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Side-by-side financial comparison of CF Industries (CF) and Fidelity National Information Services (FIS). Click either name above to swap in a different company.
Fidelity National Information Services is the larger business by last-quarter revenue ($2.8B vs $1.9B, roughly 1.5× CF Industries). CF Industries runs the higher net margin — 26.4% vs 18.2%, a 8.3% gap on every dollar of revenue. On growth, CF Industries posted the faster year-over-year revenue change (22.8% vs 8.1%). Fidelity National Information Services produced more free cash flow last quarter ($739.0M vs $313.0M). Over the past eight quarters, CF Industries's revenue compounded faster (12.8% CAGR vs 6.8%).
CF Industries Holdings, Inc. is an American manufacturer and distributor of agricultural fertilizers, including ammonia, urea, and ammonium nitrate products. The company is based in Northbrook, Illinois, a suburb of Chicago, and was founded in 1946 as the Central Farmers Fertilizer Company. For its first 56 years, it was a federation of regional agricultural supply cooperatives. CF then demutualized, and became a publicly traded company.
Fidelity National Information Services, Inc. (FIS) is an American multinational corporation which offers a wide range of financial products and services. FIS is most known for its development of Financial Technology, or FinTech. Annually, FIS facilitates the movement of roughly US$9 trillion through the processing of approximately 75 billion transactions in service to more than 20,000 clients around the globe.
CF vs FIS — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $1.9B | $2.8B |
| Net Profit | $495.0M | $511.0M |
| Gross Margin | 40.9% | 38.3% |
| Operating Margin | 33.0% | 18.8% |
| Net Margin | 26.4% | 18.2% |
| Revenue YoY | 22.8% | 8.1% |
| Net Profit YoY | 26.3% | 97.3% |
| EPS (diluted) | $2.56 | $0.98 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $1.9B | $2.8B | ||
| Q3 25 | $1.7B | $2.7B | ||
| Q2 25 | $1.9B | $2.6B | ||
| Q1 25 | $1.7B | $2.5B | ||
| Q4 24 | $1.5B | $2.6B | ||
| Q3 24 | $1.4B | $2.6B | ||
| Q2 24 | $1.6B | $2.5B | ||
| Q1 24 | $1.5B | $2.5B |
| Q4 25 | $495.0M | $511.0M | ||
| Q3 25 | $460.0M | $264.0M | ||
| Q2 25 | $492.0M | $-470.0M | ||
| Q1 25 | $351.0M | $77.0M | ||
| Q4 24 | $392.0M | $259.0M | ||
| Q3 24 | $341.0M | $224.0M | ||
| Q2 24 | $506.0M | $243.0M | ||
| Q1 24 | $238.0M | $724.0M |
| Q4 25 | 40.9% | 38.3% | ||
| Q3 25 | 38.1% | 37.8% | ||
| Q2 25 | 39.9% | 36.4% | ||
| Q1 25 | 34.4% | 34.7% | ||
| Q4 24 | 34.4% | 36.9% | ||
| Q3 24 | 32.4% | 38.0% | ||
| Q2 24 | 43.2% | 38.2% | ||
| Q1 24 | 27.8% | 37.1% |
| Q4 25 | 33.0% | 18.8% | ||
| Q3 25 | 35.0% | 16.8% | ||
| Q2 25 | 34.3% | 15.6% | ||
| Q1 25 | 27.4% | 13.7% | ||
| Q4 24 | 28.9% | 18.5% | ||
| Q3 24 | 26.6% | 19.1% | ||
| Q2 24 | 40.6% | 15.2% | ||
| Q1 24 | 20.6% | 14.6% |
| Q4 25 | 26.4% | 18.2% | ||
| Q3 25 | 27.7% | 9.7% | ||
| Q2 25 | 26.0% | -18.0% | ||
| Q1 25 | 21.1% | 3.0% | ||
| Q4 24 | 25.7% | 10.0% | ||
| Q3 24 | 24.9% | 8.7% | ||
| Q2 24 | 32.2% | 9.8% | ||
| Q1 24 | 16.2% | 29.3% |
| Q4 25 | $2.56 | $0.98 | ||
| Q3 25 | $2.19 | $0.50 | ||
| Q2 25 | $2.37 | $-0.90 | ||
| Q1 25 | $1.85 | $0.15 | ||
| Q4 24 | $1.86 | $0.51 | ||
| Q3 24 | $1.55 | $0.41 | ||
| Q2 24 | $2.30 | $0.44 | ||
