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Side-by-side financial comparison of CF BANKSHARES INC. (CFBK) and Spire Global, Inc. (SPIR). Click either name above to swap in a different company.
Spire Global, Inc. is the larger business by last-quarter revenue ($15.8M vs $15.7M, roughly 1.0× CF BANKSHARES INC.). CF BANKSHARES INC. runs the higher net margin — 40.0% vs -176.6%, a 216.7% gap on every dollar of revenue. On growth, CF BANKSHARES INC. posted the faster year-over-year revenue change (12.6% vs -26.9%). CF BANKSHARES INC. produced more free cash flow last quarter ($18.2M vs $-16.2M). Over the past eight quarters, CF BANKSHARES INC.'s revenue compounded faster (13.7% CAGR vs -32.6%).
CF Bankshares Inc. is a U.S.-based regional bank holding company operating through its community bank subsidiary. It offers a full suite of personal and commercial banking solutions including deposit products, various loan options, wealth management services and digital banking tools, primarily serving individual consumers and small-to-medium business clients across the U.S. Midwest region.
Spire Global, Inc. is a space-to-cloud data and analytics company that specializes in the tracking of global data sets powered by a large constellation of nanosatellites, such as the tracking of maritime, aviation and weather patterns.
CFBK vs SPIR — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $15.7M | $15.8M |
| Net Profit | $5.7M | $-28.0M |
| Gross Margin | — | 40.2% |
| Operating Margin | 43.4% | -164.1% |
| Net Margin | 40.0% | -176.6% |
| Revenue YoY | 12.6% | -26.9% |
| Net Profit YoY | 29.9% | 42.7% |
| EPS (diluted) | $0.88 | $-0.85 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $15.7M | $15.8M | ||
| Q3 25 | $15.5M | $12.7M | ||
| Q2 25 | $15.6M | $19.2M | ||
| Q1 25 | $14.1M | $23.9M | ||
| Q4 24 | $14.0M | $21.7M | ||
| Q3 24 | $13.1M | $28.6M | ||
| Q2 24 | $12.6M | $25.4M | ||
| Q1 24 | $12.2M | $34.8M |
| Q4 25 | $5.7M | $-28.0M | ||
| Q3 25 | $2.3M | $-19.7M | ||
| Q2 25 | $5.0M | $119.6M | ||
| Q1 25 | $4.4M | $-20.7M | ||
| Q4 24 | $4.4M | $-48.8M | ||
| Q3 24 | $4.2M | $-12.5M | ||
| Q2 24 | $1.7M | $-16.6M | ||
| Q1 24 | $3.1M | $-25.5M |
| Q4 25 | — | 40.2% | ||
| Q3 25 | — | 36.6% | ||
| Q2 25 | — | 48.9% | ||
| Q1 25 | — | 36.8% | ||
| Q4 24 | — | 32.4% | ||
| Q3 24 | — | 44.5% | ||
| Q2 24 | — | 43.0% | ||
| Q1 24 | — | 26.5% |
| Q4 25 | 43.4% | -164.1% | ||
| Q3 25 | 17.5% | -166.1% | ||
| Q2 25 | 41.1% | -122.7% | ||
| Q1 25 | 39.5% | -106.5% | ||
| Q4 24 | 36.9% | -144.1% | ||
| Q3 24 | 40.4% | -48.0% | ||
| Q2 24 | 15.4% | -48.6% | ||
| Q1 24 | 30.9% | -34.4% |
| Q4 25 | 40.0% | -176.6% | ||
| Q3 25 | 15.1% | -155.3% | ||
| Q2 25 | 32.3% | 623.4% | ||
| Q1 25 | 31.4% | -86.5% | ||
| Q4 24 | 35.2% | -225.2% | ||
| Q3 24 | 32.2% | -43.7% | ||
| Q2 24 | 13.5% | -65.2% | ||
| Q1 24 | 25.2% | -73.3% |
| Q4 25 | $0.88 | $-0.85 | ||
| Q3 25 | $0.36 | $-0.61 | ||
| Q2 25 | $0.77 | $3.72 | ||
| Q1 25 | $0.68 | $-0.77 | ||
