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Side-by-side financial comparison of C & F FINANCIAL CORP (CFFI) and CytomX Therapeutics, Inc. (CTMX). Click either name above to swap in a different company.

C & F FINANCIAL CORP is the larger business by last-quarter revenue ($35.9M vs $18.7M, roughly 1.9× CytomX Therapeutics, Inc.). C & F FINANCIAL CORP runs the higher net margin — 18.7% vs -0.8%, a 19.5% gap on every dollar of revenue. On growth, C & F FINANCIAL CORP posted the faster year-over-year revenue change (12.0% vs -25.7%). C & F FINANCIAL CORP produced more free cash flow last quarter ($22.2M vs $-15.8M). Over the past eight quarters, C & F FINANCIAL CORP's revenue compounded faster (8.2% CAGR vs -15.9%).

Sun Life Financial Inc. is a Canadian financial services company headquartered in Toronto, Ontario. Founded in 1865, it operates internationally in life insurance, wealth management, and asset management. As of 2024, the company manages over CAD$1.3 trillion in assets and serves clients in Canada, the United States, Asia, and other markets.

CytomX Therapeutics is a clinical-stage biotechnology company specializing in innovative cancer immunotherapies. It leverages its proprietary Probody technology platform to develop targeted therapies that activate exclusively in tumor microenvironments, minimizing off-target toxicities, with a pipeline covering multiple solid tumor indications and partnerships with leading global pharmaceutical firms.

CFFI vs CTMX — Head-to-Head

Bigger by revenue
CFFI
CFFI
1.9× larger
CFFI
$35.9M
$18.7M
CTMX
Growing faster (revenue YoY)
CFFI
CFFI
+37.7% gap
CFFI
12.0%
-25.7%
CTMX
Higher net margin
CFFI
CFFI
19.5% more per $
CFFI
18.7%
-0.8%
CTMX
More free cash flow
CFFI
CFFI
$37.9M more FCF
CFFI
$22.2M
$-15.8M
CTMX
Faster 2-yr revenue CAGR
CFFI
CFFI
Annualised
CFFI
8.2%
-15.9%
CTMX

Income Statement — Q4 FY2025 vs Q2 FY2025

Metric
CFFI
CFFI
CTMX
CTMX
Revenue
$35.9M
$18.7M
Net Profit
$6.7M
$-154.0K
Gross Margin
Operating Margin
22.6%
-6.9%
Net Margin
18.7%
-0.8%
Revenue YoY
12.0%
-25.7%
Net Profit YoY
11.0%
97.6%
EPS (diluted)
$2.08

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CFFI
CFFI
CTMX
CTMX
Q4 25
$35.9M
Q3 25
$36.0M
Q2 25
$36.4M
$18.7M
Q1 25
$32.6M
$50.9M
Q4 24
$32.0M
$38.1M
Q3 24
$33.5M
$33.4M
Q2 24
$31.2M
$25.1M
Q1 24
$30.6M
$41.5M
Net Profit
CFFI
CFFI
CTMX
CTMX
Q4 25
$6.7M
Q3 25
$7.1M
Q2 25
$7.7M
$-154.0K
Q1 25
$5.4M
$23.5M
Q4 24
$6.0M
$18.9M
Q3 24
$5.4M
$5.7M
Q2 24
$5.0M
$-6.5M
Q1 24
$3.4M
$13.8M
Operating Margin
CFFI
CFFI
CTMX
CTMX
Q4 25
22.6%
Q3 25
24.5%
Q2 25
26.5%
-6.9%
Q1 25
20.0%
44.4%
Q4 24
22.6%
46.4%
Q3 24
19.9%
12.3%
Q2 24
20.0%
-33.7%
Q1 24
13.1%
28.1%
Net Margin
CFFI
CFFI
CTMX
CTMX
Q4 25
18.7%
Q3 25
19.6%
Q2 25
21.2%
-0.8%
Q1 25
16.5%
46.2%
Q4 24
18.8%
49.6%
Q3 24
16.1%
17.2%
Q2 24
16.1%
-26.0%
Q1 24
11.1%
33.3%
EPS (diluted)
CFFI
CFFI
CTMX
CTMX
Q4 25
$2.08
Q3 25
$2.18
Q2 25
$2.37
Q1 25
$1.66
Q4 24
$1.85
Q3 24
$1.65
Q2 24
$1.50
Q1 24
$1.01

