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Side-by-side financial comparison of C & F FINANCIAL CORP (CFFI) and ESTABLISHMENT LABS HOLDINGS INC. (ESTA). Click either name above to swap in a different company.

ESTABLISHMENT LABS HOLDINGS INC. is the larger business by last-quarter revenue ($64.6M vs $35.9M, roughly 1.8× C & F FINANCIAL CORP). On growth, ESTABLISHMENT LABS HOLDINGS INC. posted the faster year-over-year revenue change (45.2% vs 12.0%). C & F FINANCIAL CORP produced more free cash flow last quarter ($22.2M vs $-2.0M). Over the past eight quarters, ESTABLISHMENT LABS HOLDINGS INC.'s revenue compounded faster (31.9% CAGR vs 8.2%).

Sun Life Financial Inc. is a Canadian financial services company headquartered in Toronto, Ontario. Founded in 1865, it operates internationally in life insurance, wealth management, and asset management. As of 2024, the company manages over CAD$1.3 trillion in assets and serves clients in Canada, the United States, Asia, and other markets.

Astera Labs, Inc. is an American fabless semiconductor manufacturer and artificial intelligence company. The company specializes in designing high-speed connectivity solutions for data centers and AI infrastructure. The company has been listed on the Nasdaq since March 2024.

CFFI vs ESTA — Head-to-Head

Bigger by revenue
ESTA
ESTA
1.8× larger
ESTA
$64.6M
$35.9M
CFFI
Growing faster (revenue YoY)
ESTA
ESTA
+33.2% gap
ESTA
45.2%
12.0%
CFFI
More free cash flow
CFFI
CFFI
$24.1M more FCF
CFFI
$22.2M
$-2.0M
ESTA
Faster 2-yr revenue CAGR
ESTA
ESTA
Annualised
ESTA
31.9%
8.2%
CFFI

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
CFFI
CFFI
ESTA
ESTA
Revenue
$35.9M
$64.6M
Net Profit
$6.7M
Gross Margin
70.5%
Operating Margin
22.6%
-6.1%
Net Margin
18.7%
Revenue YoY
12.0%
45.2%
Net Profit YoY
11.0%
EPS (diluted)
$2.08
$-0.07

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CFFI
CFFI
ESTA
ESTA
Q4 25
$35.9M
$64.6M
Q3 25
$36.0M
$53.8M
Q2 25
$36.4M
$51.3M
Q1 25
$32.6M
$41.4M
Q4 24
$32.0M
$44.5M
Q3 24
$33.5M
$40.2M
Q2 24
$31.2M
$44.1M
Q1 24
$30.6M
$37.2M
Net Profit
CFFI
CFFI
ESTA
ESTA
Q4 25
$6.7M
Q3 25
$7.1M
$-11.1M
Q2 25
$7.7M
$-16.6M
Q1 25
$5.4M
$-20.7M
Q4 24
$6.0M
Q3 24
$5.4M
$-16.7M
Q2 24
$5.0M
$-17.2M
Q1 24
$3.4M
$-16.2M
Gross Margin
CFFI
CFFI
ESTA
ESTA
Q4 25
70.5%
Q3 25
70.1%
Q2 25
68.8%
Q1 25
67.2%
Q4 24
68.5%
Q3 24
63.9%
Q2 24
65.6%
Q1 24
65.6%
Operating Margin
CFFI
CFFI
ESTA
ESTA
Q4 25
22.6%
-6.1%
Q3 25
24.5%
-7.5%
Q2 25
26.5%
-27.5%
Q1 25
20.0%
-41.0%
Q4 24
22.6%
-41.9%
Q3 24
19.9%
-32.7%
Q2 24
20.0%
-21.2%
Q1 24
13.1%
-23.8%
Net Margin
CFFI
CFFI
ESTA
ESTA
Q4 25
18.7%
Q3 25
19.6%
-20.7%
Q2 25
21.2%
-32.3%
Q1 25
16.5%
-50.1%
Q4 24
18.8%
Q3 24
16.1%
-41.5%
Q2 24
16.1%
-38.9%
Q1 24
11.1%
-43.6%
EPS (diluted)
CFFI
CFFI
ESTA
ESTA
Q4 25
$2.08
$-0.07
Q3 25
$2.18
$-0.38
Q2 25
$2.37
$-0.57
Q1 25
$1.66
$-0.70
Q4 24
$1.85
$-1.21
Q3 24
$1.65
$-0.59
Q2 24
$1.50
$-0.62
Q1 24
$1.01
$-0.58

