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Side-by-side financial comparison of CEVA INC (CEVA) and Citizens Community Bancorp Inc. (CZWI). Click either name above to swap in a different company.

CEVA INC is the larger business by last-quarter revenue ($31.3M vs $15.8M, roughly 2.0× Citizens Community Bancorp Inc.). Citizens Community Bancorp Inc. runs the higher net margin — 27.1% vs -3.5%, a 30.6% gap on every dollar of revenue. On growth, Citizens Community Bancorp Inc. posted the faster year-over-year revenue change (14.9% vs 7.1%). Citizens Community Bancorp Inc. produced more free cash flow last quarter ($10.4M vs $7.2M). Over the past eight quarters, CEVA INC's revenue compounded faster (19.1% CAGR vs 1.9%).

CEVA Logistics is a global logistics and supply chain company that operates both freight management and contract logistics. It was purchased by the CMA CGM group in 2019. Since this purchase, CMA CGM has acquired other logistics and transportation companies to merge with and develop CEVA Logistics, such as Ingram Micro Commerce & Lifecycle Services and GEFCO.

Glacier Bancorp, Inc. is a regional multi-bank holding company headquartered in Kalispell, Montana, United States. It is a successor corporation to the Delaware corporation originally incorporated in 1990. The company provides personal and commercial banking services from 221 locations in Montana, Idaho, Utah, Washington, Wyoming, Colorado, Arizona, and, Nevada.

CEVA vs CZWI — Head-to-Head

Bigger by revenue
CEVA
CEVA
2.0× larger
CEVA
$31.3M
$15.8M
CZWI
Growing faster (revenue YoY)
CZWI
CZWI
+7.8% gap
CZWI
14.9%
7.1%
CEVA
Higher net margin
CZWI
CZWI
30.6% more per $
CZWI
27.1%
-3.5%
CEVA
More free cash flow
CZWI
CZWI
$3.2M more FCF
CZWI
$10.4M
$7.2M
CEVA
Faster 2-yr revenue CAGR
CEVA
CEVA
Annualised
CEVA
19.1%
1.9%
CZWI

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
CEVA
CEVA
CZWI
CZWI
Revenue
$31.3M
$15.8M
Net Profit
$-1.1M
$4.3M
Gross Margin
88.1%
Operating Margin
-1.3%
31.0%
Net Margin
-3.5%
27.1%
Revenue YoY
7.1%
14.9%
Net Profit YoY
36.8%
58.1%
EPS (diluted)
$0.44

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CEVA
CEVA
CZWI
CZWI
Q4 25
$31.3M
$15.8M
Q3 25
$28.4M
$16.2M
Q2 25
$25.7M
$16.1M
Q1 25
$24.2M
$14.2M
Q4 24
$29.2M
$13.7M
Q3 24
$27.2M
$14.2M
Q2 24
$28.4M
$13.5M
Q1 24
$22.1M
$15.2M
Net Profit
CEVA
CEVA
CZWI
CZWI
Q4 25
$-1.1M
$4.3M
Q3 25
$-2.5M
$3.7M
Q2 25
$-3.7M
$3.3M
Q1 25
$-3.3M
$3.2M
Q4 24
$-1.7M
$2.7M
Q3 24
$-1.3M
$3.3M
Q2 24
$-291.0K
$3.7M
Q1 24
$-5.4M
$4.1M
Gross Margin
CEVA
CEVA
CZWI
CZWI
Q4 25
88.1%
Q3 25
88.0%
Q2 25
86.2%
Q1 25
85.6%
Q4 24
88.5%
Q3 24
85.4%
Q2 24
89.7%
Q1 24
88.7%
Operating Margin
CEVA
CEVA
CZWI
CZWI
Q4 25
-1.3%
31.0%
Q3 25
-7.3%
27.9%
Q2 25
-17.5%
25.1%
Q1 25
-18.1%
28.0%
Q4 24
0.3%
24.5%
Q3 24
-9.6%
29.5%
Q2 24
-0.1%
35.0%
Q1 24
-22.5%
34.2%
Net Margin
CEVA
CEVA
CZWI
CZWI
Q4 25
-3.5%
27.1%
Q3 25
-8.8%
22.7%
Q2 25
-14.4%
20.3%
Q1 25
-13.7%
22.5%
Q4 24
-5.9%
19.7%
Q3 24
-4.8%
23.1%
Q2 24
-1.0%
27.2%
Q1 24
-24.7%
26.9%
EPS (diluted)
CEVA
CEVA
CZWI
CZWI
Q4 25
$0.44
Q3 25
$0.37
Q2 25
$0.33
Q1 25
$0.32
Q4 24
$0.28
Q3 24
$0.32
Q2 24
$0.35
Q1 24
$0.39

