vs

Side-by-side financial comparison of CF BANKSHARES INC. (CFBK) and NUSCALE POWER Corp (SMR). Click either name above to swap in a different company.

CF BANKSHARES INC. is the larger business by last-quarter revenue ($15.7M vs $8.2M, roughly 1.9× NUSCALE POWER Corp). CF BANKSHARES INC. runs the higher net margin — 40.0% vs -3316.2%, a 3356.2% gap on every dollar of revenue. On growth, NUSCALE POWER Corp posted the faster year-over-year revenue change (1635.2% vs 12.6%). CF BANKSHARES INC. produced more free cash flow last quarter ($18.2M vs $-199.9M). Over the past eight quarters, NUSCALE POWER Corp's revenue compounded faster (22.4% CAGR vs 13.7%).

CF Bankshares Inc. is a U.S.-based regional bank holding company operating through its community bank subsidiary. It offers a full suite of personal and commercial banking solutions including deposit products, various loan options, wealth management services and digital banking tools, primarily serving individual consumers and small-to-medium business clients across the U.S. Midwest region.

NuScale Power Corporation is a publicly traded American company that designs and markets small modular reactors (SMRs). It is headquartered in Tigard, Oregon. The company's VOYGR power plant, which uses 50 MWe modules and scales to 12 modules, was the first SMR to be certified by the US Nuclear Regulatory Commission (NRC) (2022). The newer 77 MWe module designs, known as the VOYGR-4 and VOYGR-6, were submitted for NRC review on January 1, 2023, and approved May 29, 2025. NuScale is now seekin...

CFBK vs SMR — Head-to-Head

Bigger by revenue
CFBK
CFBK
1.9× larger
CFBK
$15.7M
$8.2M
SMR
Growing faster (revenue YoY)
SMR
SMR
+1622.5% gap
SMR
1635.2%
12.6%
CFBK
Higher net margin
CFBK
CFBK
3356.2% more per $
CFBK
40.0%
-3316.2%
SMR
More free cash flow
CFBK
CFBK
$218.1M more FCF
CFBK
$18.2M
$-199.9M
SMR
Faster 2-yr revenue CAGR
SMR
SMR
Annualised
SMR
22.4%
13.7%
CFBK

Income Statement — Q4 FY2025 vs Q3 FY2025

Metric
CFBK
CFBK
SMR
SMR
Revenue
$15.7M
$8.2M
Net Profit
$5.7M
$-273.3M
Gross Margin
32.9%
Operating Margin
43.4%
-6532.9%
Net Margin
40.0%
-3316.2%
Revenue YoY
12.6%
1635.2%
Net Profit YoY
29.9%
-1465.5%
EPS (diluted)
$0.88
$-1.85

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CFBK
CFBK
SMR
SMR
Q4 25
$15.7M
Q3 25
$15.5M
$8.2M
Q2 25
$15.6M
$8.1M
Q1 25
$14.1M
$13.4M
Q4 24
$14.0M
$34.2M
Q3 24
$13.1M
Q2 24
$12.6M
Q1 24
$12.2M
Net Profit
CFBK
CFBK
SMR
SMR
Q4 25
$5.7M
Q3 25
$2.3M
$-273.3M
Q2 25
$5.0M
$-17.6M
Q1 25
$4.4M
$-14.0M
Q4 24
$4.4M
$-75.0M
Q3 24
$4.2M
Q2 24
$1.7M
Q1 24
$3.1M
Gross Margin
CFBK
CFBK
SMR
SMR
Q4 25
Q3 25
32.9%
Q2 25
22.1%
Q1 25
52.4%
Q4 24
91.1%
Q3 24
Q2 24
Q1 24
Operating Margin
CFBK
CFBK
SMR
SMR
Q4 25
43.4%
Q3 25
17.5%
-6532.9%
Q2 25
41.1%
-534.9%
Q1 25
39.5%
-264.1%
Q4 24
36.9%
-34.6%
Q3 24
40.4%
Q2 24
15.4%
Q1 24
30.9%
Net Margin
CFBK
CFBK
SMR
SMR
Q4 25
40.0%
Q3 25
15.1%
-3316.2%
Q2 25
32.3%
-219.0%
Q1 25
31.4%
-104.7%
Q4 24
35.2%
-219.1%
Q3 24
32.2%
Q2 24
13.5%
Q1 24
25.2%
EPS (diluted)
CFBK
CFBK
SMR
SMR
Q4 25
$0.88
Q3 25
$0.36
$-1.85
Q2 25
$0.77
$-0.13
Q1 25
$0.68
$-0.11
Q4 24
$0.68
$-0.77
Q3 24
$0.65
Q2 24
$0.26
Q1 24
$0.47

