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Side-by-side financial comparison of C & F FINANCIAL CORP (CFFI) and ORTHOPEDIATRICS CORP (KIDS). Click either name above to swap in a different company.
ORTHOPEDIATRICS CORP is the larger business by last-quarter revenue ($61.6M vs $35.9M, roughly 1.7× C & F FINANCIAL CORP). C & F FINANCIAL CORP runs the higher net margin — 18.7% vs -16.4%, a 35.1% gap on every dollar of revenue. On growth, ORTHOPEDIATRICS CORP posted the faster year-over-year revenue change (17.0% vs 12.0%). C & F FINANCIAL CORP produced more free cash flow last quarter ($22.2M vs $9.7M). Over the past eight quarters, ORTHOPEDIATRICS CORP's revenue compounded faster (17.4% CAGR vs 8.2%).
Sun Life Financial Inc. is a Canadian financial services company headquartered in Toronto, Ontario. Founded in 1865, it operates internationally in life insurance, wealth management, and asset management. As of 2024, the company manages over CAD$1.3 trillion in assets and serves clients in Canada, the United States, Asia, and other markets.
OrthoPediatrics is an American bio-science company engaged in designing, developing, manufacturing, and distributing orthopedic implants and instruments for pediatric issues. It is based in Warsaw, Indiana.
CFFI vs KIDS — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $35.9M | $61.6M |
| Net Profit | $6.7M | $-10.1M |
| Gross Margin | — | 73.2% |
| Operating Margin | 22.6% | -13.3% |
| Net Margin | 18.7% | -16.4% |
| Revenue YoY | 12.0% | 17.0% |
| Net Profit YoY | 11.0% | 37.1% |
| EPS (diluted) | $2.08 | $-0.43 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $35.9M | $61.6M | ||
| Q3 25 | $36.0M | $61.3M | ||
| Q2 25 | $36.4M | $61.1M | ||
| Q1 25 | $32.6M | $52.4M | ||
| Q4 24 | $32.0M | $52.7M | ||
| Q3 24 | $33.5M | $54.6M | ||
| Q2 24 | $31.2M | $52.8M | ||
| Q1 24 | $30.6M | $44.7M |
| Q4 25 | $6.7M | $-10.1M | ||
| Q3 25 | $7.1M | $-11.8M | ||
| Q2 25 | $7.7M | $-7.1M | ||
| Q1 25 | $5.4M | $-10.7M | ||
| Q4 24 | $6.0M | $-16.1M | ||
| Q3 24 | $5.4M | $-7.9M | ||
| Q2 24 | $5.0M | $-6.0M | ||
| Q1 24 | $3.4M | $-7.8M |
| Q4 25 | — | 73.2% | ||
| Q3 25 | — | 73.9% | ||
| Q2 25 | — | 72.1% | ||
| Q1 25 | — | 73.0% | ||
| Q4 24 | — | 67.5% | ||
| Q3 24 | — | 73.4% | ||
| Q2 24 | — | 77.3% | ||
| Q1 24 | — | 72.0% |
| Q4 25 | 22.6% | -13.3% | ||
| Q3 25 | 24.5% | -15.4% | ||
| Q2 25 | 26.5% | -17.4% | ||
| Q1 25 | 20.0% | -21.0% | ||
| Q4 24 | 22.6% | -26.7% | ||
| Q3 24 | 19.9% | -10.2% | ||
| Q2 24 | 20.0% | -10.7% | ||
| Q1 24 | 13.1% | -21.8% |
| Q4 25 | 18.7% | -16.4% | ||
| Q3 25 | 19.6% | -19.2% | ||
| Q2 25 | 21.2% | -11.6% | ||
| Q1 25 | 16.5% | -20.3% | ||
| Q4 24 | 18.8% | -30.5% | ||
| Q3 24 | 16.1% | -14.5% | ||
| Q2 24 | 16.1% | -11.4% | ||
| Q1 24 | 11.1% | -17.5% |
| Q4 25 | $2.08 | $-0.43 | ||
| Q3 25 | $2.18 | $-0.50 | ||
| Q2 25 | $2.37 | $-0.30 | ||
| Q1 25 | $1.66 | $-0.46 | ||
| Q4 24 | $1.85 | $-0.70 | ||
| Q3 24 | $1.65 | $-0.34 | ||
| Q2 24 | $1.50 | $-0.26 | ||
| Q1 24 | $1.01 | $-0.34 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $60.9M |
