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Side-by-side financial comparison of CEMTREX INC (CETX) and Sound Financial Bancorp, Inc. (SFBC). Click either name above to swap in a different company.

CEMTREX INC is the larger business by last-quarter revenue ($16.1M vs $9.5M, roughly 1.7× Sound Financial Bancorp, Inc.). On growth, CEMTREX INC posted the faster year-over-year revenue change (17.4% vs 1.5%). Sound Financial Bancorp, Inc. produced more free cash flow last quarter ($7.0M vs $-1.1M). Over the past eight quarters, Sound Financial Bancorp, Inc.'s revenue compounded faster (5.5% CAGR vs -3.0%).

Cemtrex Inc is a diversified industrial technology firm developing IoT-enabled industrial automation solutions, environmental monitoring systems, and digital workplace tools. Its core clients are from manufacturing, industrial and commercial sectors, mainly in North America and European markets.

U.S. Bancorp is an American multinational banking institution headquartered in Minneapolis, Minnesota and incorporated in Delaware. It is the 5th-largest bank in the United States as of 2025. As the largest bank in the Midwestern United States, it is considered systemically important by the Financial Stability Board. It is the parent company of its primary operating entity, U.S. Bank National Association, which does business as U.S. Bank. The company provides banking, investment, mortgage, tr...

CETX vs SFBC — Head-to-Head

Bigger by revenue
CETX
CETX
1.7× larger
CETX
$16.1M
$9.5M
SFBC
Growing faster (revenue YoY)
CETX
CETX
+15.9% gap
CETX
17.4%
1.5%
SFBC
More free cash flow
SFBC
SFBC
$8.1M more FCF
SFBC
$7.0M
$-1.1M
CETX
Faster 2-yr revenue CAGR
SFBC
SFBC
Annualised
SFBC
5.5%
-3.0%
CETX

Income Statement — Q1 FY2026 vs Q4 FY2025

Metric
CETX
CETX
SFBC
SFBC
Revenue
$16.1M
$9.5M
Net Profit
$-20.6M
Gross Margin
34.8%
Operating Margin
-17.4%
27.1%
Net Margin
-127.4%
Revenue YoY
17.4%
1.5%
Net Profit YoY
28.5%
EPS (diluted)
$0.87

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CETX
CETX
SFBC
SFBC
Q4 25
$16.1M
$9.5M
Q3 25
$18.5M
$9.8M
Q2 25
$17.0M
$10.4M
Q1 25
$27.3M
$9.2M
Q4 24
$13.7M
$9.4M
Q3 24
$18.1M
$9.1M
Q2 24
$14.7M
$8.6M
Q1 24
$17.2M
$8.6M
Net Profit
CETX
CETX
SFBC
SFBC
Q4 25
$-20.6M
Q3 25
$-3.4M
$1.7M
Q2 25
$-4.5M
$2.1M
Q1 25
$8.4M
$1.2M
Q4 24
$-28.8M
Q3 24
$4.4M
$1.2M
Q2 24
$-9.0M
$795.0K
Q1 24
$-1.5M
$770.0K
Gross Margin
CETX
CETX
SFBC
SFBC
Q4 25
34.8%
Q3 25
38.0%
Q2 25
43.4%
Q1 25
44.6%
Q4 24
41.5%
Q3 24
41.8%
Q2 24
40.0%
Q1 24
40.4%
Operating Margin
CETX
CETX
SFBC
SFBC
Q4 25
-17.4%
27.1%
Q3 25
-6.4%
21.3%
Q2 25
-3.8%
24.5%
Q1 25
16.9%
15.9%
Q4 24
-16.6%
24.6%
Q3 24
-1.8%
15.6%
Q2 24
-21.6%
11.4%
Q1 24
-6.0%
10.9%
Net Margin
CETX
CETX
SFBC
SFBC
Q4 25
-127.4%
Q3 25
-18.1%
17.3%
Q2 25
-26.8%
19.8%
Q1 25
30.8%
12.7%
Q4 24
-209.3%
Q3 24
24.1%
12.7%
Q2 24
-61.2%
9.2%
Q1 24
-8.6%
9.0%
EPS (diluted)
CETX
CETX
SFBC
SFBC
Q4 25
$0.87
Q3 25
$0.66
Q2 25
$0.79
Q1 25
$0.45
Q4 24
$0.74
Q3 24
$0.45
Q2 24
$0.31
Q1 24
$0.30