| Q1 24 | $1.03 | $1.25 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $599.0M |
| Total DebtLower is stronger | $3.2B | $9.1B |
| Stockholders' EquityBook value | $4.8B | $13.9B |
| Total Assets | $14.1B | $33.5B |
| Debt / EquityLower = less leverage | 0.66× | 0.65× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | $599.0M | ||
| Q3 25 | — | $571.0M | ||
| Q2 25 | — | $581.0M | ||
| Q1 25 | — | $805.0M | ||
| Q4 24 | — | $834.0M | ||
| Q3 24 | — | $1.3B | ||
| Q2 24 | — | $2.1B | ||
| Q1 24 | — | $3.3B |
| Q4 25 | $3.2B | $9.1B | ||
| Q3 25 | $3.0B | $8.9B | ||
| Q2 25 | $3.0B | $8.9B | ||
| Q1 25 | $3.0B | $8.7B | ||
| Q4 24 | $3.0B | $9.7B | ||
| Q3 24 | $3.0B | $10.5B | ||
| Q2 24 | $3.0B | $10.6B | ||
| Q1 24 | $3.0B | $10.6B |
| Q4 25 | $4.8B | $13.9B | ||
| Q3 25 | $4.8B | $13.9B | ||
| Q2 25 | $5.0B | $14.2B | ||
| Q1 25 | $4.8B | $15.1B | ||
| Q4 24 | $5.0B | $15.7B | ||
| Q3 24 | $5.2B | $16.6B | ||
| Q2 24 | $5.5B | $17.0B | ||
| Q1 24 | $5.4B | $18.0B |
| Q4 25 | $14.1B | $33.5B | ||
| Q3 25 | $14.2B | $33.0B | ||
| Q2 25 | $13.8B | $33.4B | ||
| Q1 25 | $13.3B | $32.8B | ||
| Q4 24 | $13.5B | $33.8B | ||
| Q3 24 | $13.8B | $34.3B | ||
| Q2 24 | $13.8B | $34.6B | ||
| Q1 24 | $13.9B | $35.9B |
| Q4 25 | 0.66× | 0.65× | ||
| Q3 25 | 0.61× | 0.64× | ||
| Q2 25 | 0.60× | 0.63× | ||
| Q1 25 | 0.62× | 0.57× | ||
| Q4 24 | 0.60× | 0.62× | ||
| Q3 24 | 0.57× | 0.63× | ||
| Q2 24 | 0.54× | 0.62× | ||
| Q1 24 | 0.55× | 0.59× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $539.0M | $758.0M |
| Free Cash FlowOCF − Capex | $313.0M | $739.0M |
| FCF MarginFCF / Revenue | 16.7% | 26.3% |
| Capex IntensityCapex / Revenue | 12.1% | 0.7% |
| Cash ConversionOCF / Net Profit | 1.09× | 1.48× |
| TTM Free Cash FlowTrailing 4 quarters | $1.8B | $2.5B |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $539.0M | $758.0M | ||
| Q3 25 | $1.1B | $1.0B | ||
| Q2 25 | $563.0M | $382.0M | ||
| Q1 25 | $586.0M | $457.0M | ||
| Q4 24 | $420.0M | $782.0M | ||
| Q3 24 | $931.0M | $641.0M | ||
| Q2 24 | $475.0M | $546.0M | ||
| Q1 24 | $445.0M | $206.0M |
| Q4 25 | $313.0M | $739.0M | ||
| Q3 25 | $717.0M | $952.0M | ||
| Q2 25 | $318.0M | $343.0M | ||
| Q1 25 | $454.0M | $420.0M | ||
| Q4 24 | $223.0M | $764.0M | ||
| Q3 24 | $792.0M | $605.0M | ||
| Q2 24 | $391.0M | $530.0M | ||
| Q1 24 | $347.0M | $179.0M |
| Q4 25 | 16.7% | 26.3% | ||
| Q3 25 | 43.2% | 35.0% | ||
| Q2 25 | 16.8% | 13.1% | ||
| Q1 25 | 27.3% | 16.6% | ||
| Q4 24 | 14.6% | 29.4% | ||
| Q3 24 | 57.8% | 23.5% | ||
| Q2 24 | 24.9% | 21.3% | ||
| Q1 24 | 23.6% | 7.3% |
| Q4 25 | 12.1% | 0.7% | ||
| Q3 25 | 20.9% | 2.2% | ||
| Q2 25 | 13.0% | 1.5% | ||
| Q1 25 | 7.9% | 1.5% | ||
| Q4 24 | 12.9% | 0.7% | ||
| Q3 24 | 10.1% | 1.4% | ||
| Q2 24 | 5.3% | 0.6% | ||
| Q1 24 | 6.7% | 1.1% |
| Q4 25 | 1.09× | 1.48× | ||
| Q3 25 | 2.31× | 3.83× | ||
| Q2 25 | 1.14× | — | ||
| Q1 25 | 1.67× | 5.94× | ||
| Q4 24 | 1.07× | 3.02× | ||
| Q3 24 | 2.73× | 2.86× | ||
| Q2 24 | 0.94× | 2.25× | ||
| Q1 24 | 1.87× | 0.28× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
CF
| Ammonia | $591.0M | 32% |
| UAN | $493.0M | 26% |
| Urea | $372.0M | 20% |
| Other | $244.0M | 13% |
| Other Products | $147.0M | 8% |
| Ammonium Nitrate Segment | $25.0M | 1% |
FIS
| Banking Solutions | $1.6B | 57% |
| Other | $701.0M | 25% |
| Capital Market Solutions | $508.0M | 18% |
