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Side-by-side financial comparison of C & F FINANCIAL CORP (CFFI) and GEN Restaurant Group, Inc. (GENK). Click either name above to swap in a different company.
GEN Restaurant Group, Inc. is the larger business by last-quarter revenue ($49.7M vs $35.9M, roughly 1.4× C & F FINANCIAL CORP). C & F FINANCIAL CORP runs the higher net margin — 18.7% vs -3.8%, a 22.5% gap on every dollar of revenue. On growth, C & F FINANCIAL CORP posted the faster year-over-year revenue change (12.0% vs -9.0%). C & F FINANCIAL CORP produced more free cash flow last quarter ($22.2M vs $-5.6M). Over the past eight quarters, C & F FINANCIAL CORP's revenue compounded faster (8.2% CAGR vs -1.0%).
Sun Life Financial Inc. is a Canadian financial services company headquartered in Toronto, Ontario. Founded in 1865, it operates internationally in life insurance, wealth management, and asset management. As of 2024, the company manages over CAD$1.3 trillion in assets and serves clients in Canada, the United States, Asia, and other markets.
Gen Korean BBQ is an American chain of all-you-can-eat Korean barbecue restaurants mainly concentrated around the Western U.S. It opened in 2011, and has since grown to 43 locations as of 2024.
CFFI vs GENK — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $35.9M | $49.7M |
| Net Profit | $6.7M | $-1.9M |
| Gross Margin | — | — |
| Operating Margin | 22.6% | -24.5% |
| Net Margin | 18.7% | -3.8% |
| Revenue YoY | 12.0% | -9.0% |
| Net Profit YoY | 11.0% | -821.4% |
| EPS (diluted) | $2.08 | $-0.37 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $35.9M | $49.7M | ||
| Q3 25 | $36.0M | $50.4M | ||
| Q2 25 | $36.4M | $55.0M | ||
| Q1 25 | $32.6M | $57.3M | ||
| Q4 24 | $32.0M | $54.7M | ||
| Q3 24 | $33.5M | $49.1M | ||
| Q2 24 | $31.2M | $53.9M | ||
| Q1 24 | $30.6M | $50.8M |
| Q4 25 | $6.7M | $-1.9M | ||
| Q3 25 | $7.1M | $-566.0K | ||
| Q2 25 | $7.7M | $-261.0K | ||
| Q1 25 | $5.4M | $-301.0K | ||
| Q4 24 | $6.0M | $-206.0K | ||
| Q3 24 | $5.4M | $25.0K | ||
| Q2 24 | $5.0M | $277.0K | ||
| Q1 24 | $3.4M | $496.0K |
| Q4 25 | 22.6% | -24.5% | ||
| Q3 25 | 24.5% | -7.4% | ||
| Q2 25 | 26.5% | -3.4% | ||
| Q1 25 | 20.0% | -3.8% | ||
| Q4 24 | 22.6% | -2.4% | ||
| Q3 24 | 19.9% | 0.2% | ||
| Q2 24 | 20.0% | 3.0% | ||
| Q1 24 | 13.1% | 0.2% |
| Q4 25 | 18.7% | -3.8% | ||
| Q3 25 | 19.6% | -1.1% | ||
| Q2 25 | 21.2% | -0.5% | ||
| Q1 25 | 16.5% | -0.5% | ||
| Q4 24 | 18.8% | -0.4% | ||
| Q3 24 | 16.1% | 0.1% | ||
| Q2 24 | 16.1% | 0.5% | ||
| Q1 24 | 11.1% | 1.0% |
| Q4 25 | $2.08 | $-0.37 | ||
| Q3 25 | $2.18 | $-0.11 | ||
| Q2 25 | $2.37 | $-0.05 | ||
| Q1 25 | $1.66 | $-0.06 | ||
| Q4 24 | $1.85 | $-0.05 | ||
| Q3 24 | $1.65 | $0.01 | ||
| Q2 24 | $1.50 | $0.06 | ||
| Q1 24 | $1.01 | $0.11 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $2.8M |
| Total DebtLower is stronger | — | $13.6M |
| Stockholders' EquityBook value | $261.8M | $26.5M |
