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Side-by-side financial comparison of CF BANKSHARES INC. (CFBK) and Intellia Therapeutics, Inc. (NTLA). Click either name above to swap in a different company.

Intellia Therapeutics, Inc. is the larger business by last-quarter revenue ($23.0M vs $15.7M, roughly 1.5× CF BANKSHARES INC.). CF BANKSHARES INC. runs the higher net margin — 40.0% vs -416.2%, a 456.2% gap on every dollar of revenue. On growth, Intellia Therapeutics, Inc. posted the faster year-over-year revenue change (78.8% vs 12.6%). CF BANKSHARES INC. produced more free cash flow last quarter ($18.2M vs $-69.4M). Over the past eight quarters, CF BANKSHARES INC.'s revenue compounded faster (13.7% CAGR vs -10.8%).

CF Bankshares Inc. is a U.S.-based regional bank holding company operating through its community bank subsidiary. It offers a full suite of personal and commercial banking solutions including deposit products, various loan options, wealth management services and digital banking tools, primarily serving individual consumers and small-to-medium business clients across the U.S. Midwest region.

Intellia Therapeutics, Inc. is an American clinical-stage biotechnology company focused on developing novel, potentially curative therapeutics leveraging CRISPR-based technologies. The company's in vivo programs use intravenously administered CRISPR as the therapy, in which the company's proprietary delivery technology enables highly precise editing of disease-causing genes directly within specific target tissues. Intellia's ex vivo programs use CRISPR to create the therapy by using engineere...

CFBK vs NTLA — Head-to-Head

Bigger by revenue
NTLA
NTLA
1.5× larger
NTLA
$23.0M
$15.7M
CFBK
Growing faster (revenue YoY)
NTLA
NTLA
+66.1% gap
NTLA
78.8%
12.6%
CFBK
Higher net margin
CFBK
CFBK
456.2% more per $
CFBK
40.0%
-416.2%
NTLA
More free cash flow
CFBK
CFBK
$87.6M more FCF
CFBK
$18.2M
$-69.4M
NTLA
Faster 2-yr revenue CAGR
CFBK
CFBK
Annualised
CFBK
13.7%
-10.8%
NTLA

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
CFBK
CFBK
NTLA
NTLA
Revenue
$15.7M
$23.0M
Net Profit
$5.7M
$-95.8M
Gross Margin
Operating Margin
43.4%
-428.9%
Net Margin
40.0%
-416.2%
Revenue YoY
12.6%
78.8%
Net Profit YoY
29.9%
25.7%
EPS (diluted)
$0.88
$-0.81

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CFBK
CFBK
NTLA
NTLA
Q4 25
$15.7M
$23.0M
Q3 25
$15.5M
$13.8M
Q2 25
$15.6M
$14.2M
Q1 25
$14.1M
$16.6M
Q4 24
$14.0M
$12.9M
Q3 24
$13.1M
$9.1M
Q2 24
$12.6M
$7.0M
Q1 24
$12.2M
$28.9M
Net Profit
CFBK
CFBK
NTLA
NTLA
Q4 25
$5.7M
$-95.8M
Q3 25
$2.3M
$-101.3M
Q2 25
$5.0M
$-101.3M
Q1 25
$4.4M
$-114.3M
Q4 24
$4.4M
$-128.9M
Q3 24
$4.2M
$-135.7M
Q2 24
$1.7M
$-147.0M
Q1 24
$3.1M
$-107.4M
Operating Margin
CFBK
CFBK
NTLA
NTLA
Q4 25
43.4%
-428.9%
Q3 25
17.5%
-808.9%
Q2 25
41.1%
-772.2%
Q1 25
39.5%
-726.6%
Q4 24
36.9%
-1059.9%
Q3 24
40.4%
-1589.0%
Q2 24
15.4%
-1998.6%
Q1 24
30.9%
-394.0%
Net Margin
CFBK
CFBK
NTLA
NTLA
Q4 25
40.0%
-416.2%
Q3 25
15.1%
-735.2%
Q2 25
32.3%
-710.8%
Q1 25
31.4%
-687.6%
Q4 24
35.2%
-1001.2%
Q3 24
32.2%
-1489.5%
Q2 24
13.5%
-2112.6%
Q1 24
25.2%
-371.3%
EPS (diluted)
CFBK
CFBK
NTLA
NTLA
Q4 25
$0.88
$-0.81
Q3 25
$0.36
$-0.92
Q2 25
$0.77
$-0.98
Q1 25
$0.68
$-1.10
Q4 24
$0.68
$-1.27
Q3 24
$0.65
$-1.34
Q2 24
$0.26
$-1.52
Q1 24
$0.47
$-1.12

