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Side-by-side financial comparison of C & F FINANCIAL CORP (CFFI) and McEwen Inc. (MUX). Click either name above to swap in a different company.

McEwen Inc. is the larger business by last-quarter revenue ($64.6M vs $35.9M, roughly 1.8× C & F FINANCIAL CORP). McEwen Inc. runs the higher net margin — 59.0% vs 18.7%, a 40.3% gap on every dollar of revenue. On growth, McEwen Inc. posted the faster year-over-year revenue change (92.8% vs 12.0%). Over the past eight quarters, McEwen Inc.'s revenue compounded faster (25.2% CAGR vs 8.2%).

Sun Life Financial Inc. is a Canadian financial services company headquartered in Toronto, Ontario. Founded in 1865, it operates internationally in life insurance, wealth management, and asset management. As of 2024, the company manages over CAD$1.3 trillion in assets and serves clients in Canada, the United States, Asia, and other markets.

McEwen Inc (ticker MUX) is a natural resource company primarily engaged in the exploration, development, and production of gold, silver, and copper assets. Its core operations are located across North and South America, serving global commodity markets with a focus on sustainable, responsible mining practices.

CFFI vs MUX — Head-to-Head

Bigger by revenue
MUX
MUX
1.8× larger
MUX
$64.6M
$35.9M
CFFI
Growing faster (revenue YoY)
MUX
MUX
+80.8% gap
MUX
92.8%
12.0%
CFFI
Higher net margin
MUX
MUX
40.3% more per $
MUX
59.0%
18.7%
CFFI
Faster 2-yr revenue CAGR
MUX
MUX
Annualised
MUX
25.2%
8.2%
CFFI

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
CFFI
CFFI
MUX
MUX
Revenue
$35.9M
$64.6M
Net Profit
$6.7M
$38.1M
Gross Margin
26.9%
Operating Margin
22.6%
34.2%
Net Margin
18.7%
59.0%
Revenue YoY
12.0%
92.8%
Net Profit YoY
11.0%
563.1%
EPS (diluted)
$2.08
$0.66

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CFFI
CFFI
MUX
MUX
Q4 25
$35.9M
$64.6M
Q3 25
$36.0M
$50.5M
Q2 25
$36.4M
$46.7M
Q1 25
$32.6M
$35.7M
Q4 24
$32.0M
$33.5M
Q3 24
$33.5M
$52.3M
Q2 24
$31.2M
$47.5M
Q1 24
$30.6M
$41.2M
Net Profit
CFFI
CFFI
MUX
MUX
Q4 25
$6.7M
$38.1M
Q3 25
$7.1M
$-462.0K
Q2 25
$7.7M
$3.0M
Q1 25
$5.4M
$-6.3M
Q4 24
$6.0M
$-8.2M
Q3 24
$5.4M
$-2.1M
Q2 24
$5.0M
$-13.0M
Q1 24
$3.4M
$-20.4M
Gross Margin
CFFI
CFFI
MUX
MUX
Q4 25
26.9%
Q3 25
15.5%
Q2 25
26.3%
Q1 25
28.2%
Q4 24
1.1%
Q3 24
26.4%
Q2 24
22.7%
Q1 24
14.6%
Operating Margin
CFFI
CFFI
MUX
MUX
Q4 25
22.6%
34.2%
Q3 25
24.5%
-16.7%
Q2 25
26.5%
-7.2%
Q1 25
20.0%
-21.4%
Q4 24
22.6%
-43.4%
Q3 24
19.9%
-0.2%
Q2 24
20.0%
-29.4%
Q1 24
13.1%
-53.3%
Net Margin
CFFI
CFFI
MUX
MUX
Q4 25
18.7%
59.0%
Q3 25
19.6%
-0.9%
Q2 25
21.2%
6.5%
Q1 25
16.5%
-17.6%
Q4 24
18.8%
-24.6%
Q3 24
16.1%
-4.0%
Q2 24
16.1%
-27.4%
Q1 24
11.1%
-49.4%
EPS (diluted)
CFFI
CFFI
MUX
MUX
Q4 25
$2.08
$0.66
Q3 25
$2.18
$-0.01
Q2 25
$2.37
$0.06
Q1 25
$1.66
$-0.12
Q4 24
$1.85
$-0.15
Q3 24
$1.65
$-0.04
Q2 24
$1.50
$-0.26
Q1 24
$1.01
$-0.41