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CETX
CETX
SFBC
SFBC
Cash + ST InvestmentsLiquidity on hand
$20.5M
$138.5M
Total DebtLower is stronger
$12.8M
Stockholders' EquityBook value
$29.1M
$109.4M
Total Assets
$60.3M
$1.1B
Debt / EquityLower = less leverage
0.44×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CETX
CETX
SFBC
SFBC
Q4 25
$20.5M
$138.5M
Q3 25
$5.0M
$101.2M
Q2 25
$7.0M
$102.5M
Q1 25
$4.5M
$131.5M
Q4 24
$4.2M
$43.6M
Q3 24
$3.9M
$148.9M
Q2 24
$6.5M
$135.1M
Q1 24
$2.9M
$138.0M
Total Debt
CETX
CETX
SFBC
SFBC
Q4 25
$12.8M
Q3 25
$13.5M
Q2 25
$18.3M
Q1 25
$18.9M
Q4 24
$18.7M
Q3 24
$18.0M
Q2 24
Q1 24
$21.6M
Stockholders' Equity
CETX
CETX
SFBC
SFBC
Q4 25
$29.1M
$109.4M
Q3 25
$8.7M
$107.5M
Q2 25
$3.6M
$106.0M
Q1 25
$6.4M
$104.4M
Q4 24
$-1.6M
$103.7M
Q3 24
$4.7M
$102.2M
Q2 24
$48.0K
$101.3M
Q1 24
$4.7M
$101.0M
Total Assets
CETX
CETX
SFBC
SFBC
Q4 25
$60.3M
$1.1B
Q3 25
$47.8M
$1.1B
Q2 25
$47.0M
$1.1B
Q1 25
$46.2M
$1.1B
Q4 24
$46.7M
$993.6M
Q3 24
$44.1M
$1.1B
Q2 24
$43.8M
$1.1B
Q1 24
$47.2M
$1.1B
Debt / Equity
CETX
CETX
SFBC
SFBC
Q4 25
0.44×
Q3 25
1.55×
Q2 25
5.07×
Q1 25
2.94×
Q4 24
Q3 24
3.82×
Q2 24
Q1 24
4.60×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CETX
CETX
SFBC
SFBC
Operating Cash FlowLast quarter
$-891.9K
$7.2M
Free Cash FlowOCF − Capex
$-1.1M
$7.0M
FCF MarginFCF / Revenue
-6.7%
73.4%
Capex IntensityCapex / Revenue
1.1%
1.8%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$-721.5K
$12.0M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CETX
CETX
SFBC
SFBC
Q4 25
$-891.9K
$7.2M
Q3 25
$-3.3M
$3.8M
Q2 25
$1.8M
$-494.0K
Q1 25
$2.8M
$1.9M
Q4 24
$-1.2M
$2.9M
Q3 24
$-1.9M
$3.3M
Q2 24
$675.8K
$-4.0M
Q1 24
$386.8K
$3.5M
Free Cash Flow
CETX
CETX
SFBC
SFBC
Q4 25
$-1.1M
$7.0M
Q3 25
$-3.7M
$3.8M
Q2 25
$1.7M
$-518.0K
Q1 25
$2.4M
$1.8M
Q4 24
$-2.1M
$2.9M
Q3 24
$-2.7M
$3.2M
Q2 24
$601.7K
$-5.6M
Q1 24
$322.2K
$1.9M
FCF Margin
CETX
CETX
SFBC
SFBC
Q4 25
-6.7%
73.4%
Q3 25
-20.2%
38.3%
Q2 25
10.2%
-5.0%
Q1 25
8.7%
19.8%
Q4 24
-15.5%
30.4%
Q3 24
-15.1%
35.5%
Q2 24
4.1%
-65.4%
Q1 24
1.9%
22.2%
Capex Intensity
CETX
CETX
SFBC
SFBC
Q4 25
1.1%
1.8%
Q3 25
2.7%
0.4%
Q2 25
0.4%
0.2%
Q1 25
1.6%
0.4%
Q4 24
6.7%
0.8%
Q3 24
4.8%
0.5%
Q2 24
0.5%
18.7%
Q1 24
0.4%
19.0%
Cash Conversion
CETX
CETX
SFBC
SFBC
Q4 25
Q3 25
2.24×
Q2 25
-0.24×
Q1 25
0.33×
1.59×
Q4 24
Q3 24
-0.43×
2.84×
Q2 24
-5.05×
Q1 24
4.57×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

CETX
CETX

Industrial Services$10.6M66%
Security$5.5M34%

SFBC
SFBC

Segment breakdown not available.

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