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Side-by-side financial comparison of CEMTREX INC (CETX) and RIVERVIEW BANCORP INC (RVSB). Click either name above to swap in a different company.

CEMTREX INC is the larger business by last-quarter revenue ($16.1M vs $14.0M, roughly 1.1× RIVERVIEW BANCORP INC). RIVERVIEW BANCORP INC runs the higher net margin — 9.8% vs -127.4%, a 137.2% gap on every dollar of revenue. On growth, CEMTREX INC posted the faster year-over-year revenue change (17.4% vs 10.4%). RIVERVIEW BANCORP INC produced more free cash flow last quarter ($-736.0K vs $-1.1M). Over the past eight quarters, RIVERVIEW BANCORP INC's revenue compounded faster (24.6% CAGR vs -3.0%).

Cemtrex Inc is a diversified industrial technology firm developing IoT-enabled industrial automation solutions, environmental monitoring systems, and digital workplace tools. Its core clients are from manufacturing, industrial and commercial sectors, mainly in North America and European markets.

Riverview Bancorp Inc. is a U.S.-based bank holding company operating Riverview Community Bank, primarily serving the Pacific Northwest region. It offers personal and commercial banking products including savings accounts, consumer loans, mortgages, commercial lending, and small business financial solutions for retail customers and local enterprises.

CETX vs RVSB — Head-to-Head

Bigger by revenue
CETX
CETX
1.1× larger
CETX
$16.1M
$14.0M
RVSB
Growing faster (revenue YoY)
CETX
CETX
+7.0% gap
CETX
17.4%
10.4%
RVSB
Higher net margin
RVSB
RVSB
137.2% more per $
RVSB
9.8%
-127.4%
CETX
More free cash flow
RVSB
RVSB
$339.5K more FCF
RVSB
$-736.0K
$-1.1M
CETX
Faster 2-yr revenue CAGR
RVSB
RVSB
Annualised
RVSB
24.6%
-3.0%
CETX

Income Statement — Q1 FY2026 vs Q3 FY2026

Metric
CETX
CETX
RVSB
RVSB
Revenue
$16.1M
$14.0M
Net Profit
$-20.6M
$1.4M
Gross Margin
34.8%
Operating Margin
-17.4%
12.4%
Net Margin
-127.4%
9.8%
Revenue YoY
17.4%
10.4%
Net Profit YoY
28.5%
11.8%
EPS (diluted)
$0.07

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CETX
CETX
RVSB
RVSB
Q4 25
$16.1M
$14.0M
Q3 25
$18.5M
$13.6M
Q2 25
$17.0M
$13.3M
Q1 25
$27.3M
$12.9M
Q4 24
$13.7M
$12.7M
Q3 24
$18.1M
$12.8M
Q2 24
$14.7M
$12.2M
Q1 24
$17.2M
$9.0M
Net Profit
CETX
CETX
RVSB
RVSB
Q4 25
$-20.6M
$1.4M
Q3 25
$-3.4M
$1.1M
Q2 25
$-4.5M
$1.2M
Q1 25
$8.4M
$1.1M
Q4 24
$-28.8M
$1.2M
Q3 24
$4.4M
$1.6M
Q2 24
$-9.0M
$966.0K
Q1 24
$-1.5M
$-3.0M
Gross Margin
CETX
CETX
RVSB
RVSB
Q4 25
34.8%
Q3 25
38.0%
Q2 25
43.4%
Q1 25
44.6%
Q4 24
41.5%
Q3 24
41.8%
Q2 24
40.0%
Q1 24
40.4%
Operating Margin
CETX
CETX
RVSB
RVSB
Q4 25
-17.4%
12.4%
Q3 25
-6.4%
10.2%
Q2 25
-3.8%
11.7%
Q1 25
16.9%
11.3%
Q4 24
-16.6%
12.4%
Q3 24
-1.8%
15.5%
Q2 24
-21.6%
10.0%
Q1 24
-6.0%
-47.5%
Net Margin
CETX
CETX
RVSB
RVSB
Q4 25
-127.4%
9.8%
Q3 25
-18.1%
8.1%
Q2 25
-26.8%
9.2%
Q1 25
30.8%
8.9%
Q4 24
-209.3%
9.7%
Q3 24
24.1%
12.2%
Q2 24
-61.2%
7.9%
Q1 24
-8.6%
-34.7%
EPS (diluted)
CETX
CETX
RVSB
RVSB
Q4 25
$0.07
Q3 25
$0.05
Q2 25
$0.06
Q1 25
$0.05
Q4 24
$0.06
Q3 24
$0.07
Q2 24
$0.05
Q1 24
$-0.14