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CFFI
CFFI
CTMX
CTMX
Cash + ST InvestmentsLiquidity on hand
$49.0M
Total DebtLower is stronger
Stockholders' EquityBook value
$261.8M
$119.9M
Total Assets
$2.8B
$175.1M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CFFI
CFFI
CTMX
CTMX
Q4 25
Q3 25
Q2 25
$49.0M
Q1 25
$47.6M
Q4 24
$38.1M
Q3 24
$40.6M
Q2 24
$43.2M
Q1 24
$36.2M
Stockholders' Equity
CFFI
CFFI
CTMX
CTMX
Q4 25
$261.8M
Q3 25
$253.3M
Q2 25
$240.3M
$119.9M
Q1 25
$234.6M
$25.0M
Q4 24
$226.4M
$-456.0K
Q3 24
$227.3M
$-23.5M
Q2 24
$218.5M
$-31.2M
Q1 24
$216.3M
$-31.7M
Total Assets
CFFI
CFFI
CTMX
CTMX
Q4 25
$2.8B
Q3 25
$2.7B
Q2 25
$2.7B
$175.1M
Q1 25
$2.6B
$98.5M
Q4 24
$2.6B
$120.5M
Q3 24
$2.6B
$139.0M
Q2 24
$2.5B
$159.2M
Q1 24
$2.5B
$184.7M

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CFFI
CFFI
CTMX
CTMX
Operating Cash FlowLast quarter
$24.5M
$-15.8M
Free Cash FlowOCF − Capex
$22.2M
$-15.8M
FCF MarginFCF / Revenue
61.8%
-84.6%
Capex IntensityCapex / Revenue
6.5%
0.1%
Cash ConversionOCF / Net Profit
3.65×
TTM Free Cash FlowTrailing 4 quarters
$42.8M
$-77.7M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CFFI
CFFI
CTMX
CTMX
Q4 25
$24.5M
Q3 25
$23.4M
Q2 25
$-4.4M
$-15.8M
Q1 25
$3.2M
$-21.0M
Q4 24
$36.8M
$-19.9M
Q3 24
$404.0K
$-20.7M
Q2 24
$1.7M
$-19.5M
Q1 24
$895.0K
$-26.0M
Free Cash Flow
CFFI
CFFI
CTMX
CTMX
Q4 25
$22.2M
Q3 25
$22.7M
Q2 25
$-5.0M
$-15.8M
Q1 25
$2.9M
$-21.2M
Q4 24
$33.3M
$-20.0M
Q3 24
$-1.6M
$-20.7M
Q2 24
$1.2M
$-19.6M
Q1 24
$410.0K
$-26.2M
FCF Margin
CFFI
CFFI
CTMX
CTMX
Q4 25
61.8%
Q3 25
63.0%
Q2 25
-13.6%
-84.6%
Q1 25
9.0%
-41.6%
Q4 24
103.8%
-52.5%
Q3 24
-4.9%
-62.1%
Q2 24
3.7%
-78.2%
Q1 24
1.3%
-63.1%
Capex Intensity
CFFI
CFFI
CTMX
CTMX
Q4 25
6.5%
Q3 25
2.1%
Q2 25
1.6%
0.1%
Q1 25
0.8%
0.2%
Q4 24
10.9%
0.2%
Q3 24
6.1%
0.1%
Q2 24
1.7%
0.4%
Q1 24
1.6%
0.3%
Cash Conversion
CFFI
CFFI
CTMX
CTMX
Q4 25
3.65×
Q3 25
3.31×
Q2 25
-0.57×
Q1 25
0.60×
-0.89×
Q4 24
6.09×
-1.05×
Q3 24
0.07×
-3.61×
Q2 24
0.34×
Q1 24
0.26×
-1.89×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

CFFI
CFFI

Community Banking$25.9M72%
Consumer Finance Segment$7.0M19%
Mortgage Banking Segment$1.9M5%
Other$1.1M3%

CTMX
CTMX

Bristol Myers Squibb Company$11.6M62%
Astellas Pharma Inc$4.6M25%
Regeneron Pharmaceuticals Inc$2.1M11%

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