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Side-by-side financial comparison of Certara, Inc. (CERT) and TRUSTMARK CORP (TRMK). Click either name above to swap in a different company.

TRUSTMARK CORP is the larger business by last-quarter revenue ($204.1M vs $103.6M, roughly 2.0× Certara, Inc.). TRUSTMARK CORP runs the higher net margin — 28.4% vs -5.7%, a 34.0% gap on every dollar of revenue. On growth, TRUSTMARK CORP posted the faster year-over-year revenue change (4.5% vs 3.3%). TRUSTMARK CORP produced more free cash flow last quarter ($232.0M vs $27.8M). Over the past eight quarters, TRUSTMARK CORP's revenue compounded faster (8.9% CAGR vs 3.6%).

Certara is a global leader in biopharmaceutical software and consulting services, specializing in modeling, simulation, and regulatory science solutions. It serves pharmaceutical companies, biotech firms and healthcare stakeholders across all drug development stages, helping accelerate new therapy launches, lower R&D risks and cut overall development costs.

Trustmark is an insurance company. According to Crain's Chicago Business magazine, Trustmark ranks #69 among Chicago's Largest Privately Held Companies in 2018.

CERT vs TRMK — Head-to-Head

Bigger by revenue
TRMK
TRMK
2.0× larger
TRMK
$204.1M
$103.6M
CERT
Growing faster (revenue YoY)
TRMK
TRMK
+1.2% gap
TRMK
4.5%
3.3%
CERT
Higher net margin
TRMK
TRMK
34.0% more per $
TRMK
28.4%
-5.7%
CERT
More free cash flow
TRMK
TRMK
$204.1M more FCF
TRMK
$232.0M
$27.8M
CERT
Faster 2-yr revenue CAGR
TRMK
TRMK
Annualised
TRMK
8.9%
3.6%
CERT

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
CERT
CERT
TRMK
TRMK
Revenue
$103.6M
$204.1M
Net Profit
$-5.9M
$57.9M
Gross Margin
Operating Margin
0.8%
34.7%
Net Margin
-5.7%
28.4%
Revenue YoY
3.3%
4.5%
Net Profit YoY
-189.6%
2.8%
EPS (diluted)
$-0.04
$0.96

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CERT
CERT
TRMK
TRMK
Q4 25
$103.6M
$204.1M
Q3 25
$104.6M
$202.4M
Q2 25
$104.6M
$198.6M
Q1 25
$106.0M
$194.6M
Q4 24
$100.4M
$155.8M
Q3 24
$94.8M
$192.3M
Q2 24
$93.3M
$141.0M
Q1 24
$96.7M
$172.2M
Net Profit
CERT
CERT
TRMK
TRMK
Q4 25
$-5.9M
$57.9M
Q3 25
$1.5M
$56.8M
Q2 25
$-2.0M
$55.8M
Q1 25
$4.7M
$53.6M
Q4 24
$6.6M
$56.3M
Q3 24
$-1.4M
$51.3M
Q2 24
$-12.6M
$73.8M
Q1 24
$-4.7M
$41.5M
Operating Margin
CERT
CERT
TRMK
TRMK
Q4 25
0.8%
34.7%
Q3 25
2.9%
34.5%
Q2 25
9.1%
34.7%
Q1 25
7.2%
33.6%
Q4 24
6.0%
41.6%
Q3 24
2.7%
32.5%
Q2 24
-9.7%
-98.1%
Q1 24
-1.3%
26.1%
Net Margin
CERT
CERT
TRMK
TRMK
Q4 25
-5.7%
28.4%
Q3 25
1.5%
28.1%
Q2 25
-1.9%
28.1%
Q1 25
4.5%
27.6%
Q4 24
6.6%
36.1%
Q3 24
-1.4%
26.7%
Q2 24
-13.5%
52.4%
Q1 24
-4.8%
24.1%
EPS (diluted)
CERT
CERT
TRMK
TRMK
Q4 25
$-0.04
$0.96
Q3 25
$0.01
$0.94
Q2 25
$-0.01
$0.92
Q1 25
$0.03
$0.88
Q4 24
$0.04
$0.91
Q3 24
$-0.01
$0.84
Q2 24
$-0.08
$1.20
Q1 24
$-0.03
$0.68

