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Side-by-side financial comparison of CF BANKSHARES INC. (CFBK) and Greenland Technologies Holding Corp. (GTEC). Click either name above to swap in a different company.

Greenland Technologies Holding Corp. is the larger business by last-quarter revenue ($23.9M vs $15.7M, roughly 1.5× CF BANKSHARES INC.). CF BANKSHARES INC. runs the higher net margin — 40.0% vs -6.6%, a 46.7% gap on every dollar of revenue. On growth, Greenland Technologies Holding Corp. posted the faster year-over-year revenue change (23.4% vs 12.6%). Over the past eight quarters, CF BANKSHARES INC.'s revenue compounded faster (13.7% CAGR vs 2.5%).

CF Bankshares Inc. is a U.S.-based regional bank holding company operating through its community bank subsidiary. It offers a full suite of personal and commercial banking solutions including deposit products, various loan options, wealth management services and digital banking tools, primarily serving individual consumers and small-to-medium business clients across the U.S. Midwest region.

Greenland Technologies Holding Corp is a specialized developer and manufacturer of electric industrial vehicles, lithium-ion drivetrain systems and industrial clean energy solutions. Its core products include electric forklifts and electric construction equipment components, serving logistics, construction and industrial customers across North America and Asia Pacific.

CFBK vs GTEC — Head-to-Head

Bigger by revenue
GTEC
GTEC
1.5× larger
GTEC
$23.9M
$15.7M
CFBK
Growing faster (revenue YoY)
GTEC
GTEC
+10.7% gap
GTEC
23.4%
12.6%
CFBK
Higher net margin
CFBK
CFBK
46.7% more per $
CFBK
40.0%
-6.6%
GTEC
Faster 2-yr revenue CAGR
CFBK
CFBK
Annualised
CFBK
13.7%
2.5%
GTEC

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
CFBK
CFBK
GTEC
GTEC
Revenue
$15.7M
$23.9M
Net Profit
$5.7M
$-1.6M
Gross Margin
35.4%
Operating Margin
43.4%
-0.1%
Net Margin
40.0%
-6.6%
Revenue YoY
12.6%
23.4%
Net Profit YoY
29.9%
-120.8%
EPS (diluted)
$0.88
$-0.11

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CFBK
CFBK
GTEC
GTEC
Q4 25
$15.7M
$23.9M
Q3 25
$15.5M
$23.4M
Q2 25
$15.6M
$21.7M
Q1 25
$14.1M
$21.7M
Q4 24
$14.0M
$19.4M
Q3 24
$13.1M
$18.8M
Q2 24
$12.6M
$23.0M
Q1 24
$12.2M
$22.7M
Net Profit
CFBK
CFBK
GTEC
GTEC
Q4 25
$5.7M
$-1.6M
Q3 25
$2.3M
$5.7M
Q2 25
$5.0M
$-3.2M
Q1 25
$4.4M
$4.0M
Q4 24
$4.4M
$7.6M
Q3 24
$4.2M
$-684.4K
Q2 24
$1.7M
$4.7M
Q1 24
$3.1M
$2.5M
Gross Margin
CFBK
CFBK
GTEC
GTEC
Q4 25
35.4%
Q3 25
32.4%
Q2 25
26.5%
Q1 25
30.7%
Q4 24
26.6%
Q3 24
26.4%
Q2 24
29.4%
Q1 24
24.9%
Operating Margin
CFBK
CFBK
GTEC
GTEC
Q4 25
43.4%
-0.1%
Q3 25
17.5%
21.6%
Q2 25
41.1%
-10.7%
Q1 25
39.5%
22.2%
Q4 24
36.9%
19.4%
Q3 24
40.4%
15.5%
Q2 24
15.4%
17.3%
Q1 24
30.9%
8.5%
Net Margin
CFBK
CFBK
GTEC
GTEC
Q4 25
40.0%
-6.6%
Q3 25
15.1%
24.5%
Q2 25
32.3%
-14.8%
Q1 25
31.4%
18.5%
Q4 24
35.2%
39.2%
Q3 24
32.2%
-3.6%
Q2 24
13.5%
20.2%
Q1 24
25.2%
11.0%
EPS (diluted)
CFBK
CFBK
GTEC
GTEC
Q4 25
$0.88
$-0.11
Q3 25
$0.36
$0.33
Q2 25
$0.77
$-0.20
Q1 25
$0.68
$0.29
Q4 24
$0.68
$0.56
Q3 24
$0.65
$-0.05
Q2 24
$0.26
$0.34
Q1 24
$0.47
$0.18

