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Side-by-side financial comparison of C & F FINANCIAL CORP (CFFI) and Mama's Creations, Inc. (MAMA). Click either name above to swap in a different company.
Mama's Creations, Inc. is the larger business by last-quarter revenue ($47.3M vs $35.9M, roughly 1.3× C & F FINANCIAL CORP). C & F FINANCIAL CORP runs the higher net margin — 18.7% vs 1.1%, a 17.5% gap on every dollar of revenue. On growth, Mama's Creations, Inc. posted the faster year-over-year revenue change (50.0% vs 12.0%). C & F FINANCIAL CORP produced more free cash flow last quarter ($22.2M vs $3.7M). Over the past eight quarters, Mama's Creations, Inc.'s revenue compounded faster (33.0% CAGR vs 8.2%).
Sun Life Financial Inc. is a Canadian financial services company headquartered in Toronto, Ontario. Founded in 1865, it operates internationally in life insurance, wealth management, and asset management. As of 2024, the company manages over CAD$1.3 trillion in assets and serves clients in Canada, the United States, Asia, and other markets.
Mama's Creations, Inc. is a U.S.-based food manufacturing enterprise that produces a wide portfolio of refrigerated ready-to-eat and heat-and-serve food products, including Italian-style meatballs, sausages, pasta dishes, and other prepared meals. It mainly distributes its offerings to grocery retailers, mass merchandisers and foodservice partners across the United States, focusing on convenient, high-quality comfort food for daily consumer demand.
CFFI vs MAMA — Head-to-Head
Income Statement — Q4 FY2025 vs Q3 FY2026
| Metric | | |
|---|---|---|
| Revenue | $35.9M | $47.3M |
| Net Profit | $6.7M | $540.0K |
| Gross Margin | — | 23.6% |
| Operating Margin | 22.6% | 1.7% |
| Net Margin | 18.7% | 1.1% |
| Revenue YoY | 12.0% | 50.0% |
| Net Profit YoY | 11.0% | 31.7% |
| EPS (diluted) | $2.08 | $0.01 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $35.9M | $47.3M | ||
| Q3 25 | $36.0M | $35.2M | ||
| Q2 25 | $36.4M | $35.3M | ||
| Q1 25 | $32.6M | $33.6M | ||
| Q4 24 | $32.0M | $31.5M | ||
| Q3 24 | $33.5M | $28.4M | ||
| Q2 24 | $31.2M | $29.8M | ||
| Q1 24 | $30.6M | $26.7M |
| Q4 25 | $6.7M | $540.0K | ||
| Q3 25 | $7.1M | $1.3M | ||
| Q2 25 | $7.7M | $1.2M | ||
| Q1 25 | $5.4M | $1.6M | ||
| Q4 24 | $6.0M | $410.0K | ||
| Q3 24 | $5.4M | $1.1M | ||
| Q2 24 | $5.0M | $553.0K | ||
| Q1 24 | $3.4M | $1.4M |
| Q4 25 | — | 23.6% | ||
| Q3 25 | — | 24.9% | ||
| Q2 25 | — | 26.1% | ||
| Q1 25 | — | 27.0% | ||
| Q4 24 | — | 22.6% | ||
| Q3 24 | — | 24.2% | ||
| Q2 24 | — | 25.0% | ||
| Q1 24 | — | 29.3% |
| Q4 25 | 22.6% | 1.7% | ||
| Q3 25 | 24.5% | 4.8% | ||
| Q2 25 | 26.5% | 4.5% | ||
| Q1 25 | 20.0% | 5.7% | ||
| Q4 24 | 22.6% | 1.8% | ||
| Q3 24 | 19.9% | 5.7% | ||
| Q2 24 | 20.0% | 2.6% | ||
| Q1 24 | 13.1% | 7.4% |
| Q4 25 | 18.7% | 1.1% | ||
| Q3 25 | 19.6% | 3.6% | ||
| Q2 25 | 21.2% | 3.5% | ||
| Q1 25 | 16.5% | 4.8% | ||
| Q4 24 | 18.8% | 1.3% | ||