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CFFI
CFFI
MUX
MUX
Cash + ST InvestmentsLiquidity on hand
$72.1M
Total DebtLower is stronger
$126.2M
Stockholders' EquityBook value
$261.8M
$546.2M
Total Assets
$2.8B
$820.2M
Debt / EquityLower = less leverage
0.23×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CFFI
CFFI
MUX
MUX
Q4 25
$72.1M
Q3 25
$75.4M
Q2 25
$69.5M
Q1 25
$79.3M
Q4 24
$15.3M
Q3 24
$30.2M
Q2 24
$42.6M
Q1 24
$22.0M
Total Debt
CFFI
CFFI
MUX
MUX
Q4 25
$126.2M
Q3 25
$126.0M
Q2 25
$125.8M
Q1 25
$125.5M
Q4 24
$40.0M
Q3 24
$31.0M
Q2 24
$34.0M
Q1 24
$37.0M
Stockholders' Equity
CFFI
CFFI
MUX
MUX
Q4 25
$261.8M
$546.2M
Q3 25
$253.3M
$488.6M
Q2 25
$240.3M
$484.5M
Q1 25
$234.6M
$479.8M
Q4 24
$226.4M
$495.0M
Q3 24
$227.3M
$502.1M
Q2 24
$218.5M
$485.2M
Q1 24
$216.3M
$482.5M
Total Assets
CFFI
CFFI
MUX
MUX
Q4 25
$2.8B
$820.2M
Q3 25
$2.7B
$747.6M
Q2 25
$2.7B
$735.6M
Q1 25
$2.6B
$730.6M
Q4 24
$2.6B
$664.6M
Q3 24
$2.6B
$667.8M
Q2 24
$2.5B
$645.1M
Q1 24
$2.5B
$638.7M
Debt / Equity
CFFI
CFFI
MUX
MUX
Q4 25
0.23×
Q3 25
0.26×
Q2 25
0.26×
Q1 25
0.26×
Q4 24
0.08×
Q3 24
0.06×
Q2 24
0.07×
Q1 24
0.08×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CFFI
CFFI
MUX
MUX
Operating Cash FlowLast quarter
$24.5M
$3.1M
Free Cash FlowOCF − Capex
$22.2M
FCF MarginFCF / Revenue
61.8%
Capex IntensityCapex / Revenue
6.5%
Cash ConversionOCF / Net Profit
3.65×
0.08×
TTM Free Cash FlowTrailing 4 quarters
$42.8M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CFFI
CFFI
MUX
MUX
Q4 25
$24.5M
$3.1M
Q3 25
$23.4M
$5.2M
Q2 25
$-4.4M
$478.0K
Q1 25
$3.2M
$-1.9M
Q4 24
$36.8M
$-1.2M
Q3 24
$404.0K
$23.2M
Q2 24
$1.7M
$3.6M
Q1 24
$895.0K
$3.9M
Free Cash Flow
CFFI
CFFI
MUX
MUX
Q4 25
$22.2M
Q3 25
$22.7M
Q2 25
$-5.0M
Q1 25
$2.9M
Q4 24
$33.3M
Q3 24
$-1.6M
Q2 24
$1.2M
Q1 24
$410.0K
FCF Margin
CFFI
CFFI
MUX
MUX
Q4 25
61.8%
Q3 25
63.0%
Q2 25
-13.6%
Q1 25
9.0%
Q4 24
103.8%
Q3 24
-4.9%
Q2 24
3.7%
Q1 24
1.3%
Capex Intensity
CFFI
CFFI
MUX
MUX
Q4 25
6.5%
Q3 25
2.1%
Q2 25
1.6%
Q1 25
0.8%
Q4 24
10.9%
Q3 24
6.1%
Q2 24
1.7%
Q1 24
1.6%
Cash Conversion
CFFI
CFFI
MUX
MUX
Q4 25
3.65×
0.08×
Q3 25
3.31×
Q2 25
-0.57×
0.16×
Q1 25
0.60×
Q4 24
6.09×
Q3 24
0.07×
Q2 24
0.34×
Q1 24
0.26×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

CFFI
CFFI

Community Banking$25.9M72%
Consumer Finance Segment$7.0M19%
Mortgage Banking Segment$1.9M5%
Other$1.1M3%

MUX
MUX

Segment breakdown not available.

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