vs

Side-by-side financial comparison of CF BANKSHARES INC. (CFBK) and Sunshine Biopharma Inc. (SBFM). Click either name above to swap in a different company.

CF BANKSHARES INC. is the larger business by last-quarter revenue ($15.7M vs $8.6M, roughly 1.8× Sunshine Biopharma Inc.). CF BANKSHARES INC. runs the higher net margin — 40.0% vs -25.0%, a 65.0% gap on every dollar of revenue. On growth, CF BANKSHARES INC. posted the faster year-over-year revenue change (12.6% vs -10.6%). CF BANKSHARES INC. produced more free cash flow last quarter ($18.2M vs $-1.6M). Over the past eight quarters, CF BANKSHARES INC.'s revenue compounded faster (13.7% CAGR vs 6.6%).

CF Bankshares Inc. is a U.S.-based regional bank holding company operating through its community bank subsidiary. It offers a full suite of personal and commercial banking solutions including deposit products, various loan options, wealth management services and digital banking tools, primarily serving individual consumers and small-to-medium business clients across the U.S. Midwest region.

Sunshine Biopharma Inc. is a clinical-stage biopharmaceutical company focused on researching, developing and commercializing innovative therapies for oncology, neurodegenerative disorders and infectious diseases. It targets unmet medical needs across global markets, with a pipeline of targeted therapeutic candidates designed to improve patient treatment outcomes.

CFBK vs SBFM — Head-to-Head

Bigger by revenue
CFBK
CFBK
1.8× larger
CFBK
$15.7M
$8.6M
SBFM
Growing faster (revenue YoY)
CFBK
CFBK
+23.2% gap
CFBK
12.6%
-10.6%
SBFM
Higher net margin
CFBK
CFBK
65.0% more per $
CFBK
40.0%
-25.0%
SBFM
More free cash flow
CFBK
CFBK
$19.8M more FCF
CFBK
$18.2M
$-1.6M
SBFM
Faster 2-yr revenue CAGR
CFBK
CFBK
Annualised
CFBK
13.7%
6.6%
SBFM

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
CFBK
CFBK
SBFM
SBFM
Revenue
$15.7M
$8.6M
Net Profit
$5.7M
$-2.1M
Gross Margin
35.3%
Operating Margin
43.4%
-20.9%
Net Margin
40.0%
-25.0%
Revenue YoY
12.6%
-10.6%
Net Profit YoY
29.9%
0.8%
EPS (diluted)
$0.88

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CFBK
CFBK
SBFM
SBFM
Q4 25
$15.7M
$8.6M
Q3 25
$15.5M
$9.4M
Q2 25
$15.6M
$9.4M
Q1 25
$14.1M
$8.9M
Q4 24
$14.0M
$9.6M
Q3 24
$13.1M
$8.4M
Q2 24
$12.6M
$9.3M
Q1 24
$12.2M
$7.5M
Net Profit
CFBK
CFBK
SBFM
SBFM
Q4 25
$5.7M
$-2.1M
Q3 25
$2.3M
$-883.8K
Q2 25
$5.0M
$-1.8M
Q1 25
$4.4M
$-1.2M
Q4 24
$4.4M
$-2.2M
Q3 24
$4.2M
$-1.2M
Q2 24
$1.7M
$-494.3K
Q1 24
$3.1M
$-1.3M
Gross Margin
CFBK
CFBK
SBFM
SBFM
Q4 25
35.3%
Q3 25
32.6%
Q2 25
36.4%
Q1 25
30.7%
Q4 24
32.2%
Q3 24
34.0%
Q2 24
25.3%
Q1 24
31.2%
Operating Margin
CFBK
CFBK
SBFM
SBFM
Q4 25
43.4%
-20.9%
Q3 25
17.5%
-11.5%
Q2 25
41.1%
-21.8%
Q1 25
39.5%
-14.6%
Q4 24
36.9%
-21.7%
Q3 24
40.4%
-13.1%
Q2 24
15.4%
-13.6%
Q1 24
30.9%
-17.9%
Net Margin
CFBK
CFBK
SBFM
SBFM
Q4 25
40.0%
-25.0%
Q3 25
15.1%
-9.4%
Q2 25
32.3%
-18.8%
Q1 25
31.4%
-13.3%
Q4 24
35.2%
-22.5%
Q3 24
32.2%
-14.2%
Q2 24
13.5%
-5.3%
Q1 24
25.2%
-17.0%
EPS (diluted)
CFBK
CFBK
SBFM
SBFM
Q4 25
$0.88
Q3 25
$0.36
$-0.54
Q2 25
$0.77
$-0.82
Q1 25
$0.68
$-0.44
Q4 24
$0.68
$49.77
Q3 24
$0.65
$-11.61
Q2 24
$0.26
$-43.48
Q1 24
$0.47
$-2.00

