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Side-by-side financial comparison of C & F FINANCIAL CORP (CFFI) and Information Services Group Inc. (III). Click either name above to swap in a different company.
Information Services Group Inc. is the larger business by last-quarter revenue ($61.2M vs $35.9M, roughly 1.7× C & F FINANCIAL CORP). C & F FINANCIAL CORP runs the higher net margin — 18.7% vs 4.4%, a 14.2% gap on every dollar of revenue. On growth, C & F FINANCIAL CORP posted the faster year-over-year revenue change (12.0% vs 2.7%). Over the past eight quarters, C & F FINANCIAL CORP's revenue compounded faster (8.2% CAGR vs -2.4%).
Sun Life Financial Inc. is a Canadian financial services company headquartered in Toronto, Ontario. Founded in 1865, it operates internationally in life insurance, wealth management, and asset management. As of 2024, the company manages over CAD$1.3 trillion in assets and serves clients in Canada, the United States, Asia, and other markets.
EBSCO Information Services, headquartered in Ipswich, Massachusetts, is a division of EBSCO Industries Inc., a private company headquartered in Birmingham, Alabama. EBSCO provides products and services to libraries of many types around the world. Its products include EBSCONET, a complete e-resource management system, and EBSCOhost, which supplies a fee-based online research service with 375 full-text databases, a collection of 600,000-plus ebooks, subject indexes, point-of-care medical refere...
CFFI vs III — Head-to-Head
Income Statement — Q4 FY2025 vs Q1 FY2026
| Metric | | |
|---|---|---|
| Revenue | $35.9M | $61.2M |
| Net Profit | $6.7M | $2.7M |
| Gross Margin | — | — |
| Operating Margin | 22.6% | 8.2% |
| Net Margin | 18.7% | 4.4% |
| Revenue YoY | 12.0% | 2.7% |
| Net Profit YoY | 11.0% | 82.5% |
| EPS (diluted) | $2.08 | $0.05 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | — | $61.2M | ||
| Q4 25 | $35.9M | $61.2M | ||
| Q3 25 | $36.0M | $62.4M | ||
| Q2 25 | $36.4M | $61.6M | ||
| Q1 25 | $32.6M | $59.6M | ||
| Q4 24 | $32.0M | $57.8M | ||
| Q3 24 | $33.5M | $61.3M | ||
| Q2 24 | $31.2M | $64.3M |
| Q1 26 | — | $2.7M | ||
| Q4 25 | $6.7M | $2.6M | ||
| Q3 25 | $7.1M | $3.1M | ||
| Q2 25 | $7.7M | $2.2M | ||
| Q1 25 | $5.4M | $1.5M | ||
| Q4 24 | $6.0M | $3.0M | ||
| Q3 24 | $5.4M | $1.1M | ||
| Q2 24 | $5.0M | $2.0M |
| Q1 26 | — | — | ||
| Q4 25 | — | 44.8% | ||
| Q3 25 | — | 42.2% | ||
| Q2 25 | — | 42.2% | ||
| Q1 25 | — | 43.1% | ||
| Q4 24 | — | 41.5% | ||
| Q3 24 | — | 40.4% | ||
| Q2 24 | — | 39.5% |
| Q1 26 | — | 8.2% | ||
| Q4 25 | 22.6% | 8.4% | ||
| Q3 25 | 24.5% | 7.4% | ||
| Q2 25 | 26.5% | 7.6% | ||
| Q1 25 | 20.0% | 5.7% | ||
| Q4 24 | 22.6% | 0.3% | ||
| Q3 24 | 19.9% | 7.0% | ||
| Q2 24 | 20.0% | 5.7% |
| Q1 26 | — | 4.4% | ||
| Q4 25 | 18.7% | 4.3% | ||
| Q3 25 | 19.6% | 4.9% | ||
