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Side-by-side financial comparison of Cardlytics, Inc. (CDLX) and Hour Loop, Inc (HOUR). Click either name above to swap in a different company.

Hour Loop, Inc is the larger business by last-quarter revenue ($56.1M vs $50.9M, roughly 1.1× Cardlytics, Inc.). On growth, Hour Loop, Inc posted the faster year-over-year revenue change (3.0% vs -25.5%). Cardlytics, Inc. produced more free cash flow last quarter ($13.0M vs $3.0M). Over the past eight quarters, Hour Loop, Inc's revenue compounded faster (50.7% CAGR vs -9.6%).

Cardlytics is a leading purchase intelligence and advertising platform that partners with major banks to analyze anonymized consumer transaction data. It delivers targeted, performance-driven ad campaigns for consumer brands, retailers and service providers, helping advertisers reach audiences based on real purchase behavior, with core operations across North America and the United Kingdom.

Hour Loop, Inc. is an e-commerce retail company that offers a diverse portfolio of products including home goods, apparel, toys, electronics accessories, and daily consumer essentials. It primarily operates through leading third-party online marketplaces, with its core customer base concentrated in North America, focusing on delivering affordable, high-value daily products to mass consumers.

CDLX vs HOUR — Head-to-Head

Bigger by revenue
HOUR
HOUR
1.1× larger
HOUR
$56.1M
$50.9M
CDLX
Growing faster (revenue YoY)
HOUR
HOUR
+28.5% gap
HOUR
3.0%
-25.5%
CDLX
More free cash flow
CDLX
CDLX
$10.0M more FCF
CDLX
$13.0M
$3.0M
HOUR
Faster 2-yr revenue CAGR
HOUR
HOUR
Annualised
HOUR
50.7%
-9.6%
CDLX

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
CDLX
CDLX
HOUR
HOUR
Revenue
$50.9M
$56.1M
Net Profit
$-657.3K
Gross Margin
49.6%
Operating Margin
-12.0%
-1.5%
Net Margin
-1.2%
Revenue YoY
-25.5%
3.0%
Net Profit YoY
57.0%
EPS (diluted)
$-0.15
$-0.02

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CDLX
CDLX
HOUR
HOUR
Q4 25
$50.9M
$56.1M
Q3 25
$47.0M
$33.4M
Q2 25
$58.0M
$27.1M
Q1 25
$56.4M
$25.8M
Q4 24
$68.3M
$54.4M
Q3 24
$61.1M
$31.1M
Q2 24
$64.0M
$28.1M
Q1 24
$62.2M
$24.7M
Net Profit
CDLX
CDLX
HOUR
HOUR
Q4 25
$-657.3K
Q3 25
$-72.7M
$530.6K
Q2 25
$-9.3M
$1.2M
Q1 25
$-13.3M
$654.5K
Q4 24
$-1.5M
Q3 24
$-145.2M
$469.6K
Q2 24
$-4.3M
$649.1K
Q1 24
$-24.3M
$1.1M
Gross Margin
CDLX
CDLX
HOUR
HOUR
Q4 25
49.6%
Q3 25
51.4%
Q2 25
57.2%
Q1 25
54.7%
Q4 24
45.7%
Q3 24
54.8%
Q2 24
55.7%
Q1 24
58.6%
Operating Margin
CDLX
CDLX
HOUR
HOUR
Q4 25
-12.0%
-1.5%
Q3 25
-146.6%
2.2%
Q2 25
-22.0%
6.0%
Q1 25
-24.9%
3.6%
Q4 24
-12.2%
-4.5%
Q3 24
-243.1%
2.3%
Q2 24
-24.7%
3.3%
Q1 24
-36.7%
6.2%
Net Margin
CDLX
CDLX
HOUR
HOUR
Q4 25
-1.2%
Q3 25
-154.7%
1.6%
Q2 25
-16.0%
4.3%
Q1 25
-23.5%
2.5%
Q4 24
-2.8%
Q3 24
-237.6%
1.5%
Q2 24
-6.7%
2.3%
Q1 24
-39.0%
4.3%
EPS (diluted)
CDLX
CDLX
HOUR
HOUR
Q4 25
$-0.15
$-0.02
Q3 25
$-1.36
$0.01
Q2 25
$-0.18
$0.04
Q1 25
$-0.26
$0.02
Q4 24
$-0.36
$-0.04
Q3 24
$-2.90
$0.01
Q2 24
$-0.09
$0.02
Q1 24
$-0.56
$0.03

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CDLX
CDLX
HOUR
HOUR
Cash + ST InvestmentsLiquidity on hand
$48.7M
Total DebtLower is stronger
$212.6M
Stockholders' EquityBook value
$-6.5M
$7.0M
Total Assets
$285.6M
$23.8M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CDLX
CDLX
HOUR
HOUR
Q4 25
$48.7M
Q3 25
$44.0M
Q2 25
$46.7M
Q1 25
$52.0M
Q4 24
$65.6M
Q3 24
$67.0M
Q2 24
$71.2M
Q1 24
$97.8M
$2.9M
Total Debt
CDLX
CDLX
HOUR
HOUR
Q4 25
$212.6M
Q3 25
$214.6M
Q2 25
$214.3M
Q1 25
$213.9M
Q4 24
$213.6M
Q3 24
$213.2M
Q2 24
$212.9M
Q1 24
$257.9M
Stockholders' Equity
CDLX
CDLX
HOUR
HOUR
Q4 25
$-6.5M
$7.0M
Q3 25
$-4.7M
$7.7M
Q2 25
$58.7M
$7.2M
Q1 25
$64.1M
$5.8M
Q4 24
$70.0M
$5.2M
Q3 24
$69.7M
$6.7M
Q2 24
$210.0M
$6.2M
Q1 24
$199.1M
$5.5M
Total Assets
CDLX
CDLX
HOUR
HOUR
Q4 25
$285.6M
$23.8M
Q3 25
$292.8M
$31.6M
Q2 25
$361.1M
$23.0M
Q1 25
$369.1M
$19.1M
Q4 24
$392.7M
$20.0M
Q3 24
$399.4M
$32.4M
Q2 24
$534.4M
$20.2M
Q1 24
$569.0M
$16.7M
Debt / Equity
CDLX
CDLX
HOUR
HOUR
Q4 25
Q3 25
Q2 25
3.65×
Q1 25
3.34×
Q4 24
3.05×
Q3 24
3.06×
Q2 24
1.01×
Q1 24
1.29×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CDLX
CDLX
HOUR
HOUR
Operating Cash FlowLast quarter
$13.0M
$3.0M
Free Cash FlowOCF − Capex
$13.0M
$3.0M
FCF MarginFCF / Revenue
25.5%
5.3%
Capex IntensityCapex / Revenue
0.0%
0.0%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$8.8M
$2.5M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CDLX
CDLX
HOUR
HOUR
Q4 25
$13.0M
$3.0M
Q3 25
$1.8M
$500.4K
Q2 25
$1.2M
$-901.5K
Q1 25
$-6.7M
$-23.9K
Q4 24
$3.0M
$1.5M
Q3 24
$1.4M
$-2.2M
Q2 24
$4.4M
$456.2K
Q1 24
$-17.6M
$492.9K
Free Cash Flow
CDLX
CDLX
HOUR
HOUR
Q4 25
$13.0M
$3.0M
Q3 25
$1.7M
$449.3K
Q2 25
$903.0K
$-901.6K
Q1 25
$-6.8M
$-24.6K
Q4 24
$2.9M
$1.5M
Q3 24
$878.0K
$-2.2M
Q2 24
$4.1M
$439.4K
Q1 24
$-18.3M
$475.1K
FCF Margin
CDLX
CDLX
HOUR
HOUR
Q4 25
25.5%
5.3%
Q3 25
3.7%
1.3%
Q2 25
1.6%
-3.3%
Q1 25
-12.1%
-0.1%
Q4 24
4.2%
2.8%
Q3 24
1.4%
-7.0%
Q2 24
6.5%
1.6%
Q1 24
-29.4%
1.9%
Capex Intensity
CDLX
CDLX
HOUR
HOUR
Q4 25
0.0%
0.0%
Q3 25
0.0%
0.2%
Q2 25
0.6%
0.0%
Q1 25
0.2%
0.0%
Q4 24
0.2%
0.0%
Q3 24
0.8%
0.0%
Q2 24
0.4%
0.1%
Q1 24
1.0%
0.1%
Cash Conversion
CDLX
CDLX
HOUR
HOUR
Q4 25
Q3 25
0.94×
Q2 25
-0.77×
Q1 25
-0.04×
Q4 24
Q3 24
-4.64×
Q2 24
0.70×
Q1 24
0.46×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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