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CFBK
CFBK
NTLA
NTLA
Cash + ST InvestmentsLiquidity on hand
$259.0M
$449.9M
Total DebtLower is stronger
Stockholders' EquityBook value
$184.4M
$671.4M
Total Assets
$2.1B
$842.1M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CFBK
CFBK
NTLA
NTLA
Q4 25
$259.0M
$449.9M
Q3 25
$272.4M
$511.0M
Q2 25
$275.7M
$459.7M
Q1 25
$241.0M
$503.7M
Q4 24
$235.3M
$601.5M
Q3 24
$233.5M
$658.1M
Q2 24
$241.8M
$691.1M
Q1 24
$236.9M
$791.3M
Stockholders' Equity
CFBK
CFBK
NTLA
NTLA
Q4 25
$184.4M
$671.4M
Q3 25
$179.3M
$748.4M
Q2 25
$177.0M
$715.3M
Q1 25
$172.7M
$779.9M
Q4 24
$168.4M
$872.0M
Q3 24
$164.0M
$962.6M
Q2 24
$159.6M
$971.1M
Q1 24
$158.0M
$1.0B
Total Assets
CFBK
CFBK
NTLA
NTLA
Q4 25
$2.1B
$842.1M
Q3 25
$2.1B
$925.3M
Q2 25
$2.1B
$898.9M
Q1 25
$2.1B
$986.2M
Q4 24
$2.1B
$1.2B
Q3 24
$2.1B
$1.2B
Q2 24
$2.0B
$1.2B
Q1 24
$2.0B
$1.3B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CFBK
CFBK
NTLA
NTLA
Operating Cash FlowLast quarter
$18.7M
$-69.3M
Free Cash FlowOCF − Capex
$18.2M
$-69.4M
FCF MarginFCF / Revenue
115.6%
-301.6%
Capex IntensityCapex / Revenue
3.1%
0.5%
Cash ConversionOCF / Net Profit
3.26×
TTM Free Cash FlowTrailing 4 quarters
$33.4M
$-395.9M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CFBK
CFBK
NTLA
NTLA
Q4 25
$18.7M
$-69.3M
Q3 25
$5.5M
$-76.9M
Q2 25
$8.0M
$-99.6M
Q1 25
$2.2M
$-148.9M
Q4 24
$14.2M
$-85.2M
Q3 24
$-1.3M
$-84.8M
Q2 24
$4.0M
$-58.2M
Q1 24
$-1.2M
$-120.7M
Free Cash Flow
CFBK
CFBK
NTLA
NTLA
Q4 25
$18.2M
$-69.4M
Q3 25
$5.2M
$-76.9M
Q2 25
$7.8M
$-99.9M
Q1 25
$2.2M
$-149.7M
Q4 24
$13.9M
$-86.2M
Q3 24
$-1.3M
$-86.1M
Q2 24
$4.0M
$-59.2M
Q1 24
$-1.2M
$-123.2M
FCF Margin
CFBK
CFBK
NTLA
NTLA
Q4 25
115.6%
-301.6%
Q3 25
33.6%
-558.2%
Q2 25
50.3%
-701.0%
Q1 25
15.2%
-900.1%
Q4 24
99.6%
-669.4%
Q3 24
-9.9%
-945.2%
Q2 24
31.6%
-850.9%
Q1 24
-9.5%
-425.7%
Capex Intensity
CFBK
CFBK
NTLA
NTLA
Q4 25
3.1%
0.5%
Q3 25
1.7%
0.2%
Q2 25
0.7%
1.7%
Q1 25
0.4%
4.4%
Q4 24
1.9%
7.6%
Q3 24
0.2%
14.0%
Q2 24
0.1%
14.5%
Q1 24
0.0%
8.7%
Cash Conversion
CFBK
CFBK
NTLA
NTLA
Q4 25
3.26×
Q3 25
2.34×
Q2 25
1.58×
Q1 25
0.50×
Q4 24
3.21×
Q3 24
-0.30×
Q2 24
2.35×
Q1 24
-0.38×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

CFBK
CFBK

Segment breakdown not available.

NTLA
NTLA

Avencell Therapeutics Inc$21.0M91%
Other$1.0M4%
Avencell$1.0M4%

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