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Side-by-side financial comparison of CF BANKSHARES INC. (CFBK) and ClearPoint Neuro, Inc. (CLPT). Click either name above to swap in a different company.

CF BANKSHARES INC. is the larger business by last-quarter revenue ($15.7M vs $10.4M, roughly 1.5× ClearPoint Neuro, Inc.). On growth, ClearPoint Neuro, Inc. posted the faster year-over-year revenue change (34.0% vs 12.6%). CF BANKSHARES INC. produced more free cash flow last quarter ($18.2M vs $-12.1M). Over the past eight quarters, ClearPoint Neuro, Inc.'s revenue compounded faster (16.7% CAGR vs 13.7%).

CF Bankshares Inc. is a U.S.-based regional bank holding company operating through its community bank subsidiary. It offers a full suite of personal and commercial banking solutions including deposit products, various loan options, wealth management services and digital banking tools, primarily serving individual consumers and small-to-medium business clients across the U.S. Midwest region.

ClearPoint Neuro, Inc. is a medical technology firm specializing in precision neurology solutions. It develops and commercializes intraoperative navigation, targeting and delivery systems for minimally invasive brain surgeries, neurological disorder treatments, and CNS therapy development for global clinical and biopharmaceutical partners.

CFBK vs CLPT — Head-to-Head

Bigger by revenue
CFBK
CFBK
1.5× larger
CFBK
$15.7M
$10.4M
CLPT
Growing faster (revenue YoY)
CLPT
CLPT
+21.3% gap
CLPT
34.0%
12.6%
CFBK
More free cash flow
CFBK
CFBK
$30.3M more FCF
CFBK
$18.2M
$-12.1M
CLPT
Faster 2-yr revenue CAGR
CLPT
CLPT
Annualised
CLPT
16.7%
13.7%
CFBK

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
CFBK
CFBK
CLPT
CLPT
Revenue
$15.7M
$10.4M
Net Profit
$5.7M
Gross Margin
61.5%
Operating Margin
43.4%
-67.7%
Net Margin
40.0%
Revenue YoY
12.6%
34.0%
Net Profit YoY
29.9%
EPS (diluted)
$0.88
$-0.26

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CFBK
CFBK
CLPT
CLPT
Q4 25
$15.7M
$10.4M
Q3 25
$15.5M
$8.9M
Q2 25
$15.6M
$9.2M
Q1 25
$14.1M
$8.5M
Q4 24
$14.0M
$7.8M
Q3 24
$13.1M
$8.1M
Q2 24
$12.6M
$7.9M
Q1 24
$12.2M
$7.6M
Net Profit
CFBK
CFBK
CLPT
CLPT
Q4 25
$5.7M
Q3 25
$2.3M
$-5.9M
Q2 25
$5.0M
$-5.8M
Q1 25
$4.4M
$-6.0M
Q4 24
$4.4M
Q3 24
$4.2M
$-5.0M
Q2 24
$1.7M
$-4.4M
Q1 24
$3.1M
$-4.1M
Gross Margin
CFBK
CFBK
CLPT
CLPT
Q4 25
61.5%
Q3 25
63.2%
Q2 25
60.3%
Q1 25
60.5%
Q4 24
61.3%
Q3 24
59.7%
Q2 24
63.5%
Q1 24
59.2%
Operating Margin
CFBK
CFBK
CLPT
CLPT
Q4 25
43.4%
-67.7%
Q3 25
17.5%
-59.5%
Q2 25
41.1%
-61.6%
Q1 25
39.5%
-72.6%
Q4 24
36.9%
-72.5%
Q3 24
40.4%
-63.5%
Q2 24
15.4%
-60.1%
Q1 24
30.9%
-55.2%
Net Margin
CFBK
CFBK
CLPT
CLPT
Q4 25
40.0%
Q3 25
15.1%
-66.5%
Q2 25
32.3%
-63.3%
Q1 25
31.4%
-71.0%
Q4 24
35.2%
Q3 24
32.2%
-61.2%
Q2 24
13.5%
-56.1%
Q1 24
25.2%
-54.3%
EPS (diluted)
CFBK
CFBK
CLPT
CLPT
Q4 25
$0.88
$-0.26
Q3 25
$0.36
$-0.21
Q2 25
$0.77
$-0.21
Q1 25
$0.68
$-0.22
Q4 24
$0.68
$-0.20
Q3 24
$0.65
$-0.18
Q2 24
$0.26
$-0.16
Q1 24
$0.47
$-0.16

