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Side-by-side financial comparison of CF BANKSHARES INC. (CFBK) and Veritone, Inc. (VERI). Click either name above to swap in a different company.
Veritone, Inc. is the larger business by last-quarter revenue ($26.6M vs $15.7M, roughly 1.7× CF BANKSHARES INC.). CF BANKSHARES INC. runs the higher net margin — 40.0% vs -109.8%, a 149.8% gap on every dollar of revenue. On growth, Veritone, Inc. posted the faster year-over-year revenue change (21.1% vs 12.6%). CF BANKSHARES INC. produced more free cash flow last quarter ($18.2M vs $-17.1M). Over the past eight quarters, Veritone, Inc.'s revenue compounded faster (39.0% CAGR vs 13.7%).
CF Bankshares Inc. is a U.S.-based regional bank holding company operating through its community bank subsidiary. It offers a full suite of personal and commercial banking solutions including deposit products, various loan options, wealth management services and digital banking tools, primarily serving individual consumers and small-to-medium business clients across the U.S. Midwest region.
Veritone, Inc. is an American artificial intelligence technology company based in Irvine, California founded in 2014. It serves a variety of industries including media, professional sports teams, federal government agencies, energy utilities, and state and local police departments.
CFBK vs VERI — Head-to-Head
Income Statement — Q4 FY2025 vs Q3 FY2025
| Metric | | |
|---|---|---|
| Revenue | $15.7M | $26.6M |
| Net Profit | $5.7M | $-29.2M |
| Gross Margin | — | — |
| Operating Margin | 43.4% | -68.2% |
| Net Margin | 40.0% | -109.8% |
| Revenue YoY | 12.6% | 21.1% |
| Net Profit YoY | 29.9% | -34.5% |
| EPS (diluted) | $0.88 | — |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $15.7M | — | ||
| Q3 25 | $15.5M | $26.6M | ||
| Q2 25 | $15.6M | $23.2M | ||
| Q1 25 | $14.1M | $22.5M | ||
| Q4 24 | $14.0M | $22.4M | ||
| Q3 24 | $13.1M | $22.0M | ||
| Q2 24 | $12.6M | $24.1M | ||
| Q1 24 | $12.2M | $24.2M |
| Q4 25 | $5.7M | — | ||
| Q3 25 | $2.3M | $-29.2M | ||
| Q2 25 | $5.0M | $-26.5M | ||
| Q1 25 | $4.4M | $-19.9M | ||
| Q4 24 | $4.4M | $31.8M | ||
| Q3 24 | $4.2M | $-21.7M | ||
| Q2 24 | $1.7M | $-22.2M | ||
| Q1 24 | $3.1M | $-25.2M |
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | 72.6% | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | 71.2% | ||
| Q2 24 | — | 72.6% | ||
| Q1 24 | — | 70.8% |
| Q4 25 | 43.4% | — | ||
| Q3 25 | 17.5% | -68.2% | ||
| Q2 25 | 41.1% | -82.0% | ||
| Q1 25 | 39.5% | -96.3% | ||
| Q4 24 | 36.9% | -93.8% | ||
| Q3 24 | 40.4% | -102.3% | ||
| Q2 24 | 15.4% | -84.4% | ||
| Q1 24 | 30.9% | -100.9% |
| Q4 25 | 40.0% | — | ||
| Q3 25 | 15.1% | -109.8% | ||
| Q2 25 | 32.3% | -114.2% | ||
| Q1 25 | 31.4% | -88.5% | ||
| Q4 24 | 35.2% | 141.7% | ||
| Q3 24 | 32.2% | -98.9% | ||
| Q2 24 | 13.5% | -92.4% | ||
| Q1 24 | 25.2% | -104.3% |
| Q4 25 | $0.88 | — | ||
| Q3 25 | $0.36 | — | ||
| Q2 25 | $0.77 | $-0.53 | ||
| Q1 25 | $0.68 | $-0.41 | ||
| Q4 24 | $0.68 | $0.85 | ||
| Q3 24 | $0.65 | $-0.57 | ||
| Q2 24 | $0.26 | $-0.59 | ||