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CFBK
CFBK
SMR
SMR
Cash + ST InvestmentsLiquidity on hand
$259.0M
$691.8M
Total DebtLower is stronger
Stockholders' EquityBook value
$184.4M
$828.7M
Total Assets
$2.1B
$883.1M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CFBK
CFBK
SMR
SMR
Q4 25
$259.0M
Q3 25
$272.4M
$691.8M
Q2 25
$275.7M
$420.7M
Q1 25
$241.0M
$521.4M
Q4 24
$235.3M
$441.6M
Q3 24
$233.5M
Q2 24
$241.8M
Q1 24
$236.9M
Stockholders' Equity
CFBK
CFBK
SMR
SMR
Q4 25
$184.4M
Q3 25
$179.3M
$828.7M
Q2 25
$177.0M
$692.9M
Q1 25
$172.7M
$704.0M
Q4 24
$168.4M
$618.7M
Q3 24
$164.0M
Q2 24
$159.6M
Q1 24
$158.0M
Total Assets
CFBK
CFBK
SMR
SMR
Q4 25
$2.1B
Q3 25
$2.1B
$883.1M
Q2 25
$2.1B
$606.5M
Q1 25
$2.1B
$618.1M
Q4 24
$2.1B
$544.7M
Q3 24
$2.1B
Q2 24
$2.0B
Q1 24
$2.0B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CFBK
CFBK
SMR
SMR
Operating Cash FlowLast quarter
$18.7M
$-199.8M
Free Cash FlowOCF − Capex
$18.2M
$-199.9M
FCF MarginFCF / Revenue
115.6%
-2425.1%
Capex IntensityCapex / Revenue
3.1%
0.9%
Cash ConversionOCF / Net Profit
3.26×
TTM Free Cash FlowTrailing 4 quarters
$33.4M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CFBK
CFBK
SMR
SMR
Q4 25
$18.7M
Q3 25
$5.5M
$-199.8M
Q2 25
$8.0M
$-33.3M
Q1 25
$2.2M
$-22.8M
Q4 24
$14.2M
$-26.4M
Q3 24
$-1.3M
Q2 24
$4.0M
Q1 24
$-1.2M
Free Cash Flow
CFBK
CFBK
SMR
SMR
Q4 25
$18.2M
Q3 25
$5.2M
$-199.9M
Q2 25
$7.8M
Q1 25
$2.2M
$-22.9M
Q4 24
$13.9M
$-26.5M
Q3 24
$-1.3M
Q2 24
$4.0M
Q1 24
$-1.2M
FCF Margin
CFBK
CFBK
SMR
SMR
Q4 25
115.6%
Q3 25
33.6%
-2425.1%
Q2 25
50.3%
Q1 25
15.2%
-170.9%
Q4 24
99.6%
-77.3%
Q3 24
-9.9%
Q2 24
31.6%
Q1 24
-9.5%
Capex Intensity
CFBK
CFBK
SMR
SMR
Q4 25
3.1%
Q3 25
1.7%
0.9%
Q2 25
0.7%
Q1 25
0.4%
0.5%
Q4 24
1.9%
0.1%
Q3 24
0.2%
Q2 24
0.1%
Q1 24
0.0%
Cash Conversion
CFBK
CFBK
SMR
SMR
Q4 25
3.26×
Q3 25
2.34×
Q2 25
1.58×
Q1 25
0.50×
Q4 24
3.21×
Q3 24
-0.30×
Q2 24
2.35×
Q1 24
-0.38×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

CFBK
CFBK

Segment breakdown not available.

SMR
SMR

Power Plant And NPM Engineering Design And Licensing Services And Fees$8.0M97%
Other$208.0K3%

Related Comparisons