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CEVA
CEVA
CZWI
CZWI
Cash + ST InvestmentsLiquidity on hand
$40.6M
$118.9M
Total DebtLower is stronger
$51.8M
Stockholders' EquityBook value
$336.5M
$187.9M
Total Assets
$388.3M
$1.8B
Debt / EquityLower = less leverage
0.28×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CEVA
CEVA
CZWI
CZWI
Q4 25
$40.6M
$118.9M
Q3 25
$17.3M
$82.4M
Q2 25
$29.1M
$67.5M
Q1 25
$18.8M
$100.2M
Q4 24
$18.8M
$50.2M
Q3 24
$13.2M
$36.6M
Q2 24
$25.0M
$36.9M
Q1 24
$21.6M
$28.6M
Total Debt
CEVA
CEVA
CZWI
CZWI
Q4 25
$51.8M
Q3 25
Q2 25
Q1 25
Q4 24
$66.6M
Q3 24
Q2 24
Q1 24
Stockholders' Equity
CEVA
CEVA
CZWI
CZWI
Q4 25
$336.5M
$187.9M
Q3 25
$268.7M
$186.8M
Q2 25
$265.9M
$183.5M
Q1 25
$269.1M
$180.1M
Q4 24
$266.6M
$179.1M
Q3 24
$265.8M
$180.1M
Q2 24
$263.8M
$176.0M
Q1 24
$262.3M
$172.8M
Total Assets
CEVA
CEVA
CZWI
CZWI
Q4 25
$388.3M
$1.8B
Q3 25
$306.0M
$1.7B
Q2 25
$302.8M
$1.7B
Q1 25
$310.0M
$1.8B
Q4 24
$308.9M
$1.7B
Q3 24
$304.9M
$1.8B
Q2 24
$300.4M
$1.8B
Q1 24
$301.4M
$1.8B
Debt / Equity
CEVA
CEVA
CZWI
CZWI
Q4 25
0.28×
Q3 25
Q2 25
Q1 25
Q4 24
0.37×
Q3 24
Q2 24
Q1 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CEVA
CEVA
CZWI
CZWI
Operating Cash FlowLast quarter
$8.7M
$11.7M
Free Cash FlowOCF − Capex
$7.2M
$10.4M
FCF MarginFCF / Revenue
23.1%
65.9%
Capex IntensityCapex / Revenue
4.8%
8.3%
Cash ConversionOCF / Net Profit
2.74×
TTM Free Cash FlowTrailing 4 quarters
$-6.3M
$17.5M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CEVA
CEVA
CZWI
CZWI
Q4 25
$8.7M
$11.7M
Q3 25
$-5.9M
$6.6M
Q2 25
$1.2M
$-406.0K
Q1 25
$-7.4M
$1.6M
Q4 24
$8.0M
$20.4M
Q3 24
$399.0K
$3.5M
Q2 24
$2.4M
$5.1M
Q1 24
$-7.3M
$9.1M
Free Cash Flow
CEVA
CEVA
CZWI
CZWI
Q4 25
$7.2M
$10.4M
Q3 25
$-6.3M
$6.2M
Q2 25
$492.0K
$-632.0K
Q1 25
$-7.7M
$1.5M
Q4 24
$7.0M
$19.5M
Q3 24
$-15.0K
$3.4M
Q2 24
$1.8M
$4.8M
Q1 24
$-8.3M
$8.9M
FCF Margin
CEVA
CEVA
CZWI
CZWI
Q4 25
23.1%
65.9%
Q3 25
-22.1%
38.4%
Q2 25
1.9%
-3.9%
Q1 25
-31.8%
10.7%
Q4 24
24.0%
142.2%
Q3 24
-0.1%
23.8%
Q2 24
6.2%
35.7%
Q1 24
-37.4%
58.9%
Capex Intensity
CEVA
CEVA
CZWI
CZWI
Q4 25
4.8%
8.3%
Q3 25
1.5%
2.4%
Q2 25
2.7%
1.4%
Q1 25
1.3%
0.7%
Q4 24
3.5%
6.5%
Q3 24
1.5%
0.9%
Q2 24
2.1%
2.3%
Q1 24
4.1%
1.4%
Cash Conversion
CEVA
CEVA
CZWI
CZWI
Q4 25
2.74×
Q3 25
1.80×
Q2 25
-0.12×
Q1 25
0.50×
Q4 24
7.55×
Q3 24
1.07×
Q2 24
1.39×
Q1 24
2.24×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

CEVA
CEVA

Transferred At Point In Time$28.1M90%
Transferred Over Time$3.2M10%

CZWI
CZWI

Segment breakdown not available.

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