| Q1 24 | $0.47 | $-0.67 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $259.0M | $36.2M |
| Total DebtLower is stronger | — | $35.4M |
| Stockholders' EquityBook value | $184.4M | $15.5M |
| Total Assets | $2.1B | $198.6M |
| Debt / EquityLower = less leverage | — | 2.28× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $259.0M | — | ||
| Q3 25 | $272.4M | $36.2M | ||
| Q2 25 | $275.7M | $13.6M | ||
| Q1 25 | $241.0M | $16.1M | ||
| Q4 24 | $235.3M | $16.9M | ||
| Q3 24 | $233.5M | $11.4M | ||
| Q2 24 | $241.8M | $46.0M | ||
| Q1 24 | $236.9M | $90.7M |
| Q4 25 | — | — | ||
| Q3 25 | — | $35.4M | ||
| Q2 25 | — | $37.3M | ||
| Q1 25 | — | $39.2M | ||
| Q4 24 | — | $41.2M | ||
| Q3 24 | — | $73.6M | ||
| Q2 24 | — | $75.6M | ||
| Q1 24 | — | $77.5M |
| Q4 25 | $184.4M | — | ||
| Q3 25 | $179.3M | $15.5M | ||
| Q2 25 | $177.0M | $3.5M | ||
| Q1 25 | $172.7M | $14.8M | ||
| Q4 24 | $168.4M | $13.5M | ||
| Q3 24 | $164.0M | $-25.2M | ||
| Q2 24 | $159.6M | $-5.7M | ||
| Q1 24 | $158.0M | $14.9M |
| Q4 25 | $2.1B | — | ||
| Q3 25 | $2.1B | $198.6M | ||
| Q2 25 | $2.1B | $188.1M | ||
| Q1 25 | $2.1B | $199.6M | ||
| Q4 24 | $2.1B | $198.1M | ||
| Q3 24 | $2.1B | $336.4M | ||
| Q2 24 | $2.0B | $321.8M | ||
| Q1 24 | $2.0B | $359.6M |
| Q4 25 | — | — | ||
| Q3 25 | — | 2.28× | ||
| Q2 25 | — | 10.71× | ||
| Q1 25 | — | 2.66× | ||
| Q4 24 | — | 3.06× | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | 5.21× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $18.7M | $-15.9M |
| Free Cash FlowOCF − Capex | $18.2M | $-17.1M |
| FCF MarginFCF / Revenue | 115.6% | -64.2% |
| Capex IntensityCapex / Revenue | 3.1% | 4.6% |
| Cash ConversionOCF / Net Profit | 3.26× | — |
| TTM Free Cash FlowTrailing 4 quarters | $33.4M | $-46.4M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $18.7M | — | ||
| Q3 25 | $5.5M | $-15.9M | ||
| Q2 25 | $8.0M | $-8.2M | ||
| Q1 25 | $2.2M | $-17.0M | ||
| Q4 24 | $14.2M | $-500.0K | ||
| Q3 24 | $-1.3M | $3.6M | ||
| Q2 24 | $4.0M | $-42.7M | ||
| Q1 24 | $-1.2M | $14.9M |
| Q4 25 | $18.2M | — | ||
| Q3 25 | $5.2M | $-17.1M | ||
| Q2 25 | $7.8M | $-9.2M | ||
| Q1 25 | $2.2M | $-18.4M | ||
| Q4 24 | $13.9M | $-1.7M | ||
| Q3 24 | $-1.3M | $1.9M | ||
| Q2 24 | $4.0M | $-44.1M | ||
| Q1 24 | $-1.2M | $13.1M |
| Q4 25 | 115.6% | — | ||
| Q3 25 | 33.6% | -64.2% | ||
| Q2 25 | 50.3% | -39.6% | ||
| Q1 25 | 15.2% | -81.9% | ||
| Q4 24 | 99.6% | -7.4% | ||
| Q3 24 | -9.9% | 8.6% | ||
| Q2 24 | 31.6% | -183.4% | ||
| Q1 24 | -9.5% | 54.2% |
| Q4 25 | 3.1% | — | ||
| Q3 25 | 1.7% | 4.6% | ||
| Q2 25 | 0.7% | 4.1% | ||
| Q1 25 | 0.4% | 6.0% | ||
| Q4 24 | 1.9% | 5.2% | ||
| Q3 24 | 0.2% | 7.7% | ||
| Q2 24 | 0.1% | 5.9% | ||
| Q1 24 | 0.0% | 7.6% |
| Q4 25 | 3.26× | — | ||
| Q3 25 | 2.34× | — | ||
| Q2 25 | 1.58× | — | ||
| Q1 25 | 0.50× | — | ||
| Q4 24 | 3.21× | -0.02× | ||
| Q3 24 | -0.30× | — | ||
| Q2 24 | 2.35× | — | ||
| Q1 24 | -0.38× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
CFBK
Segment breakdown not available.
VERI
| Software Products And Services | $20.9M | 78% |
| Other | $2.3M | 9% |
| Public Sector | $2.0M | 7% |
| Representation Services | $1.5M | 6% |
