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Side-by-side financial comparison of CF BANKSHARES INC. (CFBK) and Idaho Strategic Resources, Inc. (IDR). Click either name above to swap in a different company.
CF BANKSHARES INC. is the larger business by last-quarter revenue ($15.7M vs $14.6M, roughly 1.1× Idaho Strategic Resources, Inc.). Idaho Strategic Resources, Inc. runs the higher net margin — 64.3% vs 40.0%, a 24.2% gap on every dollar of revenue. On growth, Idaho Strategic Resources, Inc. posted the faster year-over-year revenue change (92.0% vs 12.6%). CF BANKSHARES INC. produced more free cash flow last quarter ($18.2M vs $8.2M). Over the past eight quarters, Idaho Strategic Resources, Inc.'s revenue compounded faster (57.2% CAGR vs 13.7%).
CF Bankshares Inc. is a U.S.-based regional bank holding company operating through its community bank subsidiary. It offers a full suite of personal and commercial banking solutions including deposit products, various loan options, wealth management services and digital banking tools, primarily serving individual consumers and small-to-medium business clients across the U.S. Midwest region.
Idaho Strategic Resources, Inc.IDREarnings & Financial Report
Idaho Strategic Resources, Inc. is a U.S.-based natural resource company focused on the exploration, development, and production of critical and strategic minerals. Primarily operating in Idaho, it targets rare earth elements, gold, silver, and other high-demand minerals, supplying products to the clean energy, defense, and industrial manufacturing sectors across North America.
CFBK vs IDR — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $15.7M | $14.6M |
| Net Profit | $5.7M | $9.4M |
| Gross Margin | — | 68.5% |
| Operating Margin | 43.4% | 62.4% |
| Net Margin | 40.0% | 64.3% |
| Revenue YoY | 12.6% | 92.0% |
| Net Profit YoY | 29.9% | 220.6% |
| EPS (diluted) | $0.88 | $0.62 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $15.7M | $14.6M | ||
| Q3 25 | $15.5M | $11.1M | ||
| Q2 25 | $15.6M | $9.5M | ||
| Q1 25 | $14.1M | $7.3M | ||
| Q4 24 | $14.0M | $7.6M | ||
| Q3 24 | $13.1M | $6.2M | ||
| Q2 24 | $12.6M | $6.1M | ||
| Q1 24 | $12.2M | $5.9M |
| Q4 25 | $5.7M | $9.4M | ||
| Q3 25 | $2.3M | $3.0M | ||
| Q2 25 | $5.0M | $2.8M | ||
| Q1 25 | $4.4M | $1.6M | ||
| Q4 24 | $4.4M | $2.9M | ||
| Q3 24 | $4.2M | $1.6M | ||
| Q2 24 | $1.7M | $2.2M | ||
| Q1 24 | $3.1M | $2.2M |
| Q4 25 | — | 68.5% | ||
| Q3 25 | — | 63.6% | ||
| Q2 25 | — | 57.8% | ||
| Q1 25 | — | 50.8% | ||
| Q4 24 | — | 53.3% | ||
| Q3 24 | — | 48.7% | ||
| Q2 24 | — | 50.2% | ||
| Q1 24 | — | 48.1% |
| Q4 25 | 43.4% | 62.4% | ||
| Q3 25 | 17.5% | 23.4% | ||
| Q2 25 | 41.1% | 26.6% | ||
| Q1 25 | 39.5% | 19.3% | ||
| Q4 24 | 36.9% | 36.2% | ||
| Q3 24 | 40.4% | 23.4% | ||
| Q2 24 | 15.4% | 34.2% | ||
| Q1 24 | 30.9% | 36.3% |
| Q4 25 | 40.0% | 64.3% | ||
| Q3 25 | 15.1% | 26.8% | ||
| Q2 25 | 32.3% | 29.2% | ||
| Q1 25 | 31.4% | 22.1% | ||
| Q4 24 | 35.2% | 38.5% | ||
| Q3 24 | 32.2% | 25.8% | ||
| Q2 24 | 13.5% | 35.2% | ||
| Q1 24 | 25.2% | 36.8% |
| Q4 25 | $0.88 | $0.62 | ||
| Q3 25 | $0.36 | $0.20 | ||