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CERT
CERT
TRMK
TRMK
Cash + ST InvestmentsLiquidity on hand
$189.4M
Total DebtLower is stronger
$293.1M
Stockholders' EquityBook value
$1.1B
$2.1B
Total Assets
$1.6B
$18.9B
Debt / EquityLower = less leverage
0.28×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CERT
CERT
TRMK
TRMK
Q4 25
$189.4M
Q3 25
$172.7M
Q2 25
$162.3M
Q1 25
$179.1M
Q4 24
$179.2M
Q3 24
$233.0M
Q2 24
$224.6M
Q1 24
$224.8M
Total Debt
CERT
CERT
TRMK
TRMK
Q4 25
$293.1M
Q3 25
$293.5M
Q2 25
$294.2M
Q1 25
$294.8M
Q4 24
$295.4M
Q3 24
$296.1M
Q2 24
$296.7M
Q1 24
$290.8M
Stockholders' Equity
CERT
CERT
TRMK
TRMK
Q4 25
$1.1B
$2.1B
Q3 25
$1.1B
$2.1B
Q2 25
$1.1B
$2.1B
Q1 25
$1.1B
$2.0B
Q4 24
$1.1B
$2.0B
Q3 24
$1.1B
$2.0B
Q2 24
$1.0B
$1.9B
Q1 24
$1.1B
$1.7B
Total Assets
CERT
CERT
TRMK
TRMK
Q4 25
$1.6B
$18.9B
Q3 25
$1.5B
$18.8B
Q2 25
$1.5B
$18.6B
Q1 25
$1.6B
$18.3B
Q4 24
$1.6B
$18.2B
Q3 24
$1.5B
$18.5B
Q2 24
$1.5B
$18.5B
Q1 24
$1.5B
$18.4B
Debt / Equity
CERT
CERT
TRMK
TRMK
Q4 25
0.28×
Q3 25
0.28×
Q2 25
0.27×
Q1 25
0.27×
Q4 24
0.28×
Q3 24
0.28×
Q2 24
0.28×
Q1 24
0.28×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CERT
CERT
TRMK
TRMK
Operating Cash FlowLast quarter
$28.8M
$243.9M
Free Cash FlowOCF − Capex
$27.8M
$232.0M
FCF MarginFCF / Revenue
26.8%
113.6%
Capex IntensityCapex / Revenue
1.0%
5.9%
Cash ConversionOCF / Net Profit
4.21×
TTM Free Cash FlowTrailing 4 quarters
$94.4M
$409.8M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CERT
CERT
TRMK
TRMK
Q4 25
$28.8M
$243.9M
Q3 25
$32.3M
$66.2M
Q2 25
$17.8M
$37.6M
Q1 25
$17.4M
$82.4M
Q4 24
$49.4M
$116.9M
Q3 24
$17.0M
$59.5M
Q2 24
$9.8M
$16.7M
Q1 24
$4.3M
$-58.5M
Free Cash Flow
CERT
CERT
TRMK
TRMK
Q4 25
$27.8M
$232.0M
Q3 25
$32.1M
$62.7M
Q2 25
$17.8M
$34.5M
Q1 25
$16.8M
$80.6M
Q4 24
$49.0M
$93.4M
Q3 24
$16.8M
$51.2M
Q2 24
$9.4M
$10.5M
Q1 24
$3.7M
$-63.6M
FCF Margin
CERT
CERT
TRMK
TRMK
Q4 25
26.8%
113.6%
Q3 25
30.7%
31.0%
Q2 25
17.0%
17.4%
Q1 25
15.8%
41.4%
Q4 24
48.8%
60.0%
Q3 24
17.7%
26.7%
Q2 24
10.1%
7.4%
Q1 24
3.8%
-36.9%
Capex Intensity
CERT
CERT
TRMK
TRMK
Q4 25
1.0%
5.9%
Q3 25
0.2%
1.8%
Q2 25
0.1%
1.6%
Q1 25
0.6%
0.9%
Q4 24
0.4%
15.1%
Q3 24
0.2%
4.3%
Q2 24
0.5%
4.4%
Q1 24
0.6%
2.9%
Cash Conversion
CERT
CERT
TRMK
TRMK
Q4 25
4.21×
Q3 25
21.19×
1.17×
Q2 25
0.67×
Q1 25
3.66×
1.54×
Q4 24
7.51×
2.08×
Q3 24
1.16×
Q2 24
0.23×
Q1 24
-1.41×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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