q1 26
Q4 25
Q3 25
20.4%
Q2 25
20.4%
Q1 25
20.0%
Q4 24
Q3 24
20.4%
Q2 24
20.8%
Operating Margin
CCRN
CCRN
NBTB
NBTB
Q1 26
Q4 25
-30.2%
37.6%
Q3 25
-2.4%
38.6%
Q2 25
-2.1%
17.9%
Q1 25
-0.3%
30.5%
Q4 24
-1.1%
30.7%
Q3 24
0.9%
33.1%
Q2 24
-5.7%
29.9%
Net Margin
CCRN
CCRN
NBTB
NBTB
Q1 26
27.7%
Q4 25
-35.0%
Q3 25
-1.9%
29.3%
Q2 25
-2.4%
13.2%
Q1 25
-0.2%
23.8%
Q4 24
-1.2%
Q3 24
0.8%
25.8%
Q2 24
-4.7%
23.3%
EPS (diluted)
CCRN
CCRN
NBTB
NBTB
Q1 26
$0.98
Q4 25
$-2.56
$1.09
Q3 25
$-0.15
$1.03
Q2 25
$-0.20
$0.44
Q1 25
$-0.02
$0.77
Q4 24
$-0.13
$0.77
Q3 24
$0.08
$0.80
Q2 24
$-0.47
$0.69

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CCRN
CCRN
NBTB
NBTB
Cash + ST InvestmentsLiquidity on hand
$108.7M
Total DebtLower is stronger
$160.9M
Stockholders' EquityBook value
$322.8M
$1.9B
Total Assets
$449.0M
$16.2B
Debt / EquityLower = less leverage
0.08×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CCRN
CCRN
NBTB
NBTB
Q1 26
Q4 25
$108.7M
Q3 25
$99.1M
Q2 25
$81.2M
Q1 25
$80.7M
Q4 24
$81.6M
Q3 24
$64.0M
Q2 24
$69.6M
Total Debt
CCRN
CCRN
NBTB
NBTB
Q1 26
$160.9M
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
Stockholders' Equity
CCRN
CCRN
NBTB
NBTB
Q1 26
$1.9B
Q4 25
$322.8M
$1.9B
Q3 25
$408.1M
$1.9B
Q2 25
$412.2M
$1.8B
Q1 25
$418.2M
$1.6B
Q4 24
$419.0M
$1.5B
Q3 24
$424.7M
$1.5B
Q2 24
$433.3M
$1.5B
Total Assets
CCRN
CCRN
NBTB
NBTB
Q1 26
$16.2B
Q4 25
$449.0M
$16.0B
Q3 25
$538.2M
$16.1B
Q2 25
$553.8M
$16.0B
Q1 25
$576.2M
$13.9B
Q4 24
$589.3M
$13.8B
Q3 24
$597.4M
$13.8B
Q2 24
$602.9M
$13.5B
Debt / Equity
CCRN
CCRN
NBTB
NBTB
Q1 26
0.08×
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CCRN
CCRN
NBTB
NBTB
Operating Cash FlowLast quarter
$18.2M
Free Cash FlowOCF − Capex
$16.1M
FCF MarginFCF / Revenue
6.8%
Capex IntensityCapex / Revenue
0.9%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$40.1M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CCRN
CCRN
NBTB
NBTB
Q1 26
Q4 25
$18.2M
$235.2M
Q3 25
$20.1M
$80.6M
Q2 25
$4.2M
$46.5M
Q1 25
$5.7M
$42.0M
Q4 24
$24.2M
$188.6M
Q3 24
$7.5M
$52.1M
Q2 24
$82.4M
$50.5M
Free Cash Flow
CCRN
CCRN
NBTB
NBTB
Q1 26
Q4 25
$16.1M
$218.9M
Q3 25
$17.9M
$74.3M
Q2 25
$2.3M
$44.1M
Q1 25
$3.8M
$38.3M
Q4 24
$21.7M
$176.8M
Q3 24
$6.3M
$47.8M
Q2 24
$79.6M
$49.1M
FCF Margin
CCRN
CCRN
NBTB
NBTB
Q1 26
Q4 25
6.8%
118.2%
Q3 25
7.2%
40.0%
Q2 25
0.8%
25.8%
Q1 25
1.3%
24.8%
Q4 24
7.0%
119.0%
Q3 24
2.0%
32.4%
Q2 24
23.4%
35.0%
Capex Intensity
CCRN
CCRN
NBTB
NBTB
Q1 26
Q4 25
0.9%
8.8%
Q3 25
0.9%
3.4%
Q2 25
0.7%
1.4%
Q1 25
0.6%
2.4%
Q4 24
0.8%
7.9%
Q3 24
0.4%
2.9%
Q2 24
0.8%
1.0%
Cash Conversion
CCRN
CCRN
NBTB
NBTB
Q1 26
Q4 25
Q3 25
1.48×
Q2 25
2.06×
Q1 25
1.14×
Q4 24
Q3 24
2.92×
1.37×
Q2 24
1.54×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

CCRN
CCRN

Temporary Staffing Services$189.6M80%
Physician Staffing$42.5M18%
Other Services$4.7M2%

NBTB
NBTB

Net Interest Income$134.3M73%
Noninterest Income$50.1M27%

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