| Total DebtLower is stronger | — | $106.0M |
| Stockholders' EquityBook value | $261.8M | $346.6M |
| Total Assets | $2.8B | $508.6M |
| Debt / EquityLower = less leverage | — | 0.31× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | $60.9M | ||
| Q3 25 | — | $57.7M | ||
| Q2 25 | — | $70.1M | ||
| Q1 25 | — | $58.8M | ||
| Q4 24 | — | $68.8M | ||
| Q3 24 | — | $76.1M | ||
| Q2 24 | — | $28.9M | ||
| Q1 24 | — | $47.7M |
| Q4 25 | — | $106.0M | ||
| Q3 25 | — | $105.3M | ||
| Q2 25 | — | $102.7M | ||
| Q1 25 | — | $77.4M | ||
| Q4 24 | — | $77.5M | ||
| Q3 24 | — | $76.9M | ||
| Q2 24 | — | $11.2M | ||
| Q1 24 | — | $11.3M |
| Q4 25 | $261.8M | $346.6M | ||
| Q3 25 | $253.3M | $349.3M | ||
| Q2 25 | $240.3M | $355.5M | ||
| Q1 25 | $234.6M | $347.1M | ||
| Q4 24 | $226.4M | $354.6M | ||
| Q3 24 | $227.3M | $370.9M | ||
| Q2 24 | $218.5M | $371.3M | ||
| Q1 24 | $216.3M | $370.6M |
| Q4 25 | $2.8B | $508.6M | ||
| Q3 25 | $2.7B | $493.5M | ||
| Q2 25 | $2.7B | $503.6M | ||
| Q1 25 | $2.6B | $470.3M | ||
| Q4 24 | $2.6B | $473.2M | ||
| Q3 24 | $2.6B | $489.3M | ||
| Q2 24 | $2.5B | $430.8M | ||
| Q1 24 | $2.5B | $437.2M |
| Q4 25 | — | 0.31× | ||
| Q3 25 | — | 0.30× | ||
| Q2 25 | — | 0.29× | ||
| Q1 25 | — | 0.22× | ||
| Q4 24 | — | 0.22× | ||
| Q3 24 | — | 0.21× | ||
| Q2 24 | — | 0.03× | ||
| Q1 24 | — | 0.03× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $24.5M | $10.3M |
| Free Cash FlowOCF − Capex | $22.2M | $9.7M |
| FCF MarginFCF / Revenue | 61.8% | 15.8% |
| Capex IntensityCapex / Revenue | 6.5% | 1.0% |
| Cash ConversionOCF / Net Profit | 3.65× | — |
| TTM Free Cash FlowTrailing 4 quarters | $42.8M | $-16.0M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $24.5M | $10.3M | ||
| Q3 25 | $23.4M | $-581.0K | ||
| Q2 25 | $-4.4M | $-10.5M | ||
| Q1 25 | $3.2M | $-4.2M | ||
| Q4 24 | $36.8M | $-4.0M | ||
| Q3 24 | $404.0K | $-10.3M | ||
| Q2 24 | $1.7M | $-6.1M | ||
| Q1 24 | $895.0K | $-6.7M |
| Q4 25 | $22.2M | $9.7M | ||
| Q3 25 | $22.7M | $-3.4M | ||
| Q2 25 | $-5.0M | $-13.9M | ||
| Q1 25 | $2.9M | $-8.4M | ||
| Q4 24 | $33.3M | $-4.2M | ||
| Q3 24 | $-1.6M | $-11.7M | ||
| Q2 24 | $1.2M | $-12.8M | ||
| Q1 24 | $410.0K | $-13.2M |
| Q4 25 | 61.8% | 15.8% | ||
| Q3 25 | 63.0% | -5.6% | ||
| Q2 25 | -13.6% | -22.8% | ||
| Q1 25 | 9.0% | -16.0% | ||
| Q4 24 | 103.8% | -8.1% | ||
| Q3 24 | -4.9% | -21.4% | ||
| Q2 24 | 3.7% | -24.2% | ||
| Q1 24 | 1.3% | -29.4% |
| Q4 25 | 6.5% | 1.0% | ||
| Q3 25 | 2.1% | 4.6% | ||
| Q2 25 | 1.6% | 5.6% | ||
| Q1 25 | 0.8% | 8.1% | ||
| Q4 24 | 10.9% | 0.5% | ||
| Q3 24 | 6.1% | 2.5% | ||
| Q2 24 | 1.7% | 12.7% | ||
| Q1 24 | 1.6% | 14.5% |
| Q4 25 | 3.65× | — | ||
| Q3 25 | 3.31× | — | ||
| Q2 25 | -0.57× | — | ||
| Q1 25 | 0.60× | — | ||
| Q4 24 | 6.09× | — | ||
| Q3 24 | 0.07× | — | ||
| Q2 24 | 0.34× | — | ||
| Q1 24 | 0.26× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
CFFI
| Community Banking | $25.9M | 72% |
| Consumer Finance Segment | $7.0M | 19% |
| Mortgage Banking Segment | $1.9M | 5% |
| Other | $1.1M | 3% |
KIDS
Segment breakdown not available.
