vs

Side-by-side financial comparison of CENTRAL GARDEN & PET CO (CENT) and Fidelity National Financial, Inc. (FNF). Click either name above to swap in a different company.

CENTRAL GARDEN & PET CO is the larger business by last-quarter revenue ($617.4M vs $544.0M, roughly 1.1× Fidelity National Financial, Inc.). CENTRAL GARDEN & PET CO runs the higher net margin — 1.1% vs -21.5%, a 22.6% gap on every dollar of revenue. On growth, Fidelity National Financial, Inc. posted the faster year-over-year revenue change (10.3% vs -6.0%). Over the past eight quarters, Fidelity National Financial, Inc.'s revenue compounded faster (13.7% CAGR vs -17.2%).

Central Garden & Pet Co is a leading U.S.-headquartered supplier of pet supplies and garden products. Its portfolio includes pet food, treats, grooming tools, lawn care items, gardening accessories and pest control solutions, serving retail partners like mass merchants, independent pet stores and garden centers across North America with multiple well-known consumer brands in its two core segments.

Fidelity National Financial, Inc., is an American provider of title insurance and settlement services to the real estate and mortgage industries. A Fortune 500 company, Fidelity National Financial generated approximately $8.469 billion in annual revenue in 2019 from its title and real estate-related operations. The company was the first instance of an attorney licensed by a Native American Tribe being certified as "authorized house counsel" in the state of Florida.

CENT vs FNF — Head-to-Head

Bigger by revenue
CENT
CENT
1.1× larger
CENT
$617.4M
$544.0M
FNF
Growing faster (revenue YoY)
FNF
FNF
+16.3% gap
FNF
10.3%
-6.0%
CENT
Higher net margin
CENT
CENT
22.6% more per $
CENT
1.1%
-21.5%
FNF
Faster 2-yr revenue CAGR
FNF
FNF
Annualised
FNF
13.7%
-17.2%
CENT

Income Statement — Q1 FY2026 vs Q4 FY2025

Metric
CENT
CENT
FNF
FNF
Revenue
$617.4M
$544.0M
Net Profit
$6.8M
$-117.0M
Gross Margin
30.9%
Operating Margin
2.7%
82.9%
Net Margin
1.1%
-21.5%
Revenue YoY
-6.0%
10.3%
Net Profit YoY
-51.2%
-126.0%
EPS (diluted)
$0.11
$-0.44

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CENT
CENT
FNF
FNF
Q4 25
$617.4M
$544.0M
Q3 25
$678.2M
$553.0M
Q2 25
$960.9M
$547.0M
Q1 25
$833.5M
$455.0M
Q4 24
$656.4M
$493.0M
Q3 24
$669.5M
$506.0M
Q2 24
$996.3M
$504.0M
Q1 24
$900.1M
$421.0M
Net Profit
CENT
CENT
FNF
FNF
Q4 25
$6.8M
$-117.0M
Q3 25
$-9.8M
$358.0M
Q2 25
$95.0M
$278.0M
Q1 25
$63.6M
$83.0M
Q4 24
$14.0M
$450.0M
Q3 24
$-34.2M
$266.0M
Q2 24
$79.7M
$306.0M
Q1 24
$62.0M
$248.0M
Gross Margin
CENT
CENT
FNF
FNF
Q4 25
30.9%
Q3 25
29.0%
Q2 25
34.6%
Q1 25
32.8%
Q4 24
29.8%
Q3 24
25.2%
Q2 24
31.8%
Q1 24
31.0%
Operating Margin
CENT
CENT
FNF
FNF
Q4 25
2.7%
82.9%
Q3 25
-0.9%
81.9%
Q2 25
14.1%
69.8%
Q1 25
11.2%
24.4%
Q4 24
4.3%
Q3 24
-4.8%
61.9%
Q2 24
11.6%
90.9%
Q1 24
10.4%
78.6%
Net Margin
CENT
CENT
FNF
FNF
Q4 25
1.1%
-21.5%
Q3 25
-1.4%
64.7%
Q2 25
9.9%
50.8%
Q1 25
7.6%
18.2%
Q4 24
2.1%
91.3%
Q3 24
-5.1%
52.6%
Q2 24
8.0%
60.7%
Q1 24
6.9%
58.9%
EPS (diluted)
CENT
CENT
FNF
FNF
Q4 25
$0.11
$-0.44
Q3 25
$-0.16
$1.33
Q2 25
$1.52
$1.02
Q1 25
$0.98
$0.30
Q4 24
$0.21
$1.65
Q3 24
$-0.51
$0.97
Q2 24
$1.19
$1.12
Q1 24
$0.93
$0.91

