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Side-by-side financial comparison of CF BANKSHARES INC. (CFBK) and Venus Concept Inc. (VERO). Click either name above to swap in a different company.
CF BANKSHARES INC. is the larger business by last-quarter revenue ($15.7M vs $13.8M, roughly 1.1× Venus Concept Inc.). CF BANKSHARES INC. runs the higher net margin — 40.0% vs -163.8%, a 203.8% gap on every dollar of revenue. On growth, CF BANKSHARES INC. posted the faster year-over-year revenue change (12.6% vs -8.2%). CF BANKSHARES INC. produced more free cash flow last quarter ($18.2M vs $-4.9M). Over the past eight quarters, CF BANKSHARES INC.'s revenue compounded faster (13.7% CAGR vs -12.8%).
CF Bankshares Inc. is a U.S.-based regional bank holding company operating through its community bank subsidiary. It offers a full suite of personal and commercial banking solutions including deposit products, various loan options, wealth management services and digital banking tools, primarily serving individual consumers and small-to-medium business clients across the U.S. Midwest region.
Venus Concept Inc is a global medical technology firm specializing in the development, manufacturing, and distribution of non-invasive and minimally invasive aesthetic medical devices. Its product portfolio covers hair removal, skin rejuvenation, body contouring, and anti-aging solutions, serving dermatology clinics, plastic surgery centers, and medical spas across North America, Europe, and Asia Pacific markets.
CFBK vs VERO — Head-to-Head
Income Statement — Q4 FY2025 vs Q3 FY2025
| Metric | | |
|---|---|---|
| Revenue | $15.7M | $13.8M |
| Net Profit | $5.7M | $-22.6M |
| Gross Margin | — | 64.0% |
| Operating Margin | 43.4% | -68.9% |
| Net Margin | 40.0% | -163.8% |
| Revenue YoY | 12.6% | -8.2% |
| Net Profit YoY | 29.9% | -143.0% |
| EPS (diluted) | $0.88 | $-12.14 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $15.7M | — | ||
| Q3 25 | $15.5M | $13.8M | ||
| Q2 25 | $15.6M | $15.7M | ||
| Q1 25 | $14.1M | $13.6M | ||
| Q4 24 | $14.0M | $15.8M | ||
| Q3 24 | $13.1M | $15.0M | ||
| Q2 24 | $12.6M | $16.6M | ||
| Q1 24 | $12.2M | $17.5M |
| Q4 25 | $5.7M | — | ||
| Q3 25 | $2.3M | $-22.6M | ||
| Q2 25 | $5.0M | $-11.7M | ||
| Q1 25 | $4.4M | $-12.4M | ||
| Q4 24 | $4.4M | $-8.0M | ||
| Q3 24 | $4.2M | $-9.3M | ||
| Q2 24 | $1.7M | $-20.0M | ||
| Q1 24 | $3.1M | $-9.8M |
| Q4 25 | — | — | ||
| Q3 25 | — | 64.0% | ||
| Q2 25 | — | 60.1% | ||
| Q1 25 | — | 64.2% | ||
| Q4 24 | — | 69.1% | ||
| Q3 24 | — | 66.1% | ||
| Q2 24 | — | 71.5% | ||
| Q1 24 | — | 66.6% |
| Q4 25 | 43.4% | — | ||
| Q3 25 | 17.5% | -68.9% | ||
| Q2 25 | 41.1% | -57.6% | ||
| Q1 25 | 39.5% | -69.8% | ||
| Q4 24 | 36.9% | -42.3% | ||
| Q3 24 | 40.4% | -47.7% | ||
| Q2 24 | 15.4% | -33.7% | ||
| Q1 24 | 30.9% | -44.4% |
| Q4 25 | 40.0% | — | ||
| Q3 25 | 15.1% | -163.8% | ||
| Q2 25 | 32.3% | -74.7% | ||
| Q1 25 | 31.4% | -90.6% | ||