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CFBK
CFBK
CLPT
CLPT
Cash + ST InvestmentsLiquidity on hand
$259.0M
$45.9M
Total DebtLower is stronger
$49.1M
Stockholders' EquityBook value
$184.4M
$28.0M
Total Assets
$2.1B
$97.7M
Debt / EquityLower = less leverage
1.75×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CFBK
CFBK
CLPT
CLPT
Q4 25
$259.0M
$45.9M
Q3 25
$272.4M
$38.2M
Q2 25
$275.7M
$41.5M
Q1 25
$241.0M
$12.4M
Q4 24
$235.3M
$20.1M
Q3 24
$233.5M
$21.6M
Q2 24
$241.8M
$32.8M
Q1 24
$236.9M
$35.4M
Total Debt
CFBK
CFBK
CLPT
CLPT
Q4 25
$49.1M
Q3 25
$29.2M
Q2 25
$28.8M
Q1 25
Q4 24
Q3 24
Q2 24
$10.0M
Q1 24
$10.0M
Stockholders' Equity
CFBK
CFBK
CLPT
CLPT
Q4 25
$184.4M
$28.0M
Q3 25
$179.3M
$15.9M
Q2 25
$177.0M
$19.7M
Q1 25
$172.7M
$20.0M
Q4 24
$168.4M
$25.4M
Q3 24
$164.0M
$29.0M
Q2 24
$159.6M
$32.1M
Q1 24
$158.0M
$34.6M
Total Assets
CFBK
CFBK
CLPT
CLPT
Q4 25
$2.1B
$97.7M
Q3 25
$2.1B
$60.4M
Q2 25
$2.1B
$62.9M
Q1 25
$2.1B
$30.1M
Q4 24
$2.1B
$39.2M
Q3 24
$2.1B
$40.2M
Q2 24
$2.0B
$52.6M
Q1 24
$2.0B
$53.6M
Debt / Equity
CFBK
CFBK
CLPT
CLPT
Q4 25
1.75×
Q3 25
1.84×
Q2 25
1.46×
Q1 25
Q4 24
Q3 24
Q2 24
0.31×
Q1 24
0.29×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CFBK
CFBK
CLPT
CLPT
Operating Cash FlowLast quarter
$18.7M
$-12.1M
Free Cash FlowOCF − Capex
$18.2M
$-12.1M
FCF MarginFCF / Revenue
115.6%
-116.5%
Capex IntensityCapex / Revenue
3.1%
0.5%
Cash ConversionOCF / Net Profit
3.26×
TTM Free Cash FlowTrailing 4 quarters
$33.4M
$-24.4M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CFBK
CFBK
CLPT
CLPT
Q4 25
$18.7M
$-12.1M
Q3 25
$5.5M
$-3.1M
Q2 25
$8.0M
$-2.6M
Q1 25
$2.2M
$-6.2M
Q4 24
$14.2M
$-1.2M
Q3 24
$-1.3M
$-1.2M
Q2 24
$4.0M
$-2.7M
Q1 24
$-1.2M
$-3.8M
Free Cash Flow
CFBK
CFBK
CLPT
CLPT
Q4 25
$18.2M
$-12.1M
Q3 25
$5.2M
$-3.3M
Q2 25
$7.8M
$-2.6M
Q1 25
$2.2M
$-6.4M
Q4 24
$13.9M
$-1.5M
Q3 24
$-1.3M
$-1.2M
Q2 24
$4.0M
Q1 24
$-1.2M
FCF Margin
CFBK
CFBK
CLPT
CLPT
Q4 25
115.6%
-116.5%
Q3 25
33.6%
-37.5%
Q2 25
50.3%
-28.7%
Q1 25
15.2%
-74.9%
Q4 24
99.6%
-19.4%
Q3 24
-9.9%
-14.9%
Q2 24
31.6%
Q1 24
-9.5%
Capex Intensity
CFBK
CFBK
CLPT
CLPT
Q4 25
3.1%
0.5%
Q3 25
1.7%
2.2%
Q2 25
0.7%
1.0%
Q1 25
0.4%
2.2%
Q4 24
1.9%
3.4%
Q3 24
0.2%
0.1%
Q2 24
0.1%
0.0%
Q1 24
0.0%
0.0%
Cash Conversion
CFBK
CFBK
CLPT
CLPT
Q4 25
3.26×
Q3 25
2.34×
Q2 25
1.58×
Q1 25
0.50×
Q4 24
3.21×
Q3 24
-0.30×
Q2 24
2.35×
Q1 24
-0.38×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

CFBK
CFBK

Segment breakdown not available.

CLPT
CLPT

Neurosurgery Navigation And Therapy Disposable Products$4.7M45%
Biologics And Drug Delivery Services And License Fees$2.8M27%
Biologics And Drug Delivery Disposable Products$2.4M23%
Other$502.0K5%

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