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Side-by-side financial comparison of CF BANKSHARES INC. (CFBK) and Energy Vault Holdings, Inc. (NRGV). Click either name above to swap in a different company.

Energy Vault Holdings, Inc. is the larger business by last-quarter revenue ($21.9M vs $15.7M, roughly 1.4× CF BANKSHARES INC.). CF BANKSHARES INC. runs the higher net margin — 40.0% vs -148.5%, a 188.5% gap on every dollar of revenue. On growth, Energy Vault Holdings, Inc. posted the faster year-over-year revenue change (156.4% vs 12.6%). Over the past eight quarters, Energy Vault Holdings, Inc.'s revenue compounded faster (67.9% CAGR vs 13.7%).

CF Bankshares Inc. is a U.S.-based regional bank holding company operating through its community bank subsidiary. It offers a full suite of personal and commercial banking solutions including deposit products, various loan options, wealth management services and digital banking tools, primarily serving individual consumers and small-to-medium business clients across the U.S. Midwest region.

Energy Vault is a global energy storage company specializing in gravity and kinetic energy based, long-duration energy storage products. Energy Vault's primary product is a gravity battery to store energy by stacking heavy blocks made of composite material into a structure, capturing potential energy in the elevation gain of the blocks. When demand for electricity is high, these blocks are lowered with the motors functioning as generators and delivering electricity to the grid.

CFBK vs NRGV — Head-to-Head

Bigger by revenue
NRGV
NRGV
1.4× larger
NRGV
$21.9M
$15.7M
CFBK
Growing faster (revenue YoY)
NRGV
NRGV
+143.7% gap
NRGV
156.4%
12.6%
CFBK
Higher net margin
CFBK
CFBK
188.5% more per $
CFBK
40.0%
-148.5%
NRGV
Faster 2-yr revenue CAGR
NRGV
NRGV
Annualised
NRGV
67.9%
13.7%
CFBK

Income Statement — Q4 FY2025 vs Q1 FY2026

Metric
CFBK
CFBK
NRGV
NRGV
Revenue
$15.7M
$21.9M
Net Profit
$5.7M
$-32.5M
Gross Margin
21.9%
Operating Margin
43.4%
-32.5%
Net Margin
40.0%
-148.5%
Revenue YoY
12.6%
156.4%
Net Profit YoY
29.9%
-53.7%
EPS (diluted)
$0.88
$-0.20

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CFBK
CFBK
NRGV
NRGV
Q1 26
$21.9M
Q4 25
$15.7M
Q3 25
$15.5M
$33.3M
Q2 25
$15.6M
$8.5M
Q1 25
$14.1M
$8.5M
Q4 24
$14.0M
$33.5M
Q3 24
$13.1M
$1.2M
Q2 24
$12.6M
$3.8M
Net Profit
CFBK
CFBK
NRGV
NRGV
Q1 26
$-32.5M
Q4 25
$5.7M
Q3 25
$2.3M
$-26.8M
Q2 25
$5.0M
$-34.9M
Q1 25
$4.4M
$-21.1M
Q4 24
$4.4M
$-61.8M
Q3 24
$4.2M
$-26.6M
Q2 24
$1.7M
$-26.2M
Gross Margin
CFBK
CFBK
NRGV
NRGV
Q1 26
21.9%
Q4 25
Q3 25
27.0%
Q2 25
29.6%
Q1 25
57.1%
Q4 24
7.7%
Q3 24
40.3%
Q2 24
27.8%
Operating Margin
CFBK
CFBK
NRGV
NRGV
Q1 26
-32.5%
Q4 25
43.4%
Q3 25
17.5%
-52.8%
Q2 25
41.1%
-330.7%
Q1 25
39.5%
-244.8%
Q4 24
36.9%
-150.6%
Q3 24
40.4%
-2258.1%
Q2 24
15.4%
-739.7%
Net Margin
CFBK
CFBK
NRGV
NRGV
Q1 26
-148.5%
Q4 25
40.0%
Q3 25
15.1%
-80.5%
Q2 25
32.3%
-410.3%
Q1 25
31.4%
-247.7%
Q4 24
35.2%
-184.7%
Q3 24
32.2%
-2217.9%
Q2 24
13.5%
-694.6%
EPS (diluted)
CFBK
CFBK
NRGV
NRGV
Q1 26
$-0.20
Q4 25
$0.88
Q3 25
$0.36
$-0.16
Q2 25
$0.77
$-0.22
Q1 25
$0.68
$-0.14
Q4 24
$0.68
$-0.41
Q3 24
$0.65
$-0.18
Q2 24
$0.26
$-0.18

