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Side-by-side financial comparison of CF BANKSHARES INC. (CFBK) and Connect Biopharma Holdings Ltd (CNTB). Click either name above to swap in a different company.

Connect Biopharma Holdings Ltd is the larger business by last-quarter revenue ($24.1M vs $15.7M, roughly 1.5× CF BANKSHARES INC.). Connect Biopharma Holdings Ltd runs the higher net margin — 61.6% vs 40.0%, a 21.5% gap on every dollar of revenue.

CF Bankshares Inc. is a U.S.-based regional bank holding company operating through its community bank subsidiary. It offers a full suite of personal and commercial banking solutions including deposit products, various loan options, wealth management services and digital banking tools, primarily serving individual consumers and small-to-medium business clients across the U.S. Midwest region.

Connect Biopharma Holdings Ltd is a clinical-stage global biopharmaceutical company dedicated to developing innovative targeted therapies for inflammatory, immunological and autoimmune diseases. Its core pipeline includes candidate treatments for asthma, atopic dermatitis and other conditions with high unmet medical needs, with main operations across the U.S., China and key global markets to deliver effective therapeutic solutions to patients.

CFBK vs CNTB — Head-to-Head

Bigger by revenue
CNTB
CNTB
1.5× larger
CNTB
$24.1M
$15.7M
CFBK
Higher net margin
CNTB
CNTB
21.5% more per $
CNTB
61.6%
40.0%
CFBK

Income Statement — Q4 FY2025 vs Q2 FY2024

Metric
CFBK
CFBK
CNTB
CNTB
Revenue
$15.7M
$24.1M
Net Profit
$5.7M
$14.8M
Gross Margin
Operating Margin
43.4%
56.6%
Net Margin
40.0%
61.6%
Revenue YoY
12.6%
Net Profit YoY
29.9%
148.7%
EPS (diluted)
$0.88
$0.27

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CFBK
CFBK
CNTB
CNTB
Q4 25
$15.7M
Q3 25
$15.5M
Q2 25
$15.6M
Q1 25
$14.1M
Q4 24
$14.0M
Q3 24
$13.1M
Q2 24
$12.6M
$24.1M
Q1 24
$12.2M
Net Profit
CFBK
CFBK
CNTB
CNTB
Q4 25
$5.7M
Q3 25
$2.3M
Q2 25
$5.0M
Q1 25
$4.4M
Q4 24
$4.4M
Q3 24
$4.2M
Q2 24
$1.7M
$14.8M
Q1 24
$3.1M
Operating Margin
CFBK
CFBK
CNTB
CNTB
Q4 25
43.4%
Q3 25
17.5%
Q2 25
41.1%
Q1 25
39.5%
Q4 24
36.9%
Q3 24
40.4%
Q2 24
15.4%
56.6%
Q1 24
30.9%
Net Margin
CFBK
CFBK
CNTB
CNTB
Q4 25
40.0%
Q3 25
15.1%
Q2 25
32.3%
Q1 25
31.4%
Q4 24
35.2%
Q3 24
32.2%
Q2 24
13.5%
61.6%
Q1 24
25.2%
EPS (diluted)
CFBK
CFBK
CNTB
CNTB
Q4 25
$0.88
Q3 25
$0.36
Q2 25
$0.77
Q1 25
$0.68
Q4 24
$0.68
Q3 24
$0.65
Q2 24
$0.26
$0.27
Q1 24
$0.47

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CFBK
CFBK
CNTB
CNTB
Cash + ST InvestmentsLiquidity on hand
$259.0M
$110.2M
Total DebtLower is stronger
Stockholders' EquityBook value
$184.4M
$110.9M
Total Assets
$2.1B
$120.6M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CFBK
CFBK
CNTB
CNTB
Q4 25
$259.0M
Q3 25
$272.4M
Q2 25
$275.7M
Q1 25
$241.0M
Q4 24
$235.3M
Q3 24
$233.5M
Q2 24
$241.8M
$110.2M
Q1 24
$236.9M
Stockholders' Equity
CFBK
CFBK
CNTB
CNTB
Q4 25
$184.4M
Q3 25
$179.3M
Q2 25
$177.0M
Q1 25
$172.7M
Q4 24
$168.4M
Q3 24
$164.0M
Q2 24
$159.6M
$110.9M
Q1 24
$158.0M
Total Assets
CFBK
CFBK
CNTB
CNTB
Q4 25
$2.1B
Q3 25
$2.1B
Q2 25
$2.1B
Q1 25
$2.1B
Q4 24
$2.1B
Q3 24
$2.1B
Q2 24
$2.0B
$120.6M
Q1 24
$2.0B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CFBK
CFBK
CNTB
CNTB
Operating Cash FlowLast quarter
$18.7M
$-8.0M
Free Cash FlowOCF − Capex
$18.2M
FCF MarginFCF / Revenue
115.6%
Capex IntensityCapex / Revenue
3.1%
Cash ConversionOCF / Net Profit
3.26×
-0.54×
TTM Free Cash FlowTrailing 4 quarters
$33.4M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CFBK
CFBK
CNTB
CNTB
Q4 25
$18.7M
Q3 25
$5.5M
Q2 25
$8.0M
Q1 25
$2.2M
Q4 24
$14.2M
Q3 24
$-1.3M
Q2 24
$4.0M
$-8.0M
Q1 24
$-1.2M
Free Cash Flow
CFBK
CFBK
CNTB
CNTB
Q4 25
$18.2M
Q3 25
$5.2M
Q2 25
$7.8M
Q1 25
$2.2M
Q4 24
$13.9M
Q3 24
$-1.3M
Q2 24
$4.0M
Q1 24
$-1.2M
FCF Margin
CFBK
CFBK
CNTB
CNTB
Q4 25
115.6%
Q3 25
33.6%
Q2 25
50.3%
Q1 25
15.2%
Q4 24
99.6%
Q3 24
-9.9%
Q2 24
31.6%
Q1 24
-9.5%
Capex Intensity
CFBK
CFBK
CNTB
CNTB
Q4 25
3.1%
Q3 25
1.7%
Q2 25
0.7%
Q1 25
0.4%
Q4 24
1.9%
Q3 24
0.2%
Q2 24
0.1%
Q1 24
0.0%
Cash Conversion
CFBK
CFBK
CNTB
CNTB
Q4 25
3.26×
Q3 25
2.34×
Q2 25
1.58×
Q1 25
0.50×
Q4 24
3.21×
Q3 24
-0.30×
Q2 24
2.35×
-0.54×
Q1 24
-0.38×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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