| Q4 24 | 35.2% | -50.5% | ||
| Q3 24 | 32.2% | -61.9% | ||
| Q2 24 | 13.5% | -120.3% | ||
| Q1 24 | 25.2% | -56.0% |
| Q4 25 | $0.88 | — | ||
| Q3 25 | $0.36 | $-12.14 | ||
| Q2 25 | $0.77 | $-8.03 | ||
| Q1 25 | $0.68 | $-17.44 | ||
| Q4 24 | $0.68 | $-10.26 | ||
| Q3 24 | $0.65 | $-13.10 | ||
| Q2 24 | $0.26 | $-30.93 | ||
| Q1 24 | $0.47 | $-16.92 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $259.0M | $4.3M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $184.4M | $2.7M |
| Total Assets | $2.1B | $61.6M |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $259.0M | — | ||
| Q3 25 | $272.4M | $4.3M | ||
| Q2 25 | $275.7M | $3.9M | ||
| Q1 25 | $241.0M | $3.2M | ||
| Q4 24 | $235.3M | $4.3M | ||
| Q3 24 | $233.5M | $4.5M | ||
| Q2 24 | $241.8M | $5.7M | ||
| Q1 24 | $236.9M | $5.1M |
| Q4 25 | $184.4M | — | ||
| Q3 25 | $179.3M | $2.7M | ||
| Q2 25 | $177.0M | $2.3M | ||
| Q1 25 | $172.7M | $2.3M | ||
| Q4 24 | $168.4M | $2.4M | ||
| Q3 24 | $164.0M | $10.1M | ||
| Q2 24 | $159.6M | $3.7M | ||
| Q1 24 | $158.0M | $-22.5M |
| Q4 25 | $2.1B | — | ||
| Q3 25 | $2.1B | $61.6M | ||
| Q2 25 | $2.1B | $63.1M | ||
| Q1 25 | $2.1B | $63.5M | ||
| Q4 24 | $2.1B | $68.2M | ||
| Q3 24 | $2.1B | $72.3M | ||
| Q2 24 | $2.0B | $79.8M | ||
| Q1 24 | $2.0B | $85.1M |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $18.7M | $-4.9M |
| Free Cash FlowOCF − Capex | $18.2M | $-4.9M |
| FCF MarginFCF / Revenue | 115.6% | -35.6% |
| Capex IntensityCapex / Revenue | 3.1% | 0.1% |
| Cash ConversionOCF / Net Profit | 3.26× | — |
| TTM Free Cash FlowTrailing 4 quarters | $33.4M | $-20.7M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $18.7M | — | ||
| Q3 25 | $5.5M | $-4.9M | ||
| Q2 25 | $8.0M | $-5.4M | ||
| Q1 25 | $2.2M | $-6.3M | ||
| Q4 24 | $14.2M | $-3.8M | ||
| Q3 24 | $-1.3M | $-3.0M | ||
| Q2 24 | $4.0M | $-1.3M | ||
| Q1 24 | $-1.2M | $-2.9M |
| Q4 25 | $18.2M | — | ||
| Q3 25 | $5.2M | $-4.9M | ||
| Q2 25 | $7.8M | $-5.6M | ||
| Q1 25 | $2.2M | $-6.3M | ||
| Q4 24 | $13.9M | $-3.9M | ||
| Q3 24 | $-1.3M | $-3.1M | ||
| Q2 24 | $4.0M | $-1.4M | ||
| Q1 24 | $-1.2M | $-2.9M |
| Q4 25 | 115.6% | — | ||
| Q3 25 | 33.6% | -35.6% | ||
| Q2 25 | 50.3% | -35.8% | ||
| Q1 25 | 15.2% | -46.5% | ||
| Q4 24 | 99.6% | -24.7% | ||
| Q3 24 | -9.9% | -20.3% | ||
| Q2 24 | 31.6% | -8.2% | ||
| Q1 24 | -9.5% | -16.6% |
| Q4 25 | 3.1% | — | ||
| Q3 25 | 1.7% | 0.1% | ||
| Q2 25 | 0.7% | 1.0% | ||
| Q1 25 | 0.4% | 0.3% | ||
| Q4 24 | 1.9% | 0.5% | ||
| Q3 24 | 0.2% | 0.0% | ||
| Q2 24 | 0.1% | 0.1% | ||
| Q1 24 | 0.0% | 0.1% |
| Q4 25 | 3.26× | — | ||
| Q3 25 | 2.34× | — | ||
| Q2 25 | 1.58× | — | ||
| Q1 25 | 0.50× | — | ||
| Q4 24 | 3.21× | — | ||
| Q3 24 | -0.30× | — | ||
| Q2 24 | 2.35× | — | ||
| Q1 24 | -0.38× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
CFBK
Segment breakdown not available.
VERO
| Products And Services | $10.8M | 79% |
| Leases | $2.9M | 21% |