| Q3 24 | 16.1% | 4.0% | ||
| Q2 24 | 16.1% | 1.9% | ||
| Q1 24 | 11.1% | 5.3% |
| Q4 25 | $2.08 | $0.01 | ||
| Q3 25 | $2.18 | $0.03 | ||
| Q2 25 | $2.37 | $0.03 | ||
| Q1 25 | $1.66 | $0.04 | ||
| Q4 24 | $1.85 | $0.01 | ||
| Q3 24 | $1.65 | $0.03 | ||
| Q2 24 | $1.50 | $0.01 | ||
| Q1 24 | $1.01 | $0.03 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $18.1M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $261.8M | $49.6M |
| Total Assets | $2.8B | $84.0M |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | $18.1M | ||
| Q3 25 | — | $9.4M | ||
| Q2 25 | — | $12.0M | ||
| Q1 25 | — | $7.2M | ||
| Q4 24 | — | $9.3M | ||
| Q3 24 | — | $7.4M | ||
| Q2 24 | — | $13.0M | ||
| Q1 24 | — | $11.0M |
| Q4 25 | $261.8M | $49.6M | ||
| Q3 25 | $253.3M | $29.6M | ||
| Q2 25 | $240.3M | $26.4M | ||
| Q1 25 | $234.6M | $24.9M | ||
| Q4 24 | $226.4M | $23.0M | ||
| Q3 24 | $227.3M | $22.3M | ||
| Q2 24 | $218.5M | $20.3M | ||
| Q1 24 | $216.3M | $19.6M |
| Q4 25 | $2.8B | $84.0M | ||
| Q3 25 | $2.7B | $51.2M | ||
| Q2 25 | $2.7B | $52.7M | ||
| Q1 25 | $2.6B | $47.1M | ||
| Q4 24 | $2.6B | $47.9M | ||
| Q3 24 | $2.6B | $43.0M | ||
| Q2 24 | $2.5B | $47.2M | ||
| Q1 24 | $2.5B | $45.1M |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $24.5M | $3.9M |
| Free Cash FlowOCF − Capex | $22.2M | $3.7M |
| FCF MarginFCF / Revenue | 61.8% | 7.8% |
| Capex IntensityCapex / Revenue | 6.5% | 0.4% |
| Cash ConversionOCF / Net Profit | 3.65× | 7.16× |
| TTM Free Cash FlowTrailing 4 quarters | $42.8M | $6.0M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $24.5M | $3.9M | ||
| Q3 25 | $23.4M | $-1.7M | ||
| Q2 25 | $-4.4M | $6.0M | ||
| Q1 25 | $3.2M | $-857.0K | ||
| Q4 24 | $36.8M | $4.8M | ||
| Q3 24 | $404.0K | $-2.4M | ||
| Q2 24 | $1.7M | $3.6M | ||
| Q1 24 | $895.0K | $6.7M |
| Q4 25 | $22.2M | $3.7M | ||
| Q3 25 | $22.7M | $-2.2M | ||
| Q2 25 | $-5.0M | $5.5M | ||
| Q1 25 | $2.9M | $-930.0K | ||
| Q4 24 | $33.3M | $2.5M | ||
| Q3 24 | $-1.6M | $-4.0M | ||
| Q2 24 | $1.2M | $2.5M | ||
| Q1 24 | $410.0K | $6.6M |
| Q4 25 | 61.8% | 7.8% | ||
| Q3 25 | 63.0% | -6.2% | ||
| Q2 25 | -13.6% | 15.5% | ||
| Q1 25 | 9.0% | -2.8% | ||
| Q4 24 | 103.8% | 8.0% | ||
| Q3 24 | -4.9% | -14.1% | ||
| Q2 24 | 3.7% | 8.4% | ||
| Q1 24 | 1.3% | 24.8% |
| Q4 25 | 6.5% | 0.4% | ||
| Q3 25 | 2.1% | 1.5% | ||
| Q2 25 | 1.6% | 1.5% | ||
| Q1 25 | 0.8% | 0.2% | ||
| Q4 24 | 10.9% | 7.2% | ||
| Q3 24 | 6.1% | 5.6% | ||
| Q2 24 | 1.7% | 3.8% | ||
| Q1 24 | 1.6% | 0.4% |
| Q4 25 | 3.65× | 7.16× | ||
| Q3 25 | 3.31× | -1.31× | ||
| Q2 25 | -0.57× | 4.85× | ||
| Q1 25 | 0.60× | -0.54× | ||
| Q4 24 | 6.09× | 11.71× | ||
| Q3 24 | 0.07× | -2.10× | ||
| Q2 24 | 0.34× | 6.58× | ||
| Q1 24 | 0.26× | 4.79× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
CFFI
| Community Banking | $25.9M | 72% |
| Consumer Finance Segment | $7.0M | 19% |
| Mortgage Banking Segment | $1.9M | 5% |
| Other | $1.1M | 3% |
MAMA
Segment breakdown not available.