| Q2 25 | $0.77 | $0.20 | ||
| Q1 25 | $0.68 | $0.12 | ||
| Q4 24 | $0.68 | $0.21 | ||
| Q3 24 | $0.65 | $0.12 | ||
| Q2 24 | $0.26 | $0.17 | ||
| Q1 24 | $0.47 | $0.17 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $259.0M | — |
| Total DebtLower is stronger | — | $2.3M |
| Stockholders' EquityBook value | $184.4M | $108.2M |
| Total Assets | $2.1B | $116.2M |
| Debt / EquityLower = less leverage | — | 0.02× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $259.0M | — | ||
| Q3 25 | $272.4M | — | ||
| Q2 25 | $275.7M | — | ||
| Q1 25 | $241.0M | — | ||
| Q4 24 | $235.3M | — | ||
| Q3 24 | $233.5M | — | ||
| Q2 24 | $241.8M | $6.3M | ||
| Q1 24 | $236.9M | $5.3M |
| Q4 25 | — | $2.3M | ||
| Q3 25 | — | $3.0M | ||
| Q2 25 | — | $3.3M | ||
| Q1 25 | — | $3.7M | ||
| Q4 24 | — | $1.7M | ||
| Q3 24 | — | $2.9M | ||
| Q2 24 | — | $2.7M | ||
| Q1 24 | — | $3.3M |
| Q4 25 | $184.4M | $108.2M | ||
| Q3 25 | $179.3M | $74.3M | ||
| Q2 25 | $177.0M | $49.3M | ||
| Q1 25 | $172.7M | $39.8M | ||
| Q4 24 | $168.4M | $37.7M | ||
| Q3 24 | $164.0M | $33.1M | ||
| Q2 24 | $159.6M | $25.4M | ||
| Q1 24 | $158.0M | $21.6M |
| Q4 25 | $2.1B | $116.2M | ||
| Q3 25 | $2.1B | $83.1M | ||
| Q2 25 | $2.1B | $57.7M | ||
| Q1 25 | $2.1B | $48.1M | ||
| Q4 24 | $2.1B | $44.0M | ||
| Q3 24 | $2.1B | $40.8M | ||
| Q2 24 | $2.0B | $32.2M | ||
| Q1 24 | $2.0B | $28.7M |
| Q4 25 | — | 0.02× | ||
| Q3 25 | — | 0.04× | ||
| Q2 25 | — | 0.07× | ||
| Q1 25 | — | 0.09× | ||
| Q4 24 | — | 0.05× | ||
| Q3 24 | — | 0.09× | ||
| Q2 24 | — | 0.11× | ||
| Q1 24 | — | 0.15× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $18.7M | $10.7M |
| Free Cash FlowOCF − Capex | $18.2M | $8.2M |
| FCF MarginFCF / Revenue | 115.6% | 56.0% |
| Capex IntensityCapex / Revenue | 3.1% | 17.7% |
| Cash ConversionOCF / Net Profit | 3.26× | 1.15× |
| TTM Free Cash FlowTrailing 4 quarters | $33.4M | $12.4M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $18.7M | $10.7M | ||
| Q3 25 | $5.5M | $2.4M | ||
| Q2 25 | $8.0M | $3.5M | ||
| Q1 25 | $2.2M | $2.4M | ||
| Q4 24 | $14.2M | $3.2M | ||
| Q3 24 | $-1.3M | $2.5M | ||
| Q2 24 | $4.0M | $2.6M | ||
| Q1 24 | $-1.2M | $2.6M |
| Q4 25 | $18.2M | $8.2M | ||
| Q3 25 | $5.2M | $709.8K | ||
| Q2 25 | $7.8M | $2.5M | ||
| Q1 25 | $2.2M | $1.0M | ||
| Q4 24 | $13.9M | $2.1M | ||
| Q3 24 | $-1.3M | $1.9M | ||
| Q2 24 | $4.0M | $2.4M | ||
| Q1 24 | $-1.2M | $2.3M |
| Q4 25 | 115.6% | 56.0% | ||
| Q3 25 | 33.6% | 6.4% | ||
| Q2 25 | 50.3% | 26.5% | ||
| Q1 25 | 15.2% | 13.8% | ||
| Q4 24 | 99.6% | 28.0% | ||
| Q3 24 | -9.9% | 30.4% | ||
| Q2 24 | 31.6% | 38.7% | ||
| Q1 24 | -9.5% | 38.3% |
| Q4 25 | 3.1% | 17.7% | ||
| Q3 25 | 1.7% | 15.3% | ||
| Q2 25 | 0.7% | 10.8% | ||
| Q1 25 | 0.4% | 19.4% | ||
| Q4 24 | 1.9% | 13.6% | ||
| Q3 24 | 0.2% | 9.8% | ||
| Q2 24 | 0.1% | 4.3% | ||
| Q1 24 | 0.0% | 5.5% |
| Q4 25 | 3.26× | 1.15× | ||
| Q3 25 | 2.34× | 0.81× | ||
| Q2 25 | 1.58× | 1.28× | ||
| Q1 25 | 0.50× | 1.50× | ||
| Q4 24 | 3.21× | 1.08× | ||
| Q3 24 | -0.30× | 1.56× | ||
| Q2 24 | 2.35× | 1.22× | ||
| Q1 24 | -0.38× | 1.19× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