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CFBK
CFBK
GTEC
GTEC
Cash + ST InvestmentsLiquidity on hand
$259.0M
$32.2M
Total DebtLower is stronger
Stockholders' EquityBook value
$184.4M
$72.9M
Total Assets
$2.1B
$115.8M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CFBK
CFBK
GTEC
GTEC
Q4 25
$259.0M
$32.2M
Q3 25
$272.4M
$33.0M
Q2 25
$275.7M
$23.1M
Q1 25
$241.0M
$20.2M
Q4 24
$235.3M
$25.2M
Q3 24
$233.5M
$24.7M
Q2 24
$241.8M
$22.6M
Q1 24
$236.9M
$18.8M
Stockholders' Equity
CFBK
CFBK
GTEC
GTEC
Q4 25
$184.4M
$72.9M
Q3 25
$179.3M
$75.4M
Q2 25
$177.0M
$69.2M
Q1 25
$172.7M
$64.6M
Q4 24
$168.4M
$60.2M
Q3 24
$164.0M
$57.1M
Q2 24
$159.6M
$56.3M
Q1 24
$158.0M
$51.9M
Total Assets
CFBK
CFBK
GTEC
GTEC
Q4 25
$2.1B
$115.8M
Q3 25
$2.1B
$123.4M
Q2 25
$2.1B
$123.6M
Q1 25
$2.1B
$118.6M
Q4 24
$2.1B
$115.6M
Q3 24
$2.1B
$127.5M
Q2 24
$2.0B
$126.8M
Q1 24
$2.0B
$139.2M

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CFBK
CFBK
GTEC
GTEC
Operating Cash FlowLast quarter
$18.7M
$7.8M
Free Cash FlowOCF − Capex
$18.2M
FCF MarginFCF / Revenue
115.6%
Capex IntensityCapex / Revenue
3.1%
Cash ConversionOCF / Net Profit
3.26×
TTM Free Cash FlowTrailing 4 quarters
$33.4M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CFBK
CFBK
GTEC
GTEC
Q4 25
$18.7M
$7.8M
Q3 25
$5.5M
$8.3M
Q2 25
$8.0M
$-1.7M
Q1 25
$2.2M
$1.2M
Q4 24
$14.2M
$4.4M
Q3 24
$-1.3M
$6.1M
Q2 24
$4.0M
$11.3M
Q1 24
$-1.2M
$-8.4M
Free Cash Flow
CFBK
CFBK
GTEC
GTEC
Q4 25
$18.2M
Q3 25
$5.2M
$8.0M
Q2 25
$7.8M
Q1 25
$2.2M
$1.2M
Q4 24
$13.9M
Q3 24
$-1.3M
$5.8M
Q2 24
$4.0M
Q1 24
$-1.2M
$-9.6M
FCF Margin
CFBK
CFBK
GTEC
GTEC
Q4 25
115.6%
Q3 25
33.6%
34.2%
Q2 25
50.3%
Q1 25
15.2%
5.7%
Q4 24
99.6%
Q3 24
-9.9%
30.9%
Q2 24
31.6%
Q1 24
-9.5%
-42.3%
Capex Intensity
CFBK
CFBK
GTEC
GTEC
Q4 25
3.1%
Q3 25
1.7%
1.1%
Q2 25
0.7%
Q1 25
0.4%
0.1%
Q4 24
1.9%
Q3 24
0.2%
1.2%
Q2 24
0.1%
Q1 24
0.0%
5.2%
Cash Conversion
CFBK
CFBK
GTEC
GTEC
Q4 25
3.26×
Q3 25
2.34×
1.44×
Q2 25
1.58×
Q1 25
0.50×
0.31×
Q4 24
3.21×
0.57×
Q3 24
-0.30×
Q2 24
2.35×
2.44×
Q1 24
-0.38×
-3.37×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

CFBK
CFBK

Segment breakdown not available.

GTEC
GTEC

Transmission Boxes For Forklift$23.1M97%
Other$758.3K3%

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