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CFBK
CFBK
NRGV
NRGV
Cash + ST InvestmentsLiquidity on hand
$259.0M
$55.2M
Total DebtLower is stronger
$160.6M
Stockholders' EquityBook value
$184.4M
$30.5M
Total Assets
$2.1B
$298.0M
Debt / EquityLower = less leverage
5.27×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CFBK
CFBK
NRGV
NRGV
Q1 26
$55.2M
Q4 25
$259.0M
Q3 25
$272.4M
$32.7M
Q2 25
$275.7M
$22.3M
Q1 25
$241.0M
$21.2M
Q4 24
$235.3M
$30.0M
Q3 24
$233.5M
$51.1M
Q2 24
$241.8M
$106.8M
Total Debt
CFBK
CFBK
NRGV
NRGV
Q1 26
$160.6M
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
Stockholders' Equity
CFBK
CFBK
NRGV
NRGV
Q1 26
$30.5M
Q4 25
$184.4M
Q3 25
$179.3M
$80.5M
Q2 25
$177.0M
$90.3M
Q1 25
$172.7M
$114.9M
Q4 24
$168.4M
$126.3M
Q3 24
$164.0M
$179.1M
Q2 24
$159.6M
$195.6M
Total Assets
CFBK
CFBK
NRGV
NRGV
Q1 26
$298.0M
Q4 25
$2.1B
Q3 25
$2.1B
$281.9M
Q2 25
$2.1B
$248.8M
Q1 25
$2.1B
$217.4M
Q4 24
$2.1B
$183.9M
Q3 24
$2.1B
$252.9M
Q2 24
$2.0B
$255.6M
Debt / Equity
CFBK
CFBK
NRGV
NRGV
Q1 26
5.27×
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CFBK
CFBK
NRGV
NRGV
Operating Cash FlowLast quarter
$18.7M
$-53.8M
Free Cash FlowOCF − Capex
$18.2M
FCF MarginFCF / Revenue
115.6%
Capex IntensityCapex / Revenue
3.1%
Cash ConversionOCF / Net Profit
3.26×
TTM Free Cash FlowTrailing 4 quarters
$33.4M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CFBK
CFBK
NRGV
NRGV
Q1 26
$-53.8M
Q4 25
$18.7M
Q3 25
$5.5M
$-11.7M
Q2 25
$8.0M
$15.4M
Q1 25
$2.2M
$-2.7M
Q4 24
$14.2M
$-34.8M
Q3 24
$-1.3M
$-9.2M
Q2 24
$4.0M
$-12.8M
Free Cash Flow
CFBK
CFBK
NRGV
NRGV
Q1 26
Q4 25
$18.2M
Q3 25
$5.2M
$-27.2M
Q2 25
$7.8M
$6.9M
Q1 25
$2.2M
$-9.5M
Q4 24
$13.9M
$-45.4M
Q3 24
$-1.3M
$-36.4M
Q2 24
$4.0M
$-25.1M
FCF Margin
CFBK
CFBK
NRGV
NRGV
Q1 26
Q4 25
115.6%
Q3 25
33.6%
-81.5%
Q2 25
50.3%
81.6%
Q1 25
15.2%
-111.5%
Q4 24
99.6%
-135.5%
Q3 24
-9.9%
-3039.9%
Q2 24
31.6%
-665.1%
Capex Intensity
CFBK
CFBK
NRGV
NRGV
Q1 26
Q4 25
3.1%
Q3 25
1.7%
46.4%
Q2 25
0.7%
98.8%
Q1 25
0.4%
79.5%
Q4 24
1.9%
31.5%
Q3 24
0.2%
2273.1%
Q2 24
0.1%
325.8%
Cash Conversion
CFBK
CFBK
NRGV
NRGV
Q1 26
Q4 25
3.26×
Q3 25
2.34×
Q2 25
1.58×
Q1 25
0.50×
Q4 24
3.21×
Q3 24
-0.30×
Q2 24
2.35×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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