| Q2 25 | 21.2% | 3.5% | ||
| Q1 25 | 16.5% | 2.5% | ||
| Q4 24 | 18.8% | 5.3% | ||
| Q3 24 | 16.1% | 1.9% | ||
| Q2 24 | 16.1% | 3.2% |
| Q1 26 | — | $0.05 | ||
| Q4 25 | $2.08 | $0.06 | ||
| Q3 25 | $2.18 | $0.06 | ||
| Q2 25 | $2.37 | $0.04 | ||
| Q1 25 | $1.66 | $0.03 | ||
| Q4 24 | $1.85 | $0.07 | ||
| Q3 24 | $1.65 | $0.02 | ||
| Q2 24 | $1.50 | $0.04 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | — |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $261.8M | — |
| Total Assets | $2.8B | — |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | — | $28.7M | ||
| Q3 25 | — | $28.7M | ||
| Q2 25 | — | $25.2M | ||
| Q1 25 | — | $20.1M | ||
| Q4 24 | — | $23.1M | ||
| Q3 24 | — | $9.7M | ||
| Q2 24 | — | $11.8M |
| Q1 26 | — | — | ||
| Q4 25 | $261.8M | $94.7M | ||
| Q3 25 | $253.3M | $94.7M | ||
| Q2 25 | $240.3M | $94.1M | ||
| Q1 25 | $234.6M | $95.0M | ||
| Q4 24 | $226.4M | $96.3M | ||
| Q3 24 | $227.3M | $96.6M | ||
| Q2 24 | $218.5M | $95.5M |
| Q1 26 | — | — | ||
| Q4 25 | $2.8B | $211.0M | ||
| Q3 25 | $2.7B | $213.3M | ||
| Q2 25 | $2.7B | $200.7M | ||
| Q1 25 | $2.6B | $202.4M | ||
| Q4 24 | $2.6B | $204.5M | ||
| Q3 24 | $2.6B | $227.1M | ||
| Q2 24 | $2.5B | $235.3M |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $24.5M | — |
| Free Cash FlowOCF − Capex | $22.2M | — |
| FCF MarginFCF / Revenue | 61.8% | — |
| Capex IntensityCapex / Revenue | 6.5% | — |
| Cash ConversionOCF / Net Profit | 3.65× | — |
| TTM Free Cash FlowTrailing 4 quarters | $42.8M | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $24.5M | $5.1M | ||
| Q3 25 | $23.4M | $11.1M | ||
| Q2 25 | $-4.4M | $11.9M | ||
| Q1 25 | $3.2M | $978.0K | ||
| Q4 24 | $36.8M | $6.6M | ||
| Q3 24 | $404.0K | $8.8M | ||
| Q2 24 | $1.7M | $2.2M |
| Q1 26 | — | — | ||
| Q4 25 | $22.2M | $4.3M | ||
| Q3 25 | $22.7M | $9.5M | ||
| Q2 25 | $-5.0M | $11.1M | ||
| Q1 25 | $2.9M | $141.0K | ||
| Q4 24 | $33.3M | $6.0M | ||
| Q3 24 | $-1.6M | $8.4M | ||
| Q2 24 | $1.2M | $1.3M |
| Q1 26 | — | — | ||
| Q4 25 | 61.8% | 7.0% | ||
| Q3 25 | 63.0% | 15.2% | ||
| Q2 25 | -13.6% | 18.0% | ||
| Q1 25 | 9.0% | 0.2% | ||
| Q4 24 | 103.8% | 10.4% | ||
| Q3 24 | -4.9% | 13.7% | ||
| Q2 24 | 3.7% | 2.0% |
| Q1 26 | — | — | ||
| Q4 25 | 6.5% | 1.2% | ||
| Q3 25 | 2.1% | 2.5% | ||
| Q2 25 | 1.6% | 1.4% | ||
| Q1 25 | 0.8% | 1.4% | ||
| Q4 24 | 10.9% | 0.9% | ||
| Q3 24 | 6.1% | 0.6% | ||
| Q2 24 | 1.7% | 1.4% |
| Q1 26 | — | — | ||
| Q4 25 | 3.65× | 1.94× | ||
| Q3 25 | 3.31× | 3.62× | ||
| Q2 25 | -0.57× | 5.46× | ||
| Q1 25 | 0.60× | 0.66× | ||
| Q4 24 | 6.09× | 2.15× | ||
| Q3 24 | 0.07× | 7.66× | ||
| Q2 24 | 0.34× | 1.07× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
CFFI
| Community Banking | $25.9M | 72% |
| Consumer Finance Segment | $7.0M | 19% |
| Mortgage Banking Segment | $1.9M | 5% |
| Other | $1.1M | 3% |
III
Segment breakdown not available.