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CFBK
CFBK
SBFM
SBFM
Cash + ST InvestmentsLiquidity on hand
$259.0M
Total DebtLower is stronger
Stockholders' EquityBook value
$184.4M
$23.0M
Total Assets
$2.1B
$30.1M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CFBK
CFBK
SBFM
SBFM
Q4 25
$259.0M
Q3 25
$272.4M
Q2 25
$275.7M
Q1 25
$241.0M
Q4 24
$235.3M
Q3 24
$233.5M
Q2 24
$241.8M
Q1 24
$236.9M
Stockholders' Equity
CFBK
CFBK
SBFM
SBFM
Q4 25
$184.4M
$23.0M
Q3 25
$179.3M
$24.2M
Q2 25
$177.0M
$25.7M
Q1 25
$172.7M
$22.7M
Q4 24
$168.4M
$23.5M
Q3 24
$164.0M
$25.0M
Q2 24
$159.6M
$23.5M
Q1 24
$158.0M
$24.8M
Total Assets
CFBK
CFBK
SBFM
SBFM
Q4 25
$2.1B
$30.1M
Q3 25
$2.1B
$31.5M
Q2 25
$2.1B
$32.0M
Q1 25
$2.1B
$29.2M
Q4 24
$2.1B
$30.6M
Q3 24
$2.1B
$30.1M
Q2 24
$2.0B
$29.3M
Q1 24
$2.0B
$31.9M

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CFBK
CFBK
SBFM
SBFM
Operating Cash FlowLast quarter
$18.7M
$-1.6M
Free Cash FlowOCF − Capex
$18.2M
$-1.6M
FCF MarginFCF / Revenue
115.6%
-18.9%
Capex IntensityCapex / Revenue
3.1%
0.0%
Cash ConversionOCF / Net Profit
3.26×
TTM Free Cash FlowTrailing 4 quarters
$33.4M
$-5.5M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CFBK
CFBK
SBFM
SBFM
Q4 25
$18.7M
$-1.6M
Q3 25
$5.5M
$-727.8K
Q2 25
$8.0M
$-1.3M
Q1 25
$2.2M
$-1.7M
Q4 24
$14.2M
$-3.4M
Q3 24
$-1.3M
$-1.4M
Q2 24
$4.0M
$-4.6M
Q1 24
$-1.2M
$-3.2M
Free Cash Flow
CFBK
CFBK
SBFM
SBFM
Q4 25
$18.2M
$-1.6M
Q3 25
$5.2M
$-735.8K
Q2 25
$7.8M
$-1.4M
Q1 25
$2.2M
$-1.7M
Q4 24
$13.9M
$-3.5M
Q3 24
$-1.3M
$-1.9M
Q2 24
$4.0M
$-5.6M
Q1 24
$-1.2M
$-3.2M
FCF Margin
CFBK
CFBK
SBFM
SBFM
Q4 25
115.6%
-18.9%
Q3 25
33.6%
-7.8%
Q2 25
50.3%
-15.2%
Q1 25
15.2%
-19.3%
Q4 24
99.6%
-36.6%
Q3 24
-9.9%
-22.2%
Q2 24
31.6%
-59.7%
Q1 24
-9.5%
-43.1%
Capex Intensity
CFBK
CFBK
SBFM
SBFM
Q4 25
3.1%
0.0%
Q3 25
1.7%
0.1%
Q2 25
0.7%
1.7%
Q1 25
0.4%
0.1%
Q4 24
1.9%
1.1%
Q3 24
0.2%
6.1%
Q2 24
0.1%
10.5%
Q1 24
0.0%
0.8%
Cash Conversion
CFBK
CFBK
SBFM
SBFM
Q4 25
3.26×
Q3 25
2.34×
Q2 25
1.58×
Q1 25
0.50×
Q4 24
3.21×
Q3 24
-0.30×
Q2 24
2.35×
Q1 24
-0.38×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Related Comparisons