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CETX
CETX
RVSB
RVSB
Cash + ST InvestmentsLiquidity on hand
$20.5M
$28.6M
Total DebtLower is stronger
$12.8M
Stockholders' EquityBook value
$29.1M
$164.2M
Total Assets
$60.3M
$1.5B
Debt / EquityLower = less leverage
0.44×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CETX
CETX
RVSB
RVSB
Q4 25
$20.5M
$28.6M
Q3 25
$5.0M
$32.8M
Q2 25
$7.0M
$34.2M
Q1 25
$4.5M
$29.4M
Q4 24
$4.2M
$25.3M
Q3 24
$3.9M
$31.0M
Q2 24
$6.5M
$27.8M
Q1 24
$2.9M
$23.6M
Total Debt
CETX
CETX
RVSB
RVSB
Q4 25
$12.8M
Q3 25
$13.5M
Q2 25
$18.3M
Q1 25
$18.9M
Q4 24
$18.7M
Q3 24
$18.0M
Q2 24
Q1 24
$21.6M
Stockholders' Equity
CETX
CETX
RVSB
RVSB
Q4 25
$29.1M
$164.2M
Q3 25
$8.7M
$163.5M
Q2 25
$3.6M
$162.0M
Q1 25
$6.4M
$160.0M
Q4 24
$-1.6M
$158.3M
Q3 24
$4.7M
$160.8M
Q2 24
$48.0K
$155.9M
Q1 24
$4.7M
$155.6M
Total Assets
CETX
CETX
RVSB
RVSB
Q4 25
$60.3M
$1.5B
Q3 25
$47.8M
$1.5B
Q2 25
$47.0M
$1.5B
Q1 25
$46.2M
$1.5B
Q4 24
$46.7M
$1.5B
Q3 24
$44.1M
$1.5B
Q2 24
$43.8M
$1.5B
Q1 24
$47.2M
$1.5B
Debt / Equity
CETX
CETX
RVSB
RVSB
Q4 25
0.44×
Q3 25
1.55×
Q2 25
5.07×
Q1 25
2.94×
Q4 24
Q3 24
3.82×
Q2 24
Q1 24
4.60×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CETX
CETX
RVSB
RVSB
Operating Cash FlowLast quarter
$-891.9K
$-506.0K
Free Cash FlowOCF − Capex
$-1.1M
$-736.0K
FCF MarginFCF / Revenue
-6.7%
-5.2%
Capex IntensityCapex / Revenue
1.1%
1.6%
Cash ConversionOCF / Net Profit
-0.37×
TTM Free Cash FlowTrailing 4 quarters
$-721.5K
$20.4M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CETX
CETX
RVSB
RVSB
Q4 25
$-891.9K
$-506.0K
Q3 25
$-3.3M
$16.8M
Q2 25
$1.8M
$-697.0K
Q1 25
$2.8M
$8.3M
Q4 24
$-1.2M
$2.2M
Q3 24
$-1.9M
$764.0K
Q2 24
$675.8K
$5.4M
Q1 24
$386.8K
$12.8M
Free Cash Flow
CETX
CETX
RVSB
RVSB
Q4 25
$-1.1M
$-736.0K
Q3 25
$-3.7M
$16.4M
Q2 25
$1.7M
$-773.0K
Q1 25
$2.4M
$5.6M
Q4 24
$-2.1M
$1.9M
Q3 24
$-2.7M
$-1.4M
Q2 24
$601.7K
$5.3M
Q1 24
$322.2K
$7.1M
FCF Margin
CETX
CETX
RVSB
RVSB
Q4 25
-6.7%
-5.2%
Q3 25
-20.2%
120.1%
Q2 25
10.2%
-5.8%
Q1 25
8.7%
43.1%
Q4 24
-15.5%
15.0%
Q3 24
-15.1%
-11.3%
Q2 24
4.1%
43.7%
Q1 24
1.9%
79.0%
Capex Intensity
CETX
CETX
RVSB
RVSB
Q4 25
1.1%
1.6%
Q3 25
2.7%
2.9%
Q2 25
0.4%
0.6%
Q1 25
1.6%
21.0%
Q4 24
6.7%
2.4%
Q3 24
4.8%
17.3%
Q2 24
0.5%
0.9%
Q1 24
0.4%
62.0%
Cash Conversion
CETX
CETX
RVSB
RVSB
Q4 25
-0.37×
Q3 25
15.25×
Q2 25
-0.57×
Q1 25
0.33×
7.20×
Q4 24
1.79×
Q3 24
-0.43×
0.49×
Q2 24
5.63×
Q1 24

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

CETX
CETX

Industrial Services$10.6M66%
Security$5.5M34%

RVSB
RVSB

Segment breakdown not available.

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