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CFFI
CFFI
ESTA
ESTA
Cash + ST InvestmentsLiquidity on hand
$75.6M
Total DebtLower is stronger
Stockholders' EquityBook value
$261.8M
$23.5M
Total Assets
$2.8B
$357.2M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CFFI
CFFI
ESTA
ESTA
Q4 25
$75.6M
Q3 25
$70.6M
Q2 25
$54.6M
Q1 25
$69.2M
Q4 24
$90.3M
Q3 24
Q2 24
Q1 24
Total Debt
CFFI
CFFI
ESTA
ESTA
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
$0
Q3 24
Q2 24
Q1 24
Stockholders' Equity
CFFI
CFFI
ESTA
ESTA
Q4 25
$261.8M
$23.5M
Q3 25
$253.3M
$16.4M
Q2 25
$240.3M
$22.8M
Q1 25
$234.6M
$38.5M
Q4 24
$226.4M
$53.1M
Q3 24
$227.3M
$32.7M
Q2 24
$218.5M
$45.0M
Q1 24
$216.3M
$56.9M
Total Assets
CFFI
CFFI
ESTA
ESTA
Q4 25
$2.8B
$357.2M
Q3 25
$2.7B
$338.9M
Q2 25
$2.7B
$329.7M
Q1 25
$2.6B
$333.4M
Q4 24
$2.6B
$346.8M
Q3 24
$2.6B
$282.7M
Q2 24
$2.5B
$285.1M
Q1 24
$2.5B
$301.8M
Debt / Equity
CFFI
CFFI
ESTA
ESTA
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
0.00×
Q3 24
Q2 24
Q1 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CFFI
CFFI
ESTA
ESTA
Operating Cash FlowLast quarter
$24.5M
$-162.0K
Free Cash FlowOCF − Capex
$22.2M
$-2.0M
FCF MarginFCF / Revenue
61.8%
-3.1%
Capex IntensityCapex / Revenue
6.5%
2.8%
Cash ConversionOCF / Net Profit
3.65×
TTM Free Cash FlowTrailing 4 quarters
$42.8M
$-56.9M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CFFI
CFFI
ESTA
ESTA
Q4 25
$24.5M
$-162.0K
Q3 25
$23.4M
$-11.3M
Q2 25
$-4.4M
$-18.8M
Q1 25
$3.2M
$-20.7M
Q4 24
$36.8M
$-20.7M
Q3 24
$404.0K
$-12.5M
Q2 24
$1.7M
$-14.2M
Q1 24
$895.0K
$-11.2M
Free Cash Flow
CFFI
CFFI
ESTA
ESTA
Q4 25
$22.2M
$-2.0M
Q3 25
$22.7M
$-13.1M
Q2 25
$-5.0M
$-20.4M
Q1 25
$2.9M
$-21.5M
Q4 24
$33.3M
$-21.3M
Q3 24
$-1.6M
$-13.9M
Q2 24
$1.2M
$-15.0M
Q1 24
$410.0K
$-14.5M
FCF Margin
CFFI
CFFI
ESTA
ESTA
Q4 25
61.8%
-3.1%
Q3 25
63.0%
-24.4%
Q2 25
-13.6%
-39.7%
Q1 25
9.0%
-51.9%
Q4 24
103.8%
-47.8%
Q3 24
-4.9%
-34.6%
Q2 24
3.7%
-33.9%
Q1 24
1.3%
-38.9%
Capex Intensity
CFFI
CFFI
ESTA
ESTA
Q4 25
6.5%
2.8%
Q3 25
2.1%
3.4%
Q2 25
1.6%
3.2%
Q1 25
0.8%
1.8%
Q4 24
10.9%
1.2%
Q3 24
6.1%
3.7%
Q2 24
1.7%
1.8%
Q1 24
1.6%
8.9%
Cash Conversion
CFFI
CFFI
ESTA
ESTA
Q4 25
3.65×
Q3 25
3.31×
Q2 25
-0.57×
Q1 25
0.60×
Q4 24
6.09×
Q3 24
0.07×
Q2 24
0.34×
Q1 24
0.26×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

CFFI
CFFI

Community Banking$25.9M72%
Consumer Finance Segment$7.0M19%
Mortgage Banking Segment$1.9M5%
Other$1.1M3%

ESTA
ESTA

Segment breakdown not available.

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