| Q4 24 | $0.68 | $-1.93 | ||
| Q3 24 | $0.65 | $-0.50 | ||
| Q2 24 | $0.26 | $-0.68 | ||
| Q1 24 | $0.47 | $-1.17 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $259.0M | $81.8M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $184.4M | $112.9M |
| Total Assets | $2.1B | $211.0M |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $259.0M | $81.8M | ||
| Q3 25 | $272.4M | $96.8M | ||
| Q2 25 | $275.7M | $117.6M | ||
| Q1 25 | $241.0M | $35.9M | ||
| Q4 24 | $235.3M | $19.2M | ||
| Q3 24 | $233.5M | $36.6M | ||
| Q2 24 | $241.8M | $45.8M | ||
| Q1 24 | $236.9M | $63.7M |
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | $103.7M | ||
| Q4 24 | — | $103.1M | ||
| Q3 24 | — | $4.9M | ||
| Q2 24 | — | $4.9M | ||
| Q1 24 | — | $123.1M |
| Q4 25 | $184.4M | $112.9M | ||
| Q3 25 | $179.3M | $133.1M | ||
| Q2 25 | $177.0M | $149.2M | ||
| Q1 25 | $172.7M | $3.7M | ||
| Q4 24 | $168.4M | $-11.7M | ||
| Q3 24 | $164.0M | $30.8M | ||
| Q2 24 | $159.6M | $40.3M | ||
| Q1 24 | $158.0M | $52.5M |
| Q4 25 | $2.1B | $211.0M | ||
| Q3 25 | $2.1B | $224.3M | ||
| Q2 25 | $2.1B | $239.5M | ||
| Q1 25 | $2.1B | $208.8M | ||
| Q4 24 | $2.1B | $193.6M | ||
| Q3 24 | $2.1B | $224.2M | ||
| Q2 24 | $2.0B | $230.8M | ||
| Q1 24 | $2.0B | $252.3M |
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | 27.92× | ||
| Q4 24 | — | — | ||
| Q3 24 | — | 0.16× | ||
| Q2 24 | — | 0.12× | ||
| Q1 24 | — | 2.35× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $18.7M | $-4.3M |
| Free Cash FlowOCF − Capex | $18.2M | $-16.2M |
| FCF MarginFCF / Revenue | 115.6% | -102.1% |
| Capex IntensityCapex / Revenue | 3.1% | 75.1% |
| Cash ConversionOCF / Net Profit | 3.26× | — |
| TTM Free Cash FlowTrailing 4 quarters | $33.4M | $-92.6M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $18.7M | $-4.3M | ||
| Q3 25 | $5.5M | $-12.0M | ||
| Q2 25 | $8.0M | $-35.1M | ||
| Q1 25 | $2.2M | $-8.4M | ||
| Q4 24 | $14.2M | $-19.2M | ||
| Q3 24 | $-1.3M | $14.0M | ||
| Q2 24 | $4.0M | $-4.4M | ||
| Q1 24 | $-1.2M | $-8.8M |
| Q4 25 | $18.2M | $-16.2M | ||
| Q3 25 | $5.2M | $-20.4M | ||
| Q2 25 | $7.8M | $-38.7M | ||
| Q1 25 | $2.2M | $-17.3M | ||
| Q4 24 | $13.9M | $-24.3M | ||
| Q3 24 | $-1.3M | $5.1M | ||
| Q2 24 | $4.0M | $-9.9M | ||
| Q1 24 | $-1.2M | $-15.9M |
| Q4 25 | 115.6% | -102.1% | ||
| Q3 25 | 33.6% | -161.3% | ||
| Q2 25 | 50.3% | -201.7% | ||
| Q1 25 | 15.2% | -72.6% | ||
| Q4 24 | 99.6% | -112.2% | ||
| Q3 24 | -9.9% | 17.8% | ||
| Q2 24 | 31.6% | -39.0% | ||
| Q1 24 | -9.5% | -45.7% |
| Q4 25 | 3.1% | 75.1% | ||
| Q3 25 | 1.7% | 66.2% | ||
| Q2 25 | 0.7% | 18.8% | ||
| Q1 25 | 0.4% | 37.3% | ||
| Q4 24 | 1.9% | 23.5% | ||
| Q3 24 | 0.2% | 31.2% | ||
| Q2 24 | 0.1% | 21.8% | ||
| Q1 24 | 0.0% | 20.3% |
| Q4 25 | 3.26× | — | ||
| Q3 25 | 2.34× | — | ||
| Q2 25 | 1.58× | -0.29× | ||
| Q1 25 | 0.50× | — | ||
| Q4 24 | 3.21× | — | ||
| Q3 24 | -0.30× | — | ||
| Q2 24 | 2.35× | — | ||
| Q1 24 | -0.38× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