| Total Assets | $2.8B | $259.9M |
| Debt / EquityLower = less leverage | — | 0.51× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | $2.8M | ||
| Q3 25 | — | $4.8M | ||
| Q2 25 | — | $9.6M | ||
| Q1 25 | — | $15.4M | ||
| Q4 24 | — | $23.7M | ||
| Q3 24 | — | $22.1M | ||
| Q2 24 | — | $29.2M | ||
| Q1 24 | — | $28.1M |
| Q4 25 | — | $13.6M | ||
| Q3 25 | — | $10.8M | ||
| Q2 25 | — | $7.8M | ||
| Q1 25 | — | $6.5M | ||
| Q4 24 | — | $6.9M | ||
| Q3 24 | — | $7.2M | ||
| Q2 24 | — | $7.6M | ||
| Q1 24 | — | $7.7M |
| Q4 25 | $261.8M | $26.5M | ||
| Q3 25 | $253.3M | $38.1M | ||
| Q2 25 | $240.3M | $41.0M | ||
| Q1 25 | $234.6M | $42.8M | ||
| Q4 24 | $226.4M | $44.1M | ||
| Q3 24 | $227.3M | $46.5M | ||
| Q2 24 | $218.5M | $45.9M | ||
| Q1 24 | $216.3M | $40.4M |
| Q4 25 | $2.8B | $259.9M | ||
| Q3 25 | $2.7B | $245.5M | ||
| Q2 25 | $2.7B | $246.3M | ||
| Q1 25 | $2.6B | $232.4M | ||
| Q4 24 | $2.6B | $240.4M | ||
| Q3 24 | $2.6B | $225.7M | ||
| Q2 24 | $2.5B | $218.8M | ||
| Q1 24 | $2.5B | $214.5M |
| Q4 25 | — | 0.51× | ||
| Q3 25 | — | 0.28× | ||
| Q2 25 | — | 0.19× | ||
| Q1 25 | — | 0.15× | ||
| Q4 24 | — | 0.16× | ||
| Q3 24 | — | 0.16× | ||
| Q2 24 | — | 0.17× | ||
| Q1 24 | — | 0.19× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $24.5M | $-426.0K |
| Free Cash FlowOCF − Capex | $22.2M | $-5.6M |
| FCF MarginFCF / Revenue | 61.8% | -11.3% |
| Capex IntensityCapex / Revenue | 6.5% | 10.5% |
| Cash ConversionOCF / Net Profit | 3.65× | — |
| TTM Free Cash FlowTrailing 4 quarters | $42.8M | $-24.3M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $24.5M | $-426.0K | ||
| Q3 25 | $23.4M | $-1.6M | ||
| Q2 25 | $-4.4M | $3.3M | ||
| Q1 25 | $3.2M | $2.2M | ||
| Q4 24 | $36.8M | $7.3M | ||
| Q3 24 | $404.0K | $1.4M | ||
| Q2 24 | $1.7M | $5.6M | ||
| Q1 24 | $895.0K | $3.5M |
| Q4 25 | $22.2M | $-5.6M | ||
| Q3 25 | $22.7M | $-7.7M | ||
| Q2 25 | $-5.0M | $-6.3M | ||
| Q1 25 | $2.9M | $-4.7M | ||
| Q4 24 | $33.3M | $165.0K | ||
| Q3 24 | $-1.6M | $-6.8M | ||
| Q2 24 | $1.2M | $1.2M | ||
| Q1 24 | $410.0K | $-586.0K |
| Q4 25 | 61.8% | -11.3% | ||
| Q3 25 | 63.0% | -15.3% | ||
| Q2 25 | -13.6% | -11.5% | ||
| Q1 25 | 9.0% | -8.2% | ||
| Q4 24 | 103.8% | 0.3% | ||
| Q3 24 | -4.9% | -13.9% | ||
| Q2 24 | 3.7% | 2.3% | ||
| Q1 24 | 1.3% | -1.2% |
| Q4 25 | 6.5% | 10.5% | ||
| Q3 25 | 2.1% | 12.0% | ||
| Q2 25 | 1.6% | 17.5% | ||
| Q1 25 | 0.8% | 11.9% | ||
| Q4 24 | 10.9% | 13.1% | ||
| Q3 24 | 6.1% | 16.9% | ||
| Q2 24 | 1.7% | 8.0% | ||
| Q1 24 | 1.6% | 8.1% |
| Q4 25 | 3.65× | — | ||
| Q3 25 | 3.31× | — | ||
| Q2 25 | -0.57× | — | ||
| Q1 25 | 0.60× | — | ||
| Q4 24 | 6.09× | — | ||
| Q3 24 | 0.07× | 57.96× | ||
| Q2 24 | 0.34× | 20.06× | ||
| Q1 24 | 0.26× | 7.08× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
CFFI
| Community Banking | $25.9M | 72% |
| Consumer Finance Segment | $7.0M | 19% |
| Mortgage Banking Segment | $1.9M | 5% |
| Other | $1.1M | 3% |
GENK
Segment breakdown not available.