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CENT
CENT
FNF
FNF
Cash + ST InvestmentsLiquidity on hand
$721.1M
$2.6B
Total DebtLower is stronger
$1.2B
$4.4B
Stockholders' EquityBook value
$1.6B
$7.4B
Total Assets
$3.6B
$109.0B
Debt / EquityLower = less leverage
0.76×
0.59×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CENT
CENT
FNF
FNF
Q4 25
$721.1M
$2.6B
Q3 25
$882.5M
$3.5B
Q2 25
$713.0M
$3.3B
Q1 25
$516.7M
$4.5B
Q4 24
$618.0M
$3.5B
Q3 24
$753.5M
$5.0B
Q2 24
$570.4M
$4.9B
Q1 24
$301.3M
$3.5B
Total Debt
CENT
CENT
FNF
FNF
Q4 25
$1.2B
$4.4B
Q3 25
$1.2B
$4.4B
Q2 25
$1.2B
$4.4B
Q1 25
$1.2B
$4.4B
Q4 24
$1.2B
$4.3B
Q3 24
$1.2B
$4.2B
Q2 24
$1.2B
$4.2B
Q1 24
$1.2B
$3.9B
Stockholders' Equity
CENT
CENT
FNF
FNF
Q4 25
$1.6B
$7.4B
Q3 25
$1.6B
$8.4B
Q2 25
$1.6B
$7.9B
Q1 25
$1.5B
$7.9B
Q4 24
$1.5B
$7.8B
Q3 24
$1.6B
$8.1B
Q2 24
$1.6B
$7.3B
Q1 24
$1.5B
$7.1B
Total Assets
CENT
CENT
FNF
FNF
Q4 25
$3.6B
$109.0B
Q3 25
$3.6B
$106.6B
Q2 25
$3.7B
$102.3B
Q1 25
$3.6B
$98.2B
Q4 24
$3.5B
$95.4B
Q3 24
$3.6B
$94.7B
Q2 24
$3.6B
$88.8B
Q1 24
$3.5B
$84.5B
Debt / Equity
CENT
CENT
FNF
FNF
Q4 25
0.76×
0.59×
Q3 25
0.75×
0.53×
Q2 25
0.75×
0.56×
Q1 25
0.77×
0.56×
Q4 24
0.78×
0.56×
Q3 24
0.76×
0.52×
Q2 24
0.75×
0.58×
Q1 24
0.79×
0.55×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CENT
CENT
FNF
FNF
Operating Cash FlowLast quarter
$-70.2M
$1.5B
Free Cash FlowOCF − Capex
$-81.0M
FCF MarginFCF / Revenue
-13.1%
Capex IntensityCapex / Revenue
1.8%
Cash ConversionOCF / Net Profit
-10.26×
TTM Free Cash FlowTrailing 4 quarters
$285.0M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CENT
CENT
FNF
FNF
Q4 25
$-70.2M
$1.5B
Q3 25
$182.7M
$1.3B
Q2 25
$265.5M
$1.9B
Q1 25
$-46.9M
$1.1B
Q4 24
$-68.8M
$1.5B
Q3 24
$203.1M
$2.4B
Q2 24
$286.1M
$1.4B
Q1 24
$-24.5M
$1.6B
Free Cash Flow
CENT
CENT
FNF
FNF
Q4 25
$-81.0M
Q3 25
$171.9M
Q2 25
$251.7M
Q1 25
$-57.5M
Q4 24
$-74.9M
Q3 24
$193.0M
Q2 24
$272.5M
Q1 24
$-33.9M
FCF Margin
CENT
CENT
FNF
FNF
Q4 25
-13.1%
Q3 25
25.3%
Q2 25
26.2%
Q1 25
-6.9%
Q4 24
-11.4%
Q3 24
28.8%
Q2 24
27.3%
Q1 24
-3.8%
Capex Intensity
CENT
CENT
FNF
FNF
Q4 25
1.8%
Q3 25
1.6%
Q2 25
1.4%
Q1 25
1.3%
Q4 24
0.9%
Q3 24
1.5%
Q2 24
1.4%
Q1 24
1.0%
Cash Conversion
CENT
CENT
FNF
FNF
Q4 25
-10.26×
Q3 25
3.66×
Q2 25
2.79×
6.82×
Q1 25
-0.74×
13.43×
Q4 24
-4.91×
3.32×
Q3 24
8.89×
Q2 24
3.59×
4.45×
Q1 24
-0.40×
6.42×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

CENT
CENT

Garden Products Segment$201.6M33%
Dogand Cat Products$157.0M25%
Other Pet Products$117.8M19%
Manufactured Product Other$102.5M17%
Wild Bird Products$38.5M6%

FNF
FNF

Escrow Fees$241.0M44%
Other Title Related Fees And Income$182.0M33%
Service Link Excluding Title Premiums Escrow Fees And Subservicing Fees$87.0M16%
Insurance Contracts Home Warranty$31.0M